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Bima Bharosa

Bima Bharosa

Bima Bharosa is IRDAI’s official insurance grievance portal where policyholders can file, track, and escalate complaints against insurers. Learn how to register a complaint, check unclaimed insurance amounts, monitor status updates, and improve your chances of faster claim resolution.

9 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
Pradhan Mantri Suraksha Bima Yojana

Pradhan Mantri Suraksha Bima Yojana

Pradhan Mantri Suraksha Bima Yojana (PMSBY) is an accidental insurance scheme that offers ₹2 lakh in accidental death and total disability cover. Learn more about its benefits in this guide.

5 MIN
Swetlana Neog
Written by Swetlana Neog
Is Claim Settlement Guaranteed After Moratorium Period is Over?

Is Claim Settlement Guaranteed After Moratorium Period is Over?

Is claim settlement guaranteed after moratorium period is over? Get the answer in this guide where we also look into latest IRDAI mandates to help you see whether it’s the best fit for you and your long-term security.

6 MIN
Soumi Halder
Written by Soumi Halder
SBI Health Insurance Plans for Family

SBI Health Insurance Plans for Family

Compare SBI health insurance plans for family, including Health Alpha, Health Edge, and Arogya Supreme. Check premiums, coverage, inclusions, and key features before you buy

9 MIN
Rasmeet Kaur
Written by Rasmeet Kaur
Niva Bupa vs Star Health

Niva Bupa vs Star Health Insurance: Comparison

Niva Bupa vs Star Health: One leads on claims, the other on network. Find out which one is right for you.

8 MIN
Rasmeet Kaur
Written by Rasmeet Kaur
Niva Bupa vs Care Health Insurance

Niva Bupa vs Care Health Insurance: Comparison

Comparing Niva Bupa vs Care Health Insurance? We break down performance metrics, premiums, and plan features to help you pick the right insurer for your needs.

9 MIN
Rasmeet Kaur
Written by Rasmeet Kaur
ULIP vs Term Insurance

ULIP vs Term Insurance: Key Differences and Which One to Choose

In the ULIPs vs term insurance debate, term insurance offers high coverage at low cost for pure protection, while ULIPs combine insurance and investment with higher charges and market risk, making term plans plus separate investing the smarter choice.

8 MIN
Gargi Thakur
Written by Gargi Thakur
IDBI Federal Life Insurance

IDBI Federal Life Insurance

Explore IDBI Federal Life Insurance ULIP plans with key features, returns, and drawbacks. Learn how these plans work, compare options, and decide if they fit your long-term investment and insurance needs.

10 MIN
Moushmi Kaur
Written by Moushmi Kaur
ICICI Pru LifeTime Classic

ICICI Pru LifeTime Classic ULIP Review

ICICI Pru LifeTime Classic ULIP combines life insurance with market-linked investing, 5-year lock-in, multiple fund options, and charges. This review explains returns, NAV, surrender rules, and why buying a term plan like ICICI iProtect Smart Plus and investing separately is a better choice.

9 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
IRDAI Plans Standard Health Policies and Insurer-Hospital Scorecards in India

IRDAI Plans Standard Health Policies and Insurer-Hospital Scorecards

IRDAI plans a basic health insurance policy and hospital scorecards. Here’s how these changes could impact claims, costs, and your coverage decisions.

5 MIN
Swetlana Neog
Written by Swetlana Neog
IRDAI Says No Link Between Medical Inflation and Premium Hikes

IRDAI Says No Link Between Medical Inflation and Premium Hikes

Medical inflation in India is not the only factor affecting premium hikes. Let’s delve deeper into this conversation in this article.

4 MIN
Swetlana Neog
Written by Swetlana Neog
IRDAI Removes 3-Year Renewal Requirement For Intermediaries

IRDAI Removes 3-Year Renewal Requirement For Intermediaries

The IRDAI intermediary registration 2025 witnessed a huge change when the regulatory body removed 3-year renewal requirements for intermediaries on March 16, 2026. Learn more about the new rules in this guide.

4 MIN
Swetlana Neog
Written by Swetlana Neog
Kotak e-Term Plan

Kotak e-Term Plan

A clear review of Kotak e-Term Plan, including features, riders, sample premiums, eligibility, and whether it is worth choosing over HDFC Life Click 2 Protect Supreme Plus or ICICI Pru iProtect Smart in 2026.

8 MIN
Moushmi Kaur
Written by Moushmi Kaur
HDFC Term Insurance with Return of Premium

HDFC Term Insurance with Return of Premium

HDFC Term Insurance with Return of Premium sounds appealing, but it comes at 2.5x higher cost for the same cover. You get your money back, but with zero growth. We break down ROP vs Smart Exit and why the difference matters.

7 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Axis Max Life Term Insurance Calculator

Axis Max Life Term Insurance Calculator: How to Use and What to Expect

Estimate your premiums quickly with the Axis Max Life term insurance calculator. Enter basic details like age, income, and coverage to get instant quotes and compare plans before choosing the right term insurance policy for your needs.

8 MIN
Gargi Thakur
Written by Gargi Thakur