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Health Insurance Articles

Restoration Benefit in Health Insurance

What is Restoration Benefit in Health Insurance Plans?

Rising healthcare costs make health insurance a necessity — but what if your coverage runs out mid-year? That’s where the restoration benefit steps in, replenishing your sum insured after exhaustion, at no extra cost. Learn how this feature boosts your coverage and discover the plans offering it!

11 min read
Comprehensive health insurance plan

What Is a Comprehensive Health Insurance Plan?

Comprehensive health insurance covers hospitalization, daycare treatments, maternity, and even home care — all without hidden costs like co-payment or room rent limits. In this guide, we break down its features and reveal the Top 5 comprehensive plans in India for 2025. Let’s dive in!

13 min read
How to Port Health Insurance in 2025? Ditto

How to Port Health Insurance in India | Step-by-Step Guide (2025)

Want to upgrade your health insurance without losing benefits? Here's how to port your health policy in 2025, step by step.

13 min read
canceling Health Insurance

How to Cancel Your Health Insurance Policy in India 2025: A Complete Guide

Need to cancel your health insurance policy? Here's a step-by-step guide with refund rules, paperwork, and tips to avoid losing coverage benefits.

7 min read
Health insurance plans for family

Best Health Insurance Plans for Family in India

Compare the best family health insurance plans in India for 2025. Learn how to pick one with maternity, OPD, and restoration benefits with Ditto’s expert guide.

11 min read
Best super top-up health insurance plans in India

Best Super Top-up Health Insurance Plans in India

Super top-up health insurance plans can help you cover medical expenses when you exceed your base policy coverage. This blog highlights the top plans recommended by Ditto.

11 min read
does health insurance premium increase every year

Does Health Insurance Premium Increase Every Year

Health insurance premiums often increase due to age, inflation, or the aggregate level of claims, especially after the age of 45. But you can manage this with thoughtful planning. Learn why premiums rise and how to keep them affordable.

11 min read
Is Health Insurance Worth It

Is Health Insurance Worth It?

Health insurance can feel unnecessary—until you need it. This 2025 guide breaks down why it’s worth it for everyone, from young professionals to new parents. Backed by real benefits and expert insights from Ditto.

9 min read
What is health insurance open enrollment

What Is Health Insurance Open Enrollment?

Unlike the U.S., health insurance in India can be bought or renewed anytime. But for employer group plans, changes like adding dependents often have a fixed yearly window. This article explains how enrollment works and helps you make timely, informed choices.

9 min read
Is Cancer Covered in Health Insurance?

Is Cancer Covered in Health Insurance in India?

Cancer treatment in India can cost up to ₹40 lakh, so financial protection is crucial. This blog explains if and how health insurance covers cancer, key exclusions, waiting periods, and how to choose the right plan—especially if already diagnosed. Get fully informed with our cancer insurance guide.

19 min read
Maternity health insurance

Should You Buy Maternity Health Insurance? Pros, Cons & Tips

Maternity insurance is key for couples planning a family—but is it really necessary? This blog covers who it's for, what it includes, pros and cons, when to buy, and if it’s worth the premium. Plus, we explain waiting periods, tax perks, and share Ditto’s expert advice.

18 min read
What is Top Up in Health Insurance?

What is Top Up in Health Insurance?

This blog explores what a top-up in health insurance is, how it enhances your base cover, when it applies, and why it’s a smart choice. Whether you’re covered by your employer or have a personal plan, understanding top-ups can help you stay better protected without overspending.

15 min read