Articles

Life Insurance Articles

Term Insurance Without Medical Test

Best Term Insurance Without Medical Tests in India 2025

Need term insurance without a medical test? Here are the best no-test plans in 2025, their benefits, limitations, and who should consider buying them.

9 min read
Personal Accident Insurance

Personal Accident Insurance Explained: Everything You Should Know

Learn why Personal Accident Insurance is essential for comprehensive financial protection, covering death, disability, and income loss. Understand features, exclusions, popular plans, and when you should consider buying one.

16 min read
Term Insurance with Maturity Benefit

Term Insurance with Maturity Benefit

Term Insurance with Maturity Benefit offers life cover along with a refund of premiums if you outlive the policy term. Discover how these plans work, their key features, and the best options available in India in 2025.

23 min read
SBI Life Smart Wealth Assure Review: 2025

SBI Life Smart Wealth Assure: A Comprehensive Review

Explore the SBI Life Smart Wealth Assure plan in detail — from premium allocation, fund management charges, and policy fees to benefits like life cover and accidental death benefit. Understand its pros, cons, and charges to see if it fits your wealth-building and insurance needs effectively.

12 min read
Canara HSBC Young Term Plan Comprehensive Review

Canara HSBC Young Term Plan Comprehensive Review

Canara HSBC Young Term Plan offers affordable and flexible term insurance solutions for young individuals, with options for premium return and coverage enhancement. Discover its features and benefits in our detailed review.

9 min read
5 Crore Term Insurance Plans

5 Crore Term Insurance Plans: Are They Worth It?

Wondering if a ₹5 crore term insurance is too much—or just right? We break down who needs it, what it costs, and how to choose the right plan for your goals.

12 min read
Top 7 Benefits of Term Insurance

Top 7 Benefits of Term Insurance in 2025

Term insurance is a simple and affordable way to ensure your family stays financially secure in your absence. In this blog, we explore the top 7 benefits of term insurance, from fixed premiums and tax advantages to enhanced coverage through riders.

7 min read
What is the Waiver of Premium Rider in Term Insurance?

What is the Waiver of Premium Rider in Term Insurance?

A Waiver of Premium Rider ensures your term insurance stays active even if you're critically ill or disabled and can't afford premiums. Learn how this rider works, which plans offer it, and why Ditto strongly recommends it for smart, uninterrupted coverage.

10 min read
Best 2 Crore Term Insurance Policies

What is the Best 2 Crore Term Insurance Plan?

A ₹2 crore term insurance plan offers affordable, large-scale protection—ideal for securing your family's long-term future. This guide compares top plans like HDFC, ICICI, and Axis to help you pick the best 2 crore term insurance cover in 2025.

11 min read
SBI Life Term Insurance 1 Crore

SBI Life Term Insurance 1 Crore Cover: Is It Worth It?

Explore everything about SBI Life Term Insurance 1 crore plans- features, cost, benefits, and comparisons to help you make an informed decision for your family’s long-term financial safety.

16 min read
What is Reinsurance

What is Reinsurance: A Comprehensive Guide

Reinsurance is the invisible shield that protects insurers during catastrophic events like pandemics or natural disasters. It reduces risk, strengthens solvency, and keeps your policy secure—even in the worst-case scenarios.

15 min read
Best Term Insurance Plan for 1 crore

What is the Best Term Insurance Plan for 1 crore?

A ₹1 crore term insurance plan offers affordable, large-scale protection—ideal for securing your family's future. This guide compares top plans like HDFC, ICICI, and Axis to help you pick the best 1 crore cover in 2025. Learn key features, riders, and claim insights.

13 min read