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Term insurance for people with pre existing diseases

Term Insurance for People With Pre Existing Diseases

Diabetes, hypertension, thyroid, or heart disease don't have to block your term cover. This guide covers term insurance for people with pre existing diseases, how insurers evaluate applications, disclosure rules, premium loading, and rider exclusions.

9 MIN
Gargi Thakur
Written by Gargi Thakur
Term Insurance in Your 20s

Term Insurance in Your 20s: Cover, Cost & Timing

Buying term insurance in your 20s locks in the lowest premium you will ever be offered. We cover eligibility and minimum age, plans, how much cover you actually need, sample premiums, and how long the policy should run.

14 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
GST on Term Insurance

GST on Term Insurance in India: All You Need to Know

GST on term insurance is now 0% for individual policies from 22 September 2025. Learn how this affects your premium, tax benefits, renewals, riders, and why group policies still attract 18% GST.

7 MIN
Rasmeet Kaur
Written by Rasmeet Kaur
Bajaj Life Term Insurance Plans for NRIs

Bajaj Life Term Insurance Plans for NRIs: Guide

NRIs can buy Bajaj Life term cover from abroad at Indian premium rates. We cover Bajaj Life term insurance plans for NRIs, their eligibility, premiums, medical test rules, whether the GST waiver still applies after the 2025 reform, and how a nominee in India claims in this guide.

10 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
Featured

FEATURED ARTICLE

Term insurance for people with pre existing diseases

Term Insurance for People With Pre Existing Diseases

Diabetes, hypertension, thyroid, or heart disease don't have to block your term cover. This guide covers term insurance for people with pre existing diseases, how insurers evaluate applications, disclosure rules, premium loading, and rider exclusions.

9 MIN
Gargi Thakur
Written by Gargi Thakur
Aditya Birla Sun Life Insurance Her Care Review

Aditya Birla Sun Life Insurance Her Care Review

ABSLI Her Care is Aditya Birla Sun Life Insurance's term plan designed for women, with inbuilt health management services. This Aditya Birla Sun Life Insurance Her Care review covers features, the Critical Illness Rider, premiums, ABSLI's claim record, and who it suits.

9 MIN
Shubhkarman Singh
Written by Shubhkarman Singh
Aditya Birla Sun Life Insurance DigiShield Plan Review

ABSLI DigiShield Plan Review: Options & Verdict

ABSLI DigiShield is Aditya Birla Sun Life Insurance's flagship online term plan offering 10 plan options and coverage up to age 100. This Aditya Birla Sun Life Insurance DigiShield Plan review covers those options, features, riders, premiums, ABSLI's performance, and who should buy this plan.

10 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
Axis Max Life Super Term Plan Review

Axis Max Life Super Term Plan Review: Cover & Verdict

Planning to buy a term insurance policy? In this Axis Max Life Super Term Plan review, we evaluate the policy’s key benefits, affordability, and customization options. Discover the pros, cons, and hidden fine print before you pay your first premium.

8 MIN
Shubhkarman Singh
Written by Shubhkarman Singh
Kotak Vital Care Review

Kotak Vital Care Review: Cover, Benefits & Premiums

Kotak Vital Care is Kotak Life's pure-risk life plan with three add-on health benefit options: Personal Accident, Cardiac, and Cancer cover. This Kotak Vital Care review covers eligibility, the benefit options, Kotak Life's claim settlement ratio, pros, limitations, and who should buy this plan.

8 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
What Is HDFC 5 CR Term Insurance?

HDFC Life ₹5 Crore Term Insurance: Plans, Riders & Review

What is HDFC 5 CR term insurance? HDFC Life offers 5 crore term insurance through its Click 2 Protect family. This review covers plan options, key features, available riders, insurer metrics, premium estimates, and Ditto's honest take on whether the higher cost is worth it.

9 MIN
Shubhkarman Singh
Written by Shubhkarman Singh
Axis Max Life ₹1 Crore Term Insurance

Axis Max Life ₹1 Crore Term Insurance: Plans Guide

Looking for Axis Max Life ₹1 crore term insurance? This guide covers plan variants, premium illustrations for ages 25 to 40, available riders, and whether ₹1 crore is enough cover for your needs.

9 MIN
Shubhkarman Singh
Written by Shubhkarman Singh
How Ditto Helps You Find the Best Term Insurance for Parents

How Ditto Helps You Find the Best Term Insurance for Parents

Term insurance for senior citizen parents is hard to get and expensive. Most insurers cap entry at 60–65 with steep premiums. This guide explains which insurers accept older applicants, what sum assured limits are, and how Ditto helps you find the best term insurance for parents.

10 MIN
Gargi Thakur
Written by Gargi Thakur
How Ditto Helps You Find the Best Term Insurance for Cancer Survivors

How Ditto Helps You Find the Best Term Insurance for Cancer Survivors

Cancer survivors can get term insurance, but underwriting is strict, and insurers look at cancer type, stage, treatment, and years in remission. This guide explains how Ditto helps you find the best term insurance for cancer survivors and what common questions cancer survivors ask.

15 MIN
Subhashish Banerjee
Written by Subhashish Banerjee