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LIC Nivesh Plus Review

LIC Nivesh Plus Review

LIC Nivesh Plus is a single-premium ULIP combining life cover and market-linked investments. While it may suit conservative one-time investors, high costs, lock-in, limited fund choices, and low returns are concerns. This review explains how it works, compares alternatives, and shares expert advice.

11 min read
Life Insurance Beneficiaries

Key Facts About Life Insurance Beneficiaries Everyone Should Know

Choosing the right life insurance beneficiary is more than just filling a name: it’s about securing your family’s future. Here are 7 crucial things every Indian policyholder should know.

10 min read
Kotak Life Insurance Claim Settlement Ratio

Kotak Life Insurance Claim Settlement Ratio

Kotak Life Insurance is among India’s top private insurers with a 3-year average claim settlement of 98.54%. We compare it to others, explain the claim process, factors affecting approval, and tips to avoid rejections. Need help picking a plan? Ditto’s experts offer free guidance.

9 min read
Is SBI Life Insurance Safe?

Is SBI Life Insurance Safe?

SBI Life Insurance, backed by India’s largest bank, is a trusted insurer known for high claim settlement, financial stability, and low complaint volume. Though premiums are slightly higher and term plan options limited, it’s a solid pick for those valuing safety, reach, and reputation.

8 min read
Term Insurance Vs Health Insurance

Term Insurance Vs Health Insurance: What to Buy First?

Term and health insurance are two different products. Should you get term insurance or health insurance? Understand their differences, benefits, and which ones you should buy for complete protection.

9 min read
How to Lower Life Insurance Premiums

How to Lower Life Insurance Premiums by Choosing the Right Cover

Life insurance doesn’t have to be expensive. This guide breaks down what affects your premium, how to reduce it smartly, and the common mistakes that quietly push costs up. Plus, real FAQs and expert advice from Ditto.

13 min read
Section 10(10D)

Section 10(10D) Explained: How to Make Your Life Insurance Payouts 100% Tax-Free

Section 10(10D) of the Income Tax Act: Understand the tax benefits on life insurance payouts, including term insurance and ULIPs, etc

14 min read
Endowment Plan vs Term Plan

Endowment Plan vs Term Plan: Which Life Insurance Option Is Right for You?

Choosing between an endowment plan and a term plan can be a confusing decision. This blog clarifies the key differences, benefits, and ideal scenarios to help you make an informed decision about life insurance.

15 min read
HDFC Life Sampoorn Nivesh Plus ULIP Review

HDFC Life Sampoorn Nivesh Plus ULIP Review (2025): Is It Worth Your ₹1 Lakh a Year

Is HDFC Life Sampoorn Nivesh Plus a smart ₹1 lakh/year investment or just another pricey ULIP? In this 2025 review, we unpack its benefits, real costs, and compare it to a basic term plan + mutual fund combo.

15 min read
Personal Accident Insurance

What is Personal Accident Insurance, and Do You Need It?

Personal accident insurance provides critical financial protection against accidental injuries, disabilities, and even death. In this guide, we break down its features, types, benefits, and claims process.

18 min read
Edelweiss Tokio Life Insurance Review 2025

Edelweiss Tokio Life Insurance Review 2025

Edelweiss Tokio Life Insurance’s CSR stands at an impressive 99.24%, but does that mean it's the best term insurance provider for you? Our 2025 review dives deeper into key metrics, plans, and real customer experiences to help you decide confidently.

12 min read
IndiaFirst Life Insurance

IndiaFirst Life Insurance Review (2025): Plans, Benefits, & Claim Experience

This in-depth Aviva Life Insurance review explores plan features, claim settlement data, and customer insights. Learn about the top Aviva Life Insurance policy details and whether a term insurance policy from Aviva fits your needs.

15 min read