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Life Insurance Articles

Family Protect Rider in Term Insurance Plans

What is the Family Protect Rider in Term Insurance Plans? Meaning and Benefits

If you want additional financial protection for your parents, the family protect rider is an excellent choice. But will it live up to your expectations in the future? This guide analyzes the benefits and limitations of this rider to ensure if it’s the right choice for you.

6 min read
Term Life Insurance for Smokers vs Non-Smokers

Term Life Insurance for Smokers vs Non-Smokers in 2025

Smokers pay 60–100% more for term insurance. Compare rules, risks, and the best plans for 2025.

8 min read
Best Life Insurance Plans for Senior Citizens Over 60

Best Life Insurance Plans for Senior Citizens Over 60 in India

Life insurance after 60 comes with high premiums and fewer benefits. Explore the best plans for senior citizens in India and smarter alternatives like FDs, SCSS, and pension plans for financial security.

7 min read
Should you buy term insurance in your 40s

Should you buy term insurance in your 40s?

Your 40s are a turning point: debts, dependents, and lifestyle needs peak. But is term insurance still worth it now? Here’s a breakdown of costs, benefits, and alternatives.

7 min read
Money Back Insurance Policy

What is Money Back Insurance Policy: Features and Benefits

The money back insurance policy provides you with both life cover and regular payments. But is the plan worth it in the long term? Let’s explore further in this guide on money back plans, their benefits, and limitations.

8 min read
Life Stage Benefit Rider in Term Insurance

Life Stage Benefit Rider in Term Insurance

This guide gives you a detailed breakdown of the life stage benefit rider in term insurance, its key highlights, beneficiaries, limitations, and other details. Analyze whether it’s a perfect option for you.

8 min read
Endowment Plan in Life Insurance

What is an Endowment Plan in Life Insurance?

An endowment plan in life insurance offers both protection and savings, paying a lump sum at maturity or death. Learn how these plans work, their benefits, types, and how they compare with term insurance and ULIPs before making a decision.

9 min read
Axis Max Life Fast Track Super Review

Axis Max Life Fast Track Super Review 2025

Axis Max Life Fast Track Super is a ULIP that combines insurance with market-linked returns. In this review, we break down its features, charges, fund options, and performance to help you understand if it’s the right fit for your investment and protection needs.

8 min read
1 Crore LIC Term Plan

Best ₹1 Crore LIC Term Plan in 2025: Features, Premiums & Reviews

A ₹1 Crore LIC Term Plan can be a game-changer for your family’s financial security. But is it right for you? Find out who should buy it, what it costs, and how it compares to other term plans in 2025.

7 min read
Can You Buy Term Insurance Without Income Proof?

Can You Buy Term Insurance Without Income Proof?

Discover whether it's possible to purchase term insurance without providing income proof.

7 min read
SBI Life eWealth Plus Review

SBI Life eWealth Plus Review

SBI Life eWealth Plus promises “wealth creation with protection.” But do zero allocation charges and 12 fund options really deliver value? Here’s a detailed review of its features, charges, pros & cons, and whether it’s better than term insurance + mutual funds.

7 min read
LIC Term Plan Calculator

LIC Term Plan Calculator

LIC Term Plan Calculator helps you estimate premiums for Digi Term & New Tech-Term plans. Compare with private insurers, review their features, and select the right coverage for your financial security.

7 min read