Home Loan Insurance clears your outstanding home loan if you pass away, while Term Insurance offers broader, flexible coverage for your family. Learn how they differ in purpose, cost, and long-term protection before choosing the right one for your financial security.
The Accidental Death Benefit rider in term insurance offers an extra payout if death occurs due to an accident. It’s an affordable way to boost your family’s financial protection and is ideal for frequent travelers, young earners, or those in high-risk jobs.
ULIP vs Term Insurance: Understand the key differences between investment-linked insurance and pure life cover. Make informed decisions to secure your family and grow wealth.
Confused about health, term, and life insurance? This Ditto guide breaks down the key differences, benefits, and when to buy each policy. Learn how to build complete financial protection for your health and family in 2025.
Term Insurance for Women is vital in 2025, as it provides cost-effective protection, lower premiums, and benefits tailored to women’s needs. Whether you’re working or a homemaker, term insurance helps safeguard your family’s future with flexibility and customization.
The free look period in term insurance gives you 30 days to review, modify, or cancel your policy if you’re unsatisfied. Learn how it works, what charges apply, and how to request a refund easily.
The Life Insurance Council is India’s official industry body, uniting all life insurers under one platform. It promotes ethics, transparency, and consumer trust while advising IRDAI, shaping policy, and driving awareness through initiatives like Sabse Pehle Life Insurance.
Wondering what the maximum sum assured in term insurance is? Learn how insurers calculate your coverage limit, what factors affect it, and how Ditto helps you find the right balance between premium and protection.
LIC New Tech-Term Plan 954 is a digital-only term insurance policy offering affordable life cover starting from ₹50 lakh. Backed by LIC’s trust, it provides flexible terms, an optional accidental death rider, and simple online purchase—ideal for straightforward, long-term protection.
A health insurance proposal form is the key step in getting covered. It captures your personal, medical, and lifestyle details to help insurers assess risk and decide premiums. This guide helps you fill it accurately for quick approval, fair pricing, and smooth claim processing.
Confused about ULIP taxation in 2025? This guide explains premium deductions, maturity taxation, GST exemption, and how switching or withdrawing affects your taxes—so you can make the most of your ULIP investments.
Mortgage life insurance pays off a loan if the borrower passes away during the loan term. However, term insurance works better with more coverage, flexibility, and beneficial add-ons (riders).
