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Here’s what you need to know about medical inflation in India, why healthcare costs keep rising, and how it can impact your savings.
Learn what is underwriting in insurance and how insurers assess your risk based on health, lifestyle, and finances. This guide explains how underwriting affects your premium, policy approval, and coverage terms in both health and term insurance.
CSR shows how many claims were settled, but not amounts, speed, or smoothness. Learn more about why relying only on claim settlement ratio alone can be misleading and how metrics like ASR, ICR, solvency, complaints, and network hospitals help evaluate health and term insurance more effectively.
Understand how lifestyle diseases like diabetes, hypertension, and obesity affect health and term insurance. Learn about waiting periods, premium loadings, exclusions, and coverage options so you can choose the right policy and avoid claim surprises.
Claim repudiated meaning is not widely understood in insurance. Understand clearly what it means, why insurers deny claims, and practical steps to protect yourself.
The Insurance Ombudsman, or Bima Lokpal, resolves claim disputes for free without going to court. Learn when to approach one, how to file, and the time limits you cannot afford to miss.
A trekking fracture or skydiving injury can cost lakhs, and most standard policies won't cover it. Adventure sports insurance isn't one product you buy off a shelf. Here's how coverage works across health, term, travel, and personal accident plans.
The Aam Aadmi Bima Yojana (AABY) was a government-backed insurance scheme for unorganized workers. Learn its benefits, eligibility, launch date, and how it connects to PMJJBY and PMSBY.
Is your insurer financially stable? Learn what solvency ratio insurance means, why IRDAI mandates a 1.5 ratio, and how it impacts your claims.
Learn how an insurance agent helps with policies, claims, and renewals, and how to verify their license before you buy.
The IRDAI Annual Report is the regulator’s yearly report card on India’s insurance sector. Here are the key FY 2024-25 highlights, what the data means for customers, where to download the report, and how to use it as a safety filter before you buy or renew a policy.
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An e-Insurance Account stores all your policies digitally in one secure place, while insurance repositories help you open, manage and update them easily. Learn how eIA works, how to convert existing policies, and why it simplifies insurance for you and your family.
