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Zero GST on Health & Term Insurance

Zero GST on Health & Term Insurance: Everything you need to know

From 22 Sept 2025, health and term insurance premiums will no longer attract GST. This guide explains how the exemption applies across new policies, renewals, grace periods, cancellations, and refunds—so you know exactly when you’ll save 18%.

7 min read
Ditto’s Cut – How we select plans and insurers

Ditto’s Cut – How we select plans and insurers

Ditto’s Cut is our framework for selecting insurers and plans. Every option is measured against strict benchmarks—IRDAI rules, 3 years of claims data, and real claim-time experience—covering product quality, claims, pricing, and service. Only those that pass make it to our list.

6 min read
CIBIL-like score for health insurance

CIBIL-Like Score for Health Insurance: Cause & Effect on the Insurance Industry!

The government is going all in for its Insurance for all by 2047 campaign. As part of this, they are making changes to make processes more efficient. Does this mean we are getting a CIBIL-like score for insurance, too. Read along to find out more.

3 min read
Difference between insurance and assurance

Difference Between Insurance and Assurance

What’s the difference between insurance and assurance? Understand its meaning & differences and how to choose the right financial protection for your needs. This article covers which is more reliable and its challenges to help you make an informed decision.

5 min read
IRDAI Updates for Term and Health Insurance in 2025

IRDAI 2025 Updates for Health and Life Insurance Plans

The IRDAI recently brought in some consumer-friendly changes, including a revised PED definition, a shorter waiting period, a higher surrender value, and a 30-day free look period. Here are the latest IRDAI updates for health and term insurance in 2025.

7 min read
GST and the insurance industry in India for 2024

The Tale of GST and Insurance in India in 2024

Heard about the recent Nirmala Sitharaman’s announcement on the GST spike in insurance premiums? What’s it all about? What does this mean for the insurers and insured? Take a look!

4 min read