Insurance Articles

Comprehensive list of well-researched articles on insurance, helping you to make informed decisions on buying insurance

General

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e-Insurance Account (eIA) & Repositories/ Insurance in Demat Form

Understanding e-Insurance Accounts (eIA) and Insurance Repositories

An e-Insurance Account stores all your policies digitally in one secure place, while insurance repositories help you open, manage and update them easily. Learn how eIA works, how to convert existing policies, and why it simplifies insurance for you and your family.

5 min read
What is Moral Hazard in Insurance

What is Moral Hazard in Insurance

Learn how moral hazard works in insurance, the difference from adverse selection, and how insurers and policyholders can reduce misuse, disputes, and claim rejections.

9 min read

Health Insurance

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Axis Bank Health Insurance

Axis Bank Health Insurance: Guide 2026

Axis Bank Health Insurance offers health plans from top insurers like Niva Bupa and Aditya Birla. This guide explains the plans, pros, cons, and whether buying through Axis Bank is better than buying directly.

7 min read
Reliance General Health Insurance Renewal

Reliance General Health Insurance Renewal Process: Easy Steps & Benefits

Renew your Reliance General Health Insurance policy online or offline to retain NCB, moratorium benefits, and avoid restarting waiting periods. Follow our step-by-step guide for a hassle-free renewal.

4 min read

Life Insurance

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Level Term Life Insurance

What Is Level Term Life Insurance, and How Does It Work?

Level term life insurance offers fixed coverage and stable premiums throughout the policy term. This guide explains how it works, who should choose it, and how to use it wisely for long-term family protection.

6 min read
Postal Life Insurance

Postal Life Insurance (PLI): Features, Eligibility, Bonus Rates & Plan Comparison

Postal Life Insurance (PLI) is a government-backed insurance scheme offering affordable premiums, guaranteed bonuses, and traditional savings-linked plans. Learn its features, eligibility, bonus rates, plan types, and how it compares with modern term insurance.

9 min read

News Section

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Ajay Seth new IRDAI Chairman

New Leadership at IRDAI: Ajay Seth Appointed as Chairman

Ajay Seth, ex-Finance Secretary and senior IAS officer, is now IRDAI Chairman. He steps in amid key reforms—faster claims, simpler policies, and better support. His rich govt experience could drive more accessible, transparent, and fair insurance for all.

6 min read
Jio Financial Services and Allianz to launch reinsurance JV in India

Jio Financial Services and Allianz to launch reinsurance JV in India

Jio Financial Services and Allianz have signed a 50:50 joint venture to enter India’s reinsurance market. The JV awaits IRDAI approval and marks Allianz’s full-fledged domestic entry, creating competition for GIC Re and foreign reinsurers while boosting India’s risk-sharing capacity.

7 min read

Term Insurance

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Aditya Birla Super Term Plan Review

Aditya Birla Super Term Plan Review: Features, Benefits & Premiums

The Aditya Birla Super Term Plan is a flexible term insurance offering income payouts, strong in-built features, multiple riders, IRDAI-backed reliability, and competitive pricing. This review simplifies its benefits, premiums, and suitability for different buyers.

9 min read
Best Term Insurance Plan for ₹20 Lakh in India

Best Term Insurance Plan for ₹20 Lakh in India – Complete Guide

A ₹20 lakh term insurance plan is a starter option via Saral Jeevan Bima but it may not provide sufficient long-term protection. Explore alternatives, premium comparisons, and expert guidance from Ditto.

5 min read