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Health Insurance Articles

Health Insurance Portability

Health Insurance Portability: Benefits and Steps of Health Insurance Portability

Health Insurance Portability lets you switch insurers without losing benefits like waiting periods or bonuses. Learn the process, rights, documents required, and when you should consider porting your policy.

11 min read
Health Insurance Frauds in India

Health Insurance Frauds in India

Health insurance fraud in India threatens policyholders and insurers alike. Learn the types, penalties, prevention methods, and how IRDAI helps combat fraudulent claims.

14 min read
Insurance Ombudsman

What is Insurance Ombudsman

The Insurance Ombudsman in India offers policyholders a free, impartial, and quick platform to resolve disputes with insurers. From claim delays to policy misrepresentation, here’s how you can file complaints and seek redressal through the CIO system.

8 min read
Dental Treatment Covered in Health Insurance

Is Dental Treatment Covered in Health Insurance: Coverage, Riders & Plans Explained

Worried if dental treatment is covered in health insurance? Standard plans only cover disease or accident-related treatments. Coverage usually comes as outpatient procedures with an OPD rider, but many treatments and routine care are excluded. Learn what’s included, what’s not, and popular plans.

9 min read
Aam Aadmi Bima Yojana

Aam Aadmi Bima Yojana

Aam Aadmi Bima Yojana (AABY) was a government-backed insurance scheme offering life and disability coverage to unorganised workers at a subsidized premium. Now merged into PMJJBY & PMSBY, it remains a milestone in India’s social security journey.

7 min read
Difference Between Top-up and Super Top-up Health Insurance Plans

Difference Between Top-up and Super Top-up Health Insurance Plans

What is the key difference between top-up and super top-up plans in health insurance? Learn their key benefits and limitations in this guide and understand whether it's a right choice to add them to your base health insurance policy.

8 min read
Mukhyamantri Amrutum (MA) Yojana

What is Mukhyamantri Amrutum (MA) Yojana?

The Mukhyamantri Amrutum (MA) Yojana, now aligned with PMJAY, offers free cashless health coverage up to ₹10 lakh for vulnerable families in Gujarat. Learn about benefits, eligibility, and enrollment under this state-backed scheme.

5 min read
claim settlement ratio in health insurance

What is claim settlement ratio in health insurance ?

Claim Settlement Ratio (CSR) in health insurance shows how reliably an insurer pays claims. Learn why CSR matters in health insurance, how to check it, which insurers lead in 2025, and what other factors you must consider before choosing the right health plan.

7 min read
Arogya Sanjeevani Health Insurance

Arogya Sanjeevani Health Insurance: Features, Coverage, Pros & Cons

This guide explains Arogya Sanjeevani Health Insurance, the IRDAI-mandated standard plan. Explore its coverage, features, eligibility, benefits, and limitations. See how it compares with retail health insurance and make an informed choice for your family.

8 min read
Commercial Health Insurance

What is Commercial Health Insurance?

Commercial health insurance in India offers customizable health plans from private and public insurers. It covers hospitalization, surgeries, and more, bridging the gap left by government schemes like Ayushman Bharat. Here’s a complete guide to benefits, exclusions, and plan types.

9 min read
What is Fixed Benefit Policy in Health Insurance?

What is Fixed Benefit Policy in Health Insurance?

A Fixed Benefit Policy in health insurance pays a predefined lump sum upon diagnosis of a covered illness or event, regardless of treatment cost. Unlike indemnity plans, it gives financial flexibility, quick relief, and is best used as a supplement to your base or comprehensive plan.

9 min read
Appeal for a Rejected Health Insurance

How to Appeal for a Rejected Health Insurance: Steps for 2025

Applied for a health insurance claim but got rejected? Then, it's high time you learn how to appeal for a rejected health insurance again. This guide discusses the process in detail with expert tips and also offers other alternatives.

9 min read