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Features of Life Insurance

Features of Life Insurance

Understand the features of life insurance, premium options, sum assured, riders, policy term, and claim settlement before buying.

5 MIN
Moushmi Kaur
Written by Moushmi Kaur
Term Insurance Claim

Term Insurance Claim: How to File and What to Know

Learn what a term insurance claim is, how to file it, and the documents required during the process in this comprehensive guide.

9 MIN
Swetlana Neog
Written by Swetlana Neog
How Much Term Insurance Do I Need

How Much Term Insurance Do I Need: A Simple Guide

This guide breaks down the answer to “how much term insurance do I need?” by explaining the 3 key methods to calculate your ideal term cover.

10 MIN
Swetlana Neog
Written by Swetlana Neog
Axis Max Life Platinum Wealth Plan

Axis Max Life Platinum Wealth Plan: Review & Key Features

Curious about the Axis Max Life Platinum Wealth Plan? This review covers what the plan offers, its key features, premium structure, who it suits, and Ditto's verdict on whether it's worth buying.

10 MIN
Moushmi Kaur
Written by Moushmi Kaur
Level Term Life Insurance: Meaning, Features & Who Should Buy

Level Term Life Insurance: Meaning, Features & Who Should Buy

Level term life insurance keeps both the premium and the sum assured constant throughout the policy term. Learn how it works, its advantages over other term types, and who should consider it as part of their financial plan.

8 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Life Insurance Tax Benefits

Life Insurance Tax Benefits in India: A Simple Guide

Want to understand life insurance tax benefits in India? This guide explains deductions under Section 80C, exemptions under 10(10D), and how different types of life insurance policies can help you save on taxes.

9 MIN
Rasmeet Kaur
Written by Rasmeet Kaur
ICICI Pru Protect N Gain Plan Review

ICICI Pru Protect N Gain Plan Review

ICICI Pru Protect N Gain is a ULIP that combines life insurance with market-linked investments. Here’s a clear review of its benefits, charges, limitations, and whether it makes sense for you.

10 MIN
Moushmi Kaur
Written by Moushmi Kaur
HDFC Life Smart Protect Plus

HDFC Life Smart Protect Plus Plan: Complete Review

HDFC Life Smart Protect Plus is a ULIP that combines life cover with long-term market-linked savings. Explore its four plan options, eligibility criteria, loyalty additions, capital guarantee features, and how its net returns compare with term insurance plus mutual fund investing.

10 MIN
Moushmi Kaur
Written by Moushmi Kaur
Amount Settlement Ratio of Term Insurance Companies

Amount Settlement Ratio of Term Insurance Companies

Compare the ASR for different life insurance companies and understand its impact on your term plan payout!

7 MIN
Swetlana Neog
Written by Swetlana Neog
death benefits in  life

Term Insurance Death Benefits

You must have heard about death benefits in term/life insurance plans! However, did you know that it can be of multiple types and that you can get tax benefits on it? Here's a quick & comprehensive look into everything you need to know about death benefits!

8 MIN
Swetlana Neog
Written by Swetlana Neog
ULIP Tax Benefits

ULIP Tax Benefits 2026: Savings Under Sections 80C & 10(10D)

Confused about ULIP taxation in 2025? This guide explains premium deductions, maturity taxation, GST exemption, and how switching or withdrawing affects your taxes, so you can make the most of your ULIP investments.

7 MIN
Soumi Halder
Written by Soumi Halder
Rider in Term Insurance

What are Riders or Add ons in Term Insurance?

Riders are smart add-ons that turn a plain term plan work better for real life crises. Learn what each rider offers, the fine print that matters, and how to make the right choice.

9 MIN
Swetlana Neog
Written by Swetlana Neog
LIC Premium Payment Receipt Download

How To Download LIC Premium Payment Receipt: Step-by-Step Guide

This blog provides a simple, step-by-step guide to easily download your LIC Premium Payment Receipt online. Learn how to access financial year-wise or month-wise receipts, keep your records updated, and use them as proof of payment for claims, loans, or personal documentation.

5 MIN
Soumi Halder
Written by Soumi Halder