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Life Insurance Articles

How Much Life Insurance Do I Need

How Much Life Insurance Do I Need in 2025? A Complete Guide

How much life insurance do I need in 2025? This guide helps you calculate the correct term insurance cover based on your income, debts, and future family goals.

10 min read
Term Insurance Tax Benefits: Ditto

Term Insurance Tax Benefits: A Deep-Dive

Term insurance offers more than just life cover—it also provides tax benefits under Sections 80C, 80D, and 10(10D). This guide explains how these deductions work, who can claim them, and how the old and new tax regimes affect your savings. Make smarter financial choices today.

6 min read
How Term Insurance Works: 2025

How does Term Insurance work? A Comprehensive Guide

Term insurance is a pure protection plan that offers financial security to your family in case of your untimely death. This guide explains how term insurance works, its key features, eligibility, payout options, and why it’s an essential part of smart financial planning.

11 min read
Participating and Non-Participating Insurance

Participating and Non-Participating Insurance: What’s the Difference?

Participating and non-participating insurance policies serve different financial needs—one offers potential investment returns through profit sharing, while the other delivers guaranteed payouts at lower premiums. Here’s how to choose the right one.

12 min read
Accidental Death Benefit in Term Insurance: 2025

The Accidental Death Benefit Rider in Term Insurance: Is it Worth it?

The accidental death benefit rider adds an extra layer of financial protection to your term insurance. But is it a must-have? In this guide, we break down how it works, who should consider it, and when it might not be worth the extra cost.

9 min read
Endowment Plan vs Term Plan

Endowment Plan vs Term Plan: Which Life Insurance Should You Choose?

Choosing between endowment plan vs term plan can be tricky. While term plans offer pure life insurance protection at affordable premiums, endowment plans combine insurance with savings but often come with higher costs and lower coverage.

12 min read
Term Insurance for Housewife

Term Insurance for Housewives in India | Top Plans & Eligibility 2025

Term insurance for housewives can offer essential financial protection. Here are the top plans, eligibility tips, and everything homemakers need to know in 2025.

13 min read
Term Insurance Without Medical Test

Best Term Insurance Without Medical Tests in India 2025

Need term insurance without a medical test? Here are the best no-test plans in 2025, their benefits, limitations, and who should consider buying them.

9 min read
Personal Accident Insurance

Personal Accident Insurance Explained: Everything You Should Know

Learn why Personal Accident Insurance is essential for comprehensive financial protection, covering death, disability, and income loss. Understand features, exclusions, popular plans, and when you should consider buying one.

16 min read
Term Insurance with Maturity Benefit

Term Insurance with Maturity Benefit

Term Insurance with Maturity Benefit offers life cover along with a refund of premiums if you outlive the policy term. Discover how these plans work, their key features, and the best options available in India in 2025.

23 min read
SBI Life Smart Wealth Assure Review: 2025

SBI Life Smart Wealth Assure: A Comprehensive Review

Explore the SBI Life Smart Wealth Assure plan in detail — from premium allocation, fund management charges, and policy fees to benefits like life cover and accidental death benefit. Understand its pros, cons, and charges to see if it fits your wealth-building and insurance needs effectively.

12 min read
Canara HSBC Young Term Plan Comprehensive Review

Canara HSBC Young Term Plan Comprehensive Review

Canara HSBC Young Term Plan offers affordable and flexible term insurance solutions for young individuals, with options for premium return and coverage enhancement. Discover its features and benefits in our detailed review.

9 min read