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Avoid costly proportionate deductions on your health claim by understanding room rent limits and associated IRDAI rules.
Rising healthcare expenses and medical inflation can make it challenging to manage your finances. In that case, can you take multiple health insurance policies to handle medical costs? Yes, and this guide highlights the things you need to keep in mind when considering more than one plan.
Getting a health insurance plan as a self employed professional can be tricky. That’s where this simple, ready-to-refer guide from Ditto comes in to help you learn the basics, understand ways to build the right cover (base plan+ super top-up+add-ons), and know the inclusions and exclusions.
Loading charges can bump up your health insurance premium, but why do insurers add them? From age and pre-existing conditions to lifestyle habits, many factors influence these extra costs. Learn how loading works, the best plans with and without it, and how to choose smartly!
ESIC number is your 10-digit key to social security benefits. Know the format, eligibility, benefits, how to find it, and download your e-Pehchan card (2026).
Missed your premium payment? Learn what happens when you skip an insurance payment, including grace period rules, policy lapse, and reinstatement options.
Discover how National Insurance calculates health premiums with age bands, sum insured slabs, and zonal pricing. Learn about optional covers, discounts, copay rules, and family floater calculations to make informed, cost-effective policy choices. FAQs included for clarity.
Discover how MADBY Rajasthan offers families financial protection of up to ₹10 lakh in case of accidental death or disability. Learn who’s eligible, required documents, and how to claim in this complete guide.
Discover the vital role of insurance underwriters, how they assess risks, set premiums, and how you can improve your chances of better coverage with expert guidance.
Coordination of Benefits in health insurance lets you combine multiple policies to maximize coverage, reduce out-of-pocket costs, and ensure fair claim settlements without duplication.
Learn how PPN (Preferred Provider Network) affects cashless approvals, and what to confirm before a hospital admission, including room class, package, and inclusions.
Learn what the policy period in health insurance means, how it affects your premium, and why choosing the right tenure,1,2, or 5 years, can save you money, reduce renewals, and protect against medical inflation. The guide includes examples, expert tips, and FAQs for 2025.
