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Term Insurance Portability

Term Insurance Portability: A Complete Guide

You cannot port term insurance, unlike health insurance. In this guide, we explain why porting is not allowed, when it makes sense to keep plans, and what options you really have if you are unhappy with your current term policy.

7 MIN
Avni Mittal
Written by Avni Mittal
Kotak Term Insurance Payment

Kotak Term Insurance Payment

Kotak term insurance payment can be done online via UPI, cards, net banking or offline at branches. Learn required details, step‑by‑step payment methods, benefits, and how to check your premium payment status easily.

4 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Affordable Term Life Insurance

Affordable Term Life Insurance

Affordable term life insurance helps you secure a large life cover at a budget-friendly premium without compromising on claim reliability. Learn how to compare plans, choose the right cover amount, and avoid common mistakes while buying term insurance in India.

7 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Term Insurance Premium Chart

Term Insurance Premium Chart

A term insurance premium chart provides a clear snapshot of how premiums change with age, coverage amount, and policy term. While it helps you compare costs across insurers, understanding what the numbers actually mean is crucial before choosing a plan.

6 MIN
Gargi Thakur
Written by Gargi Thakur
Reliance Term Insurance

Reliance Term Insurance

A detailed review of Reliance Term Insurance (now IndusInd Nippon Life), covering claim ratios, premiums, eligibility, riders, and whether the plans are worth buying post-rebrand.

7 MIN
Gargi Thakur
Written by Gargi Thakur
ICAI Term Insurance

ICAI Term Insurance

ICAI term insurance provides low-cost group life cover to ICAI members through LIC and HDFC Life. This guide explains how the scheme works, its benefits and limitations, premium structure, and why it may be better used as a supplementary cover rather than your only term plan.

5 MIN
Gargi Thakur
Written by Gargi Thakur
LIC Term Insurance Plan ₹50 Lakh

LIC Term Insurance Plan ₹50 Lakh

LIC term insurance plan ₹50 lakh premium details explained clearly, with a breakdown based on age, policy term, and the key factors that affect pricing, so you know what to expect before buying.

7 MIN
Moushmi Kaur
Written by Moushmi Kaur
₹1 Crore Term Insurance Premium

₹1 Crore Term Insurance Premium

This guide explains how a ₹1 crore term insurance premium is calculated, covering key factors like age, gender, health, and lifestyle that affect the cost of a ₹1 crore term plan.

6 MIN
Moushmi Kaur
Written by Moushmi Kaur
Term Life Insurance Quotes

Term Life Insurance Quotes

Term life insurance quotes are estimated premiums based on your age, health, lifestyle, income, cover amount, and policy term. Comparing quotes helps you find affordable, adequate cover while understanding why final premiums can change after medical checks and underwriting.

6 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
Term Life Insurance Rates by Age

Term Life Insurance Rates by Age

Term life insurance rates by age increase as you grow older due to rising health risks. This guide explains age-wise premiums, key pricing factors, and why buying early can save you significantly over the long term.

5 MIN
Moushmi Kaur
Written by Moushmi Kaur
LIC Term Insurance with Return of Premium

LIC Term Insurance with Return of Premium

There is no LIC Term Insurance with a Return of Premium option. While ROP plans refund premiums on survival, they come at higher costs and offer no real returns. This guide explains why LIC sticks to pure term plans, why ROP options are usually poor value, and what alternatives you should consider.

4 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
SBI Life Term Insurance ₹50 Lakhs

SBI Life Term Insurance ₹50 Lakhs

SBI Life Term Insurance ₹50 Lakhs offers affordable protection for individuals seeking starter coverage or minimal financial security. Learn about plans, premiums, features & eligibility.

5 MIN
Gargi Thakur
Written by Gargi Thakur
LIC Term Insurance Plans

LIC Term Insurance Plans

LIC term insurance plans offer simple, high-coverage life protection backed by India’s most trusted insurer. With strong claim settlement ratios and nationwide reach, LIC suits conservative buyers, though premiums are higher and modern features and riders are limited compared to private insurers.

7 MIN
Subhashish Banerjee
Written by Subhashish Banerjee