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Life Insurance Articles

Tele-Medical Examination in Term Insurance

What Is a Tele-Medical Examination in Term Insurance?

A telemedical examination is a remote health checkup conducted via phone or video call as part of the term insurance application process. Here’s how it works, why it matters, and how Ditto makes it simpler for you.

8 min read
Term Insurance Plans for Couples

What is a Term Insurance Plan for Couples

Explore term insurance for couples in India in 2025 to understand individual, joint life, and spouse cover options. Learn about eligibility, premium comparisons, popular plans, inclusions, exclusions, and why individual policies often offer more flexibility and protection in the long run.

9 min read
Claim Term Insurance from Two Companies

Can We Claim Term Insurance from Two Companies?

Can you claim term insurance from two companies? Yes, you can but always know the pros and cons, disclosure rules, HLV limits, and how to split cover.

7 min read
Reasons for Claim Rejection in Term Insurance

What Are the Reasons for Claim Rejection in Term Insurance

Term insurance claim rejections happen due to several reasons. The good part is that you can avoid them completely by following a few useful tips. This guide highlights the top term insurance claim rejection reasons and the different ways to avoid them.

10 min read
LIC e-Term Plan

LIC e-Term Plan: Who Should Buy and Why

The LIC e-Term Plan is a pure life cover policy designed to provide financial security for your loved ones at affordable premiums. In this blog, we explain who should buy the plan, its key benefits, and why it is one of LIC’s most popular online term insurance products.

7 min read
PLI for the Physically Challenged Person

PLI for the Physically Challenged Person 2025

Did you know that the oldest life insurance policy in India is still active? And the best part is that it has a special scheme tailored for physically challenged individuals.

8 min read
Term Insurance for Parents

What is Term Insurance for Parents?

Thinking of buying term insurance for your parents? Learn when it makes sense, key factors to consider, expert insights from Ditto, smarter alternatives like health insurance, and FAQs to help you make an informed decision in 2025.

6 min read
Single Premium Payment Option

Should You Opt for the Single Premium Payment Option in Term Insurance?

A single premium term insurance plan sounds simple—pay once and forget. But is it really worth it? Here’s a practical breakdown of how it works, the pros and cons, regulatory updates, and whether it fits your financial profile.

9 min read
Joint Life Insurance Policy

What Is a Joint Life Insurance Policy and How Does It Work?

A joint life insurance policy is designed for couples, offering financial protection under one plan. Learn how it works, its benefits, and whether it’s the right option for you.

11 min read
ICICI or Kotak term insurance, which is better?

ICICI or Kotak term insurance, which is better?

Both ICICI Prudential and Kotak Life offer strong term insurance options. Kotak leads in claim settlement and solvency, while ICICI excels in scale, payouts, and features. This guide compares both plans to help you pick the right fit for your long-term financial security.

9 min read
Why Is Term Insurance Important?

Why Is Term Insurance Important?

Term insurance gives you high life cover at low premiums and protects your family’s future. Learn why it’s important and how it works.

8 min read
5 things to check in your term insurance policy document

5 things to check in your term insurance policy document

Small errors in your term insurance document can lead to claim rejection. Learn the 5 vital checks to secure your family’s future.

7 min read