Tag Background
Articles

Life Insurance Articles

Search

Search

Featured

FEATURED ARTICLE

Axis Max Life Term Insurance Review

Axis Max Life Term Insurance Review

Axis Max Life Term Insurance stands out with strong claim settlement, flexible plans, and financial stability backed by Axis Bank. This review covers key features, plan options like Smart Term Plan Plus, performance metrics, and expert tips to help you choose the right coverage confidently.

8 MIN
Swetlana Neog
Written by Swetlana Neog
What is the Purpose of Term Life Insurance?

What is the Purpose of Term Life Insurance?

The purpose of term life insurance is to protect your family financially if you’re no longer around. Learn how it replaces income, clears loans, covers daily expenses, offers tax benefits, and why buying early makes a big difference.

5 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Benefits of Term Insurance

Benefits of Term Insurance

Term insurance offers high life cover at low cost, protects your family’s income, clears loans, saves tax, and provides flexible payout options. Here’s a simple guide to the key benefits of term insurance in India.

6 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Term Insurance Plans with Money Back

Best Term Insurance Plans with Money Back

Money back term insurance plans refund premiums at maturity while providing life cover during the term. Compare features, benefits, and alternatives to help you decide whether a return-of-premium term plan makes financial sense.

6 MIN
Moushmi Kaur
Written by Moushmi Kaur
LIC e-Term Insurance Plan

LIC e-Term Insurance Plan

The LIC e-Term Insurance Plan was a pure online term insurance policy by LIC that has now been withdrawn. While new buyers cannot purchase it, existing policyholders remain fully covered under original terms.

5 MIN
Gargi Thakur
Written by Gargi Thakur
Term Insurance Without Income Proof

Term Insurance Without Income Proof

Term insurance without income proof in India is available through limited options like Saral Jeevan Bima, joint term plans, or select private policies using bank balance and credit score. Learn eligibility, coverage limits, and premiums.

8 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Term Insurance With Critical Illness

Term Insurance With Critical Illness

Term insurance with critical illness pays a lump sum if you are diagnosed with serious illnesses like cancer or a heart attack, while still protecting your family with life cover. Learn how it works, pricing, exclusions, and the best plans in India.

8 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Term Insurance Vs Health Insurance: What to Buy First?

Term Insurance Vs Health Insurance: What to Buy First?

NRIs can buy term insurance from India to protect their families at affordable premiums. This guide explains eligibility, best plans, riders, tax benefits, and claim settlement, backed by IRDAI data.

5 MIN
Gargi Thakur
Written by Gargi Thakur
PNB MetLife Term Insurance Review

PNB MetLife Term Insurance Review

PNB MetLife term insurance offers affordable life cover with flexible payouts, strong claim ratios, and solid financial backing. This detailed review covers plans, premiums, features, claim performance, pros, cons, and Ditto’s expert take to help you choose the right term plan.

7 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
SBI Life ₹1 Crore Term Insurance Plan

SBI Life ₹1 Crore Term Insurance Plan

A clear guide to SBI Life ₹1 Crore Term Insurance. Learn about Smart Shield Plus features, benefits, riders, claim performance, and who this plan is best suited for before you buy.

6 MIN
Moushmi Kaur
Written by Moushmi Kaur
LIC ₹1 Crore Term Insurance Plan

LIC ₹1 Crore Term Insurance Plan

The LIC ₹1 crore term insurance plan is explained in detail. Compare premiums, features, claim records, and limitations to see whether LIC or private insurers offer better value in 2026.

7 MIN
Moushmi Kaur
Written by Moushmi Kaur
10-Year Term Life Insurance

10-Year Term Life Insurance: What You Need to Know

A 10-year term life insurance plan offers short-term, affordable protection. Learn how it works, premium comparisons across insurers, who should buy it, and why coverage till age 65–70 often makes more sense.

5 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
What is the Difference between Term Insurance and Endowment?

What is the Difference Between Term Insurance and Endowment?

Term insurance offers high life cover at low cost, while endowment plans mix insurance with savings but deliver lower returns and higher premiums. This guide compares term vs endowment plans to help you choose the right option based on protection, returns, and life goals.

5 MIN
Subhashish Banerjee
Written by Subhashish Banerjee