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Is Claim Settlement Guaranteed After Moratorium Period is Over?

Is Claim Settlement Guaranteed After Moratorium Period is Over?

Is claim settlement guaranteed after moratorium period is over? Get the answer in this guide where we also look into latest IRDAI mandates to help you see whether it’s the best fit for you and your long-term security.

6 MIN
Soumi Halder
Written by Soumi Halder
Tata AIA vs Tata AIG

Tata AIA vs Tata AIG: Complete Guide

Tata AIA and Tata AIG might share a name, but they play very different roles. When it comes to Tata AIA vs Tata AIG, one is your partner for life insurance and long-term wealth, the other guards your health, car, and travel plans. This quick guide breaks down the life vs. general distinction.

6 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
Deposit Insurance

Deposit Insurance in India - DICGC, Coverage Limit & How It Protects Your Savings

Deposit insurance in India, backed by the Deposit Insurance and Credit Guarantee Corporation, protects bank deposits up to ₹5 lakh per depositor per bank. It ensures your savings stay safe during bank failures, though coverage remains limited for larger balances.

6 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
Generali Central Health Insurance

Generali Central Health Insurance Review & Plans

Generali Central Health Insurance (formerly Future Generali) has a CSR of 91.78%. Our 2026 review covers top plans, ICR, complaint data, network hospitals, and whether it's worth buying.

7 MIN
Avni Mittal
Written by Avni Mittal
Should I Renew My Existing Health Insurance?

Should I Renew My Existing Health Insurance With a Weak Insurer? When to Port and When to Stay

Should I renew my existing health insurance? Learn the signs of a weak insurer, how to check claim settlement ratio, health insurance portability rules, and when it makes sense to switch plans.

7 MIN
Avni Mittal
Written by Avni Mittal
Things to Keep in Mind Before Buying Health Insurance

Things to Keep in Mind Before Buying Health Insurance

Learn more about the key things to keep in mind before buying health insurance in this guide. Note the exclusions and waiting periods that are always mentioned in health insurance checklists.

6 MIN
Swetlana Neog
Written by Swetlana Neog
LIC ULIP Plan Guide

LIC ULIP Plan Guide

LIC ULIP plans combine investment and insurance, but often fall short on both. With lower life cover, multiple charges, and a 5-year lock-in, are they worth it? Here’s a clear comparison with term insurance to help you decide better.

7 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
IndiaFirst Life Insurance

IndiaFirst Life Insurance

Complete IndiaFirst Life Insurance ULIP plan guide covering benefits, returns, charges, and drawbacks. Learn how these market-linked plans work, their risks, and whether they fit your long-term financial goals before investing.

7 MIN
Moushmi Kaur
Written by Moushmi Kaur
Canara HSBC Life Insurance: ULIP Plan Guide

Canara HSBC Life Insurance: ULIP Plan Guide

Canara HSBC Life Insurance ULIP plan guide covering benefits, returns, charges, and drawbacks. Learn how these market-linked plans work, their risks, and whether they suit your long-term financial goals before investing.

7 MIN
Moushmi Kaur
Written by Moushmi Kaur
IRDAI Plans Standard Health Policies and Insurer-Hospital Scorecards in India

IRDAI Plans Standard Health Policies and Insurer-Hospital Scorecards

IRDAI plans a basic health insurance policy and hospital scorecards. Here’s how these changes could impact claims, costs, and your coverage decisions.

5 MIN
Swetlana Neog
Written by Swetlana Neog
IRDAI Says No Link Between Medical Inflation and Premium Hikes

IRDAI Says No Link Between Medical Inflation and Premium Hikes

Medical inflation in India is not the only factor affecting premium hikes. Let’s delve deeper into this conversation in this article.

4 MIN
Swetlana Neog
Written by Swetlana Neog
IRDAI Removes 3-Year Renewal Requirement For Intermediaries

IRDAI Removes 3-Year Renewal Requirement For Intermediaries

The IRDAI intermediary registration 2025 witnessed a huge change when the regulatory body removed 3-year renewal requirements for intermediaries on March 16, 2026. Learn more about the new rules in this guide.

4 MIN
Swetlana Neog
Written by Swetlana Neog
What Is Term Life Insurance?

What Is Term Life Insurance?

Term insurance is simple, affordable, and powerful. Pay a small premium to secure a large life cover for your family, no investments, no complexity. Here’s how it works, what it covers, and how to choose the right plan.

6 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
TATA AIA Term Insurance

TATA AIA Term Insurance

Explore our TATA AIA term insurance review. Learn about its 99.41% claim settlement ratio, standout features of Sampoorna Raksha, and 4-hour express claim settlement to see if it fits your family’s protection needs.

4 MIN
Moushmi Kaur
Written by Moushmi Kaur
ICICI Term Insurance

ICICI Term Insurance

Read our ICICI term insurance review. Check the claim settlement ratio, iProtect Smart features, riders, and payout options. Understand if ICICI Prudential term insurance plans fit your coverage needs.

4 MIN
Moushmi Kaur
Written by Moushmi Kaur