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Difference Between Life Insurance and General Insurance

Difference Between Life Insurance and General Insurance

Not sure about the difference between life insurance and general insurance? We break down what each covers, how they differ in premiums, policy terms & payouts, and help you decide what to buy first.

9 MIN
Avni Mittal
Written by Avni Mittal
General Insurance Corporation of India

General Insurance Corporation of India (GIC Re)

Learn how the General Insurance Corporation of India functions in India as a reinsurer. Know what role GIC Re has to play in the Indian insurance market, given its risk-handling efficiency.

8 MIN
Swetlana Neog
Written by Swetlana Neog
Group Personal Accident Insurance

Group Personal Accident Insurance

Group personal accident insurance covers your employees for accidental death, disability, and income loss at a fraction of what individual policies cost. Here is everything you need to know.

9 MIN
Avni Mittal
Written by Avni Mittal
Manipal Cigna Health Insurance Claim Settlement Ratio

Manipal Cigna Health Insurance Claim Settlement Ratio [2026]

The Manipal Cigna health insurance claim settlement ratio reflects how reliably it honors claims. This article covers year-wise CSR data, how it's calculated, what a high CSR means for policyholders, and steps to file a hassle-free claim.

9 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Niva Bupa Health Companion

Niva Bupa Health Companion Plan: Full Review [2026]

Considering the Niva Bupa Health Companion plan? This review covers what the plan includes, its key features, premium range, eligibility criteria, and Ditto's honest take on whether it's the right health cover for you.

9 MIN
Rasmeet Kaur
Written by Rasmeet Kaur
Deductible in Insurance

Deductible in Insurance: Meaning, Types & How It Works

Confused about what a deductible in insurance means? This article explains deductibles, including what they are, the different types, how they affect your premium, and which type suits you best.

10 MIN
Rasmeet Kaur
Written by Rasmeet Kaur
Life Insurance Tax Benefits

Life Insurance Tax Benefits in India: A Simple Guide

Want to understand life insurance tax benefits in India? This guide explains deductions under Section 80C, exemptions under 10(10D), and how different types of life insurance policies can help you save on taxes.

9 MIN
Rasmeet Kaur
Written by Rasmeet Kaur
ICICI Pru Protect N Gain Plan Review

ICICI Pru Protect N Gain Plan Review

ICICI Pru Protect N Gain is a ULIP that combines life insurance with market-linked investments. Here’s a clear review of its benefits, charges, limitations, and whether it makes sense for you.

10 MIN
Moushmi Kaur
Written by Moushmi Kaur
HDFC Life Smart Protect Plus

HDFC Life Smart Protect Plus Plan: Complete Review

HDFC Life Smart Protect Plus is a ULIP that combines life cover with long-term market-linked savings. Explore its four plan options, eligibility criteria, loyalty additions, capital guarantee features, and how its net returns compare with term insurance plus mutual fund investing.

10 MIN
Moushmi Kaur
Written by Moushmi Kaur
IRDAI Plans Standard Health Policies and Insurer-Hospital Scorecards in India

IRDAI Plans Standard Health Policies and Insurer-Hospital Scorecards

IRDAI plans a basic health insurance policy and hospital scorecards. Here’s how these changes could impact claims, costs, and your coverage decisions.

5 MIN
Swetlana Neog
Written by Swetlana Neog
IRDAI Says No Link Between Medical Inflation and Premium Hikes

IRDAI Says No Link Between Medical Inflation and Premium Hikes

Medical inflation in India is not the only factor affecting premium hikes. Let’s delve deeper into this conversation in this article.

4 MIN
Swetlana Neog
Written by Swetlana Neog
IRDAI Removes 3-Year Renewal Requirement For Intermediaries

IRDAI Removes 3-Year Renewal Requirement For Intermediaries

The IRDAI intermediary registration 2025 witnessed a huge change when the regulatory body removed 3-year renewal requirements for intermediaries on March 16, 2026. Learn more about the new rules in this guide.

4 MIN
Swetlana Neog
Written by Swetlana Neog
Term Insurance in Delhi NCR

Term Insurance in Delhi NCR

Looking for term insurance in Delhi NCR? This guide covers why Delhi NCR residents need life cover, the best term plans available, how to calculate ideal coverage, and easy steps to buy online. Get unbiased expert advice from Ditto to protect your family's financial future.

10 MIN
Gargi Thakur
Written by Gargi Thakur
Term Insurance in Kanchipuram: A Complete Guide

Term Insurance in Kanchipuram: A Complete Guide

Looking for term insurance in Kanchipuram? This guide covers why Kanchipuram residents need life cover, the best term plans available, how to calculate ideal coverage, and easy steps to buy online. Get unbiased expert advice from Ditto to protect your family's future.

11 MIN
Moushmi Kaur
Written by Moushmi Kaur
Best Term Insurance in Rajasthan Jaipur

Best Term Insurance in Jaipur: A Complete Guide

Looking for term insurance in Jaipur? This guide covers why Jaipur residents need life cover, the best term plans available, how to calculate ideal coverage, and easy steps to buy online. Get unbiased expert advice from Ditto to protect your family's financial future.

10 MIN
Moushmi Kaur
Written by Moushmi Kaur