Coordination of Benefits in health insurance lets you combine multiple policies to maximize coverage, reduce out-of-pocket costs, and ensure fair claim settlements without duplication.
Learn how PPN (Preferred Provider Network) affects cashless approvals, and what to confirm before a hospital admission, including room class, package, and inclusions.
The ultimate NRI health insurance buying guide to learn about India-based plans, global cover, clearing waiting periods, and picking the right plan in 2025.
Learn what the policy period in health insurance means, how it affects your premium, and why choosing the right tenure,1,2, or 5 years, can save you money, reduce renewals, and protect against medical inflation. The guide includes examples, expert tips, and FAQs for 2025.
The Bhamashah Swasthya Bima Yojana has been replaced by a more comprehensive scheme called the Mukhyamantri Ayushman Arogya Yojana. So, how did BSBY perform when it was active in Rajasthan? This guide discusses the details of the programs, including its alternate schemes.
The Awaz Health Insurance Scheme offers free medical and accident coverage for migrant workers in Kerala. Learn about its benefits, eligibility, registration, and claim process, and explore better health cover options with Ditto.
Karunya Arogya Suraksha Padhathi (KASP) is Kerala’s flagship health insurance scheme offering Rs. 5 lakh annual coverage per family. In this blog we discuss its objectives, eligibility, coverage, exclusions, how to apply for it online and the claim process.
The Yeshasvini Health Scheme 2025 is a Karnataka government initiative offering affordable, cashless healthcare to cooperative members across the state. Learn how it works, eligibility criteria, coverage limits, and why it’s a crucial safety net for farmers, artisans, and rural families.
Understand the GST on hospital room rent and beds in India. Ditto’s guide explains exemption limits, applicability rules, and how GST affects patients and hospitals.
A TPA is a key facilitator in health insurance claims, helping policyholders with cashless treatments, reimbursements, and smooth hospital coordination. Learn how they work and what risks to watch out for.
Health Insurance Portability lets you switch insurers without losing benefits like waiting periods or bonuses. Learn the process, rights, documents required, and when you should consider porting your policy.
Health insurance fraud in India threatens policyholders and insurers alike. Learn the types, penalties, prevention methods, and how IRDAI helps combat fraudulent claims.
