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Term Insurance vs. Money Back Policy

Term Insurance vs. Money Back Policy

Term insurance gives high life cover at a low premium, while a money back policy combines life cover with periodic payouts. This guide compares term insurance vs money back policy so you can choose based on protection, cost, and returns.

10 MIN
Gargi Thakur
Written by Gargi Thakur
LIC New Pension Plus

LIC New Pension Plus Review: Retirement Fit

Review LIC New Pension Plus, including its funds, charges, guaranteed additions, withdrawal rules, annuity requirements, benefits, and key limitations.

11 MIN
Moushmi Kaur
Written by Moushmi Kaur
ABSLI Wealth Aspire Plan

ABSLI Wealth Aspire Plan Review: Features & Fit

A detailed review of the ABSLI Wealth Aspire Plan: a ULIP from Aditya Birla Sun Life Insurance. Covers its four investment options, riders, illustrative returns, claim settlement metrics, and whether it makes sense versus a pure term plan with separate investing.

10 MIN
Moushmi Kaur
Written by Moushmi Kaur
Aditya Birla Sun Life Insurance Income Suraksha Plan Review

ABSLI Income Suraksha Plan Review: Payout & Verdict

ABSLI Income Suraksha is a term plan that pays your family a monthly income instead of a lump sum. This Aditya Birla Sun Life Insurance Income Suraksha Plan review covers how the payout works, features, riders, premiums, ABSLI's claim record, and who should buy it over a standard term plan.

11 MIN
Shubhkarman Singh
Written by Shubhkarman Singh
Absli Super Term Plan Review

ABSLI Super Term Plan Review: Features & Premiums

ABSLI Super Term Plan review covering eligibility, plan variants, key features, inbuilt riders, premium comparison by age, claim settlement ratio, pros, limitations, and who should buy or avoid Aditya Birla Sun Life Insurance's flagship term plan with flexible payouts.

11 MIN
Shubhkarman Singh
Written by Shubhkarman Singh
Lic New Term Assurance Rider

LIC New Term Assurance Rider: Features Guide

A guide to LIC New Term Assurance Rider: how it adds extra life cover to a traditional LIC policy, its sum assured limits, eligibility rules, and how it compares with buying a separate standalone term plan.

9 MIN
Shubhkarman Singh
Written by Shubhkarman Singh
Bajaj Life Insurance Premium Payment

Bajaj Life Insurance Premium Payment: Pay Online

How to make your Bajaj Life Insurance premium payment online, set up auto-debit or NACH, download your payment receipt, and what the grace period and revival rules mean if a payment is missed.

9 MIN
Shubhkarman Singh
Written by Shubhkarman Singh
PLI Surrender Value Calculator

PLI Surrender Value Calculator: Check Payout

How the PLI surrender value calculator works for Postal Life Insurance: the paid-up value and bonus formula, why 3 years and 5 years both matter, which plans qualify, and what to check before you surrender.

9 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
bajaj life insurance policy status

Bajaj Life Insurance Policy Status: How to Check

How to check Bajaj Life Insurance policy status online, by policy number, or through the BOING chatbot, plus what a lapsed or discontinued status means, and how to fix it.

9 MIN
Shubhkarman Singh
Written by Shubhkarman Singh
LIC Protection Plus Plan

LIC Protection Plus Plan Review: Is It Worth It?

LIC Protection Plus plan review covering its features, fund options, mortality charge refund, top-up rules, charges, and whether it offers better value than buying a term plan and investing separately.

10 MIN
Moushmi Kaur
Written by Moushmi Kaur
bajaj life insurance customer care

Bajaj Life Insurance Customer Care: Numbers

This guide breaks down every way to reach Bajaj Life Insurance customer care: the toll-free number, email ID, WhatsApp, the BOING chatbot, and the escalation path if your first complaint is not resolved.

8 MIN
Shubhkarman Singh
Written by Shubhkarman Singh
LIC SIIP Plan

LIC SIIP Plan Review: Features, Funds & Fit

A detailed review of the LIC SIIP plan: fund options, guaranteed additions, riders, premium illustration, and whether it's a better fit than a term plan plus separate investing, including the Plan 752 rename to watch for.

11 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
SBI Smart Scholar

SBI Smart Scholar Plan: Features, Charges & Review

SBI Smart Scholar was a child Unit Linked Insurance Plan (ULIP) offered by SBI Life Insurance. This review explains how the withdrawn plan worked, including its features, fund options, charges, benefits, and comparison with Smart Scholar Plus, its successor.

9 MIN
Moushmi Kaur
Written by Moushmi Kaur