Tag Background
Articles

Health Insurance Articles

Search

Search

Featured

FEATURED ARTICLE

How to Port Health Insurance Policy in India

How to Port Health Insurance in India | Step-by-Step Guide

Step-by-step guide to porting your health insurance in India, with timelines, documents, IRDAI rules, and practical checks before you switch insurers.

6 MIN
Avni Mittal
Written by Avni Mittal
Star Health Insurance Hospital List

Star Health Insurance Hospital List

Star Health offers one of the largest hospital networks in India. In this guide, we explain how to search the cashless hospital list, download city-wise PDFs, and understand claim settlement options to avoid unexpected out-of-pocket expenses.

6 MIN
Vasudev Pandey
Written by Vasudev Pandey
Top Government Health Insurance Companies In India

Top Government Health Insurance Companies In India

Government health insurance companies in India are known for their long track record and high claim settlement ratios. But their plans often come with restrictions, higher premiums, and financial risks. This guide compares top PSU insurers and explains whether they’re right for you.

7 MIN
Vasudev Pandey
Written by Vasudev Pandey
HDFC Ergo Health Insurance Premium Chart Free Download

HDFC Ergo Health Insurance Premium Chart Free Download

Looking for the latest HDFC Ergo premium chart PDF? Download the charts, compare plan-wise pricing, and see how factors like age, location, and add-ons impact your premium.

6 MIN
Vasudev Pandey
Written by Vasudev Pandey
Star Health Insurance with Maternity Coverage No Waiting Period

Star Health Insurance with Maternity Coverage and No Waiting Period

Star Health does not offer zero-waiting maternity coverage in retail plans. Most plans have 12–36 month waiting periods, with defined delivery and newborn limits. This guide explains Star Health maternity options, waiting periods, premiums, and key rules to help you plan early and avoid surprises.

6 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
PM Health Insurance

PM Health Insurance: A Complete Guide

PM Health Insurance usually refers to the PM-JAY scheme under the Ayushman Bharat programme. This guide explains what it covers, who is eligible, how to apply, and whether ₹5 lakh coverage is enough for your healthcare needs.

6 MIN
Vasudev Pandey
Written by Vasudev Pandey
Loading in Health Insurance

Loading in Health Insurance: Meaning, Types, Examples

Loading in health insurance is an extra charge added to your premium when insurers assess you as higher risk. This guide explains what loading means, why insurers apply it, how it is calculated, and more.

8 MIN
Swetlana Neog
Written by Swetlana Neog
HDFC Health Insurance Plans for Family

HDFC Health Insurance Plans for Family in 2026: Benefits, Premiums & Comparison

Looking for the right HDFC health insurance plan for your family? This guide compares Optima Secure, Optima Super Secure, and Medisure Super Top-Up across coverage, premiums, features, and drawbacks, so you can confidently choose the best family floater plan for 2026.

7 MIN
Soumi Halder
Written by Soumi Halder
Top-up in Health Insurance

Top Up Health Insurance

You may have heard that Top Up Health Insurance can save you from massive hospital bills when your base cover falls short. That’s true, but is it the best option for you? Learn how it works, its benefits, and key limitations before making a decision.

6 MIN
Soumi Halder
Written by Soumi Halder
Cashless in Health Insurance

What is Cashless in Health Insurance?

Cashless Health Insurance helps settle cashless claims at network hospitals. Learn pre-authorization, deposits, exclusions, timelines, rejection fixes, reimbursement backup, and escalation.

7 MIN
Avni Mittal
Written by Avni Mittal
Deductible in Health Insurance

Deductible in Health Insurance: A Complete Guide

A clear guide to health insurance deductibles: what they are, how compulsory and voluntary deductibles work, their impact on premiums and claims, and when choosing a deductible makes sense. Learn how to balance lower premiums with real claim-time costs.

6 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
Private Health Insurance

Private Health Insurance in India: Best Plans and Benefits

Private health insurance provides higher coverage limits, wider hospital networks, faster claims processing, and greater flexibility than government schemes, making it ideal for long-term financial protection.

5 MIN
Gargi Thakur
Written by Gargi Thakur
Niva Bupa Claim Settlement Ratio

Niva Bupa Claim Settlement Ratio: Year-wise Data and Insights

A quick, data-backed look at Niva Bupa’s Claim Settlement Ratio, how it compares with industry averages, and what it means for your health insurance experience.

6 MIN
Soumi Halder
Written by Soumi Halder