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Life Insurance Articles

Joint Term Insurance Plan for Husband and Wife

Joint Term Insurance Plan for Husband and Wife: Is It Better Than Individual Coverage?

A joint term insurance plan for husband and wife offers financial security under one policy, ensuring the surviving partner receives a payout to cover expenses and debts. With lower premiums than separate plans, it provides cost savings, simplified management, and customizable coverage.

8 min read
Critical Illness Rider in Term Insurance

Critical Illness Rider in Term Insurance – Do You Really Need It?

A critical illness rider in term insurance provides financial security if diagnosed with severe illnesses like cancer or heart disease. This guide explains standard vs. accelerated payouts, top plans, and key benefits. Learn how to choose the right coverage to safeguard your finances and well-being.

8 min read
Top 10 term insurers by claim settlement ratio in 2025

Top 10 Term Insurers in 2025 by Claim Settlement Ratio

Looking for reliable term insurance? Here are the top 10 term insurance companies based on their claim settlement ratio. Secure your family’s future with the right term insurance policy in 2025.

9 min read
LIC’s latest venture into the health insurance industry | Insurance News 2025!

Will LIC Breach the Health Insurance Borders in 2025?

LIC - the OG of the life insurance industry is reportedly all dolled up and ready to dip its toes in the health insurance industry! What would this mean for the private health insurers? Who is the partner tying up with LIC?

4 min read
Accidental Death Benefit Rider in Term Insurance

Accidental Death Benefit Rider | Term Insurance

Is the Accidental Death Benefit Rider worth adding to your term insurance?

5 min read
HDFC Life Click 2 Protect Super Review 2025

HDFC Life Click 2 Protect Super Customised Review

Are you thinking of buying HDFC Life Click 2 Protect Super? Read our in-depth customized review to learn about its features and benefits, and whether it's worth purchasing in 2025.

9 min read
Life Insurance Tax Benefits

Life Insurance Tax Benefits u/s 80C, 80CCD & 10 (10D)

Maximize your tax savings with life insurance! Learn about tax benefits under Sections 80C and 10(10D) and how to claim deductions on premiums and payouts.

6 min read
Term vs Health Insurance

Term Insurance vs. Health Insurance

Term and health insurance are two different products. Should you get term insurance or health insurance? Understand their differences, benefits, and which ones you should buy for complete protection.

6 min read
Terminal vs Critical Illness in Term Insurance

Terminal Illness vs Critical Illness

What’s the difference between terminal illness and critical illness in term insurance? Learn how they impact your term insurance coverage and which one suits your financial needs.

6 min read
Term Life Insurance for Seniors

Term Life Insurance for Senior Citizens

Finding the best term life plan can be challenging. More so if you’re a senior citizen over the age of 60. This guide helps you compare the best term life plans in 2025 for seniors using metrics such as premium costs, eligibility and other ratios. Read the whole article before making your choice.

6 min read
Difference between insurance and assurance

Difference Between Insurance and Assurance

What’s the difference between insurance and assurance? Understand its meaning & differences and how to choose the right financial protection for your needs. This article covers which is more reliable and its challenges to help you make an informed decision.

5 min read
Term Plans vs. Traditional Life Insurance - Which One Suits You Best

Term Plans vs. Traditional Life Insurance - Which One Suits You Best

Compare term plans and traditional life insurance policies to find coverage or growth that best suits your needs. Explore key differences, pros and cons, and actionable insights into the factors you must assess before making your decision.

9 min read