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Health Insurance Articles

Indemnity Health Insurance

What is Indemnity Health Insurance?

An indemnity health insurance pays for your actual hospital expenses, irrespective of whether it's a minor surgery or major procedure. But is it a better choice than fixed benefit health plans? We’ll break it down in this guide.

5 min read
Cashless Everywhere in Health Insurance

What is Cashless Everywhere in Health Insurance?

Did you hear about the Cashless Everywhere Scheme for health insurance plans? How will that change the health insurance approach for you? Here's all that you need to know!

4 min read
Documents Required for Health Insurance in India

Documents Required for Health Insurance in India

Documents required for health insurance policy purchases and claim settlement processes are quite different. To help you fulfil these prerequisites easily, we have curated this guide detailing the necessary paperwork.

7 min read
₹50 Lakh Health Insurance

Is a ₹50 Lakh Health Insurance Plan Worth It? Here’s What You Should Know

A ₹50 lakh health insurance plan sounds like the ultimate safety net but is it always the smartest choice? In this blog, we break down when this kind of cover makes sense, who may consider it, and whether a base + super top-up combo can offer better value.

10 min read
Day Care Treatment in Health Insurance

Day Care Treatment in Health Insurance

Many modern treatments no longer need overnight hospital stays but they can still be costly. This guide explains how day care treatment in health insurance helps cover these short procedures, what’s included, how claims work, and which plans offer the best support.

13 min read
Health Insurance in Kerala

Health Insurance in Kerala: A Complete Guide

Kerala has an excellent public health infrastructure, but a majority of its citizens continue to bear out-of-pocket expenses. In this guide, we will explore the current stance of health insurance in Kerala and the steps needed to strengthen it in the future.

7 min read
Term Insurance Vs Health Insurance

Term Insurance Vs Health Insurance: What to Buy First?

Term and health insurance are two different products. Should you get term insurance or health insurance? Understand their differences, benefits, and which ones you should buy for complete protection.

9 min read
ICICI Lombard Health Insurance Claim Settlement Ratio

ICICI Lombard Health Insurance Claim Settlement Ratio

ICICI Lombard’s CSR stands at 85% for the FY 2023-2024, but how does it compare to other health insurers? We break down the numbers, compare key metrics, and help you decide if it’s the right pick.

7 min read
Health Insurance on EMI

Should You Buy Health Insurance on EMI? Here’s What You Must Know

Health insurance on EMI lets you pay premiums monthly—but is it worth it? We break down how it works, hidden charges, claim delays, and real-life cases. Ditto’s experts also explore smarter options like SIPs or RDs to help you avoid surprises and make an informed choice.

15 min read
Health Insurance for Kids

Health Insurance for Kids: What to Know Before Choosing a Plan

Choosing health insurance for kids may seem difficult, especially when you are considering affordable premiums and future medical needs. This blog highlights the key points to keep in mind when choosing a health insurance plan for your child.

14 min read
Acko Health Insurance Claim Settlement Ratio 2025

Acko Health Insurance Claim Settlement Ratio 2025

Acko’s digital-first model and high health claim settlement ratio (2021–2024) make it a strong contender. But is it trustworthy? In this blog, we compare Acko with top insurers, unpack its claim process, and share Ditto’s view on whether it’s the right choice for you.

10 min read
Deductible in Health Insurance

How Deductible in Health Insurance Works?

Understand everything about deductibles in your health insurance policy and when to opt for them!

13 min read