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The Insurance Ombudsman, or Bima Lokpal, resolves claim disputes for free without going to court. Learn when to approach one, how to file, and the time limits you cannot afford to miss.
A trekking fracture or skydiving injury can cost lakhs, and most standard policies won't cover it. Adventure sports insurance isn't one product you buy off a shelf. Here's how coverage works across health, term, travel, and personal accident plans.
The Aam Aadmi Bima Yojana (AABY) was a government-backed insurance scheme for unorganized workers. Learn its benefits, eligibility, launch date, and how it connects to PMJJBY and PMSBY.
Is your insurer financially stable? Learn what solvency ratio insurance means, why IRDAI mandates a 1.5 ratio, and how it impacts your claims.
Learn how an insurance agent helps with policies, claims, and renewals, and how to verify their license before you buy.
The IRDAI Annual Report is the regulator’s yearly report card on India’s insurance sector. Here are the key FY 2024-25 highlights, what the data means for customers, where to download the report, and how to use it as a safety filter before you buy or renew a policy.
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An e-Insurance Account stores all your policies digitally in one secure place, while insurance repositories help you open, manage and update them easily. Learn how eIA works, how to convert existing policies, and why it simplifies insurance for you and your family.
Learn how moral hazard works in insurance, the difference from adverse selection, and how insurers and policyholders can reduce misuse, disputes, and claim rejections.
IRDAI’s Vision 2047 aims for “Insurance for All” so every Indian can access the right life, health and property cover. This guide discusses how it could change your insurance journey over the next few years.
Discover how insurance companies make money through underwriting, investments, and strategic claims management. Learn about loss ratios, revenue streams, regulatory impacts, and real-world profit examples from India’s leading insurers.
The General Insurance Council (GIC) is a statutory body under the Insurance Act, 1938, representing India’s non-life insurers. It works closely with IRDAI to ensure fair practices, policyholder protection, and industry-wide development through initiatives like Cashless Everywhere and Bima Trinity.
The Insurance Information Bureau (IIB) centralizes insurance data to boost transparency, detect fraud, and ensure fair premiums. This guide covers its functions, initiatives like V-Seva, and how it helps insurers, regulators, and consumers in India's data-driven insurance ecosystem.
