Bajaj Life Claim Settlement Ratio (CSR) stands at 99.32% for 2024–25, showing strong reliability and quick claim processing. Learn how CSR is calculated, where to check it, and why Ditto’s 3-year average approach gives a clearer view of an insurer’s performance.
HDFC Life’s claim settlement ratio stands at 99.71% for FY 2024–25, one of the highest in India. Backed by IRDAI data, this guide compares HDFC Life with other insurers and explains how to assess an insurer’s reliability beyond CSR.
SBI’s ₹1 crore term insurance, offered via Smart Shield Plus, is a pure protection plan with level or increasing cover, flexible payout options, riders and life-stage boosts. Here’s how it works, who it suits, and key benefits to know before you buy.
Before you pay extra for that “lifelong” coverage, read this! Discover the difference between Term and Whole Life Insurance. Understand how they differ in cost, purpose, and value along with how one can save lakhs while still securing their family’s future.
Looking for reliable term insurance? Understand the TATA AIA claim settlement ratio and whether it's right for you in 2025.
A joint term insurance plan for husband and wife offers financial security under one policy, ensuring the surviving partner receives a payout to cover expenses and debts. With lower premiums than separate plans, it provides cost savings, simplified management, and customizable coverage.
LIC Term Insurance offers trusted life protection through plans like Digi Term and New Tech Term. Backed by a 98.35% claim ratio and flexible cover options, LIC ensures your family’s financial safety with simple, online purchase options.
A terminal illness benefit in term insurance offers an early payout if the policyholder is diagnosed with a life-threatening condition expected to cause death within 180 days. It helps ease medical and financial burdens during critical times.
Discover how term life insurance premiums work, what factors impact them, and how to save on your premiums in 2025.
Home Loan Insurance clears your outstanding home loan if you pass away, while Term Insurance offers broader, flexible coverage for your family. Learn how they differ in purpose, cost, and long-term protection before choosing the right one for your financial security.
The Accidental Death Benefit rider in term insurance offers an extra payout if death occurs due to an accident. It’s an affordable way to boost your family’s financial protection and is ideal for frequent travelers, young earners, or those in high-risk jobs.
ULIP vs Term Insurance: Understand the key differences between investment-linked insurance and pure life cover. Make informed decisions to secure your family and grow wealth.
