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Add-ons and riders in health insurance are optional benefits that enhance base coverage, filling gaps like maternity, critical illness, OPD, and ambulance expenses. Learn the difference to choose the right policy for your needs.
Understand the difference between medical allowance and medical reimbursement as a salaried individual. Avoid tax blunders, make informed decisions, and stay protected.
Your base policy covers multiple medical expenses, but there can be a few exceptions. This is where a health insurance rider comes in to cover additional costs, such as maternity expenses, consumables, and so on.
Filing your health insurance claim on time ensures quick settlement and prevents rejection. Learn the deadlines for cashless, reimbursement, OPD, and post-hospitalization claims with a simple guide to documentation and IRDAI rules.
Submitting the right documents is crucial for smooth health insurance claim settlement. This guide explains the essential documents required for health insurance claim, covering both cashless and reimbursement processes.
Wondering if health insurance covers diabetes in India? The short answer is yes, but with conditions. Learn about waiting periods, coverage options for Type 1 & Type 2 diabetes, popular plans, and Ditto’s expert advice in this guide.
AYUSH health insurance now comes standard in all health plans. From Ayurveda to Homeopathy, coverage applies if you meet IRDAI’s 2025 eligibility rules - 24+ hours hospitalization, certified AYUSH hospitals, and proper treatment records.
At Ditto, we help you understand the waiting period for kidney stone treatment under health insurance in India, how specific illnesses and PED waits work, and how to reduce them with the right plans or add-ons for faster, more effective coverage.
Heart disease is a growing concern, and treatment expenses can be overwhelming without proper coverage. This guide explains how health insurance for heart patients works, whether you are diagnosed before or after buying a policy.
Health insurance not only covers medical costs but also offers tax savings under Section 80D. The old regime allows deductions up to ₹1,00,000, while the new regime offers none. Compare health insurance tax benefits in old and new tax regime to choose wisely.
Not everything is covered in health insurance. This may include cosmetic surgeries, self-inflicted injuries, and more. This guide discusses the list of permanent exclusions in health insurance and the relevant alternatives to override them.
Finding the right health insurance doesn’t have to drain your wallet. In this guide, we break down the top 5 affordable health insurance plans in India for 2025, catering to individuals, families, and seniors, so you get maximum coverage without overspending.
