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Features of Life Insurance

Features of Life Insurance

Understand the features of life insurance, premium options, sum assured, riders, policy term, and claim settlement before buying.

5 MIN
Moushmi Kaur
Written by Moushmi Kaur
ABSLI Fortune Wealth Plan

ABSLI Fortune Wealth Plan - ULIP plan review, features & fund options

Read our ABSLI Fortune Wealth Plan review covering ULIP features, charges, fund options, returns, death benefits, pros, and cons. Find out whether this Aditya Birla Sun Life ULIP is worth buying or if term insurance plus separate investments may be a smarter choice.

7 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
ICICI Pru Signature Assure

ICICI Pru Signature Assure

ICICI Pru Signature Assure is a ULIP combining insurance and market-linked investments, offering features like premium waiver and maturity protection. However, due to costs and complexity, separating term insurance and investments may provide better flexibility and returns.

7 MIN
Gargi Thakur
Written by Gargi Thakur
ICICI ULIP Plan

ICICI Prudential Life Insurance

ICICI ULIP plans combine insurance and market-linked investing—but at a cost. With lower life cover, multiple charges, and a 5-year lock-in, are they worth it? Here’s a clear breakdown ofand how they compare to term insurance.

7 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Bajaj Life Insurance claim settlement ratio

Bajaj Life Insurance Claim Settlement Ratio - Latest Figures & Reliability Check

Bajaj Life Insurance Claim Settlement Ratio stands at 99.32% for FY 2024-25, reflecting strong claim reliability. This guide covers CSR trends, solvency, complaints, Amount Settlement Ratio, and whether Bajaj Life is a dependable insurer for your term insurance needs.

5 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
Credit Life Insurance

Credit Life Insurance

Credit life insurance helps repay your outstanding loan if you pass away during the tenure, protecting your family from debt. However, it lacks flexibility and income support. This guide explains how it works, its benefits, drawbacks, and how it compares with term insurance.

7 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
HDFC Life Insurance Claim Settlement Ratio

HDFC Life Insurance Claim Settlement Ratio

Check the latest HDFC Life Insurance claim settlement ratio for 2024, which stands at ~99.50% as per IRDAI disclosures. It highlights strong claim reliability. You can also review the HDFC Life term insurance claim settlement ratio per IRDAI to compare consistency over time.

4 MIN
Moushmi Kaur
Written by Moushmi Kaur
LIC ULIP Plan Guide

LIC ULIP Plan Guide

LIC ULIP plans combine investment and insurance, but often fall short on both. With lower life cover, multiple charges, and a 5-year lock-in, are they worth it? Here’s a clear comparison with term insurance to help you decide better.

7 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
IndiaFirst Life Insurance

IndiaFirst Life Insurance

Complete IndiaFirst Life Insurance ULIP plan guide covering benefits, returns, charges, and drawbacks. Learn how these market-linked plans work, their risks, and whether they fit your long-term financial goals before investing.

7 MIN
Moushmi Kaur
Written by Moushmi Kaur
Canara HSBC Life Insurance: ULIP Plan Guide

Canara HSBC Life Insurance: ULIP Plan Guide

Canara HSBC Life Insurance ULIP plan guide covering benefits, returns, charges, and drawbacks. Learn how these market-linked plans work, their risks, and whether they suit your long-term financial goals before investing.

7 MIN
Moushmi Kaur
Written by Moushmi Kaur
Life Insurance for Senior Citizens

Life Insurance for Senior Citizens

Life insurance for senior citizens can be limited after age 60-65 due to higher premiums and stricter eligibility criteria. It’s most useful if dependents rely on your income. Otherwise, focus on health cover, savings, and estate planning.

6 MIN
Gargi Thakur
Written by Gargi Thakur
Aditya Birla Sun Life Insurance

Aditya Birla Sun Life Insurance Review

ABSLI is a stable, well-established insurer with a wide product range and smooth operations. But when it comes to term insurance, you may end up paying more for similar coverage, so it’s worth comparing before you commit.

6 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
SBI Life Smart Fortune Builder ULIP Review

SBI Life Smart Fortune Builder ULIP Review

SBI Life Smart Fortune Builder is a ULIP offering market-linked returns and life cover, with flexible premiums and tax benefits. However, high charges, a 5-year lock-in, and modest coverage make it less attractive than separating insurance and investments.

6 MIN
Gargi Thakur
Written by Gargi Thakur