The Return of Premium (ROP) rider refunds your premiums if you outlive your term plan. It sounds appealing, but is it worth the higher cost? In this guide, we explain how the rider works, who it suits best, and when zero-cost plans may be smarter.
Can you get a loan against term insurance? Not really. But here’s how to borrow using other life insurance plans with up to 90% of their surrender value.
Terminal illness cover lets you claim your term insurance payout early if diagnosed with a life-limiting illness. It offers crucial financial support when it matters most. Find out how it works, who needs it, and why it’s a smart add-on in 2025.
Wondering if term insurance is mandatory with your home loan? It’s not—RBI doesn’t require it, and banks can’t force you. But should you skip it? Not really. This article uncovers the truth, bank tactics, and a smarter way to protect both your loan and family with a cost-effective life cover.
This comprehensive Acko Life Insurance Review examines the history of Acko, plan features, and customer feedback. Learn about the top Acko Term Insurance policy details and whether a term insurance policy from Acko fits your needs.
This in-depth Shriram Life Insurance Review explores plan features, claim settlement data, and customer insights. Learn about the top Shriram Life Insurance policy details and whether a term insurance policy from Shriram fits your needs.
Term insurance in India is subject to an 18% GST on premiums. Here’s how it affects your policy costs, with examples and tips for 2025.
Looking to combine investment and insurance? This 2025 review of SBI Smart Fortune Builder explains returns, costs, and coverage, and whether it’s the right fit.
This in-depth Aviva Life Insurance review explores plan features, claim settlement data, and customer insights. Learn about the top Aviva Life Insurance policy details and whether a term insurance policy from Aviva fits your needs.
Term life insurance is affordable and offers pure protection for a fixed period, while whole life insurance provides lifelong coverage plus a savings component. Learn the pros, cons, and how to choose what fits your goals.
Medical tests can make or break your term insurance policy. This blog explains everything you need to know—from standard checkups to exceptions—so you’re fully prepared before you apply.
Premium Paying Term is the period during which you pay premiums toward your insurance policy. Learn how it affects your coverage and costs.
