Health Insurance Plans for Mental Health Coverage
At Ditto, we guide you in choosing health insurance plans for mental health coverage in India—covering therapy, OPD, hospitalization, and more.
8 min read
Articles
Health Insurance Articles
Risk Pooling in Health Insurance
Risk pooling in health insurance spreads medical costs across many people, ensuring affordable premiums and financial protection. Learn how it works, its benefits, and why it’s crucial for a fair, sustainable insurance system.
10 min read
Government Health Insurance Schemes in India
Government health insurance schemes like PM-JAY, CGHS, ESIS, and ECHS provide essential financial protection for millions of Indians. Here’s a complete guide to benefits, eligibility, and why you may still need private health insurance.
10 min read
Top Reasons Why Your Health Insurance Claim Can Get Rejected
Even top insurers deny claims due to waiting periods, exclusions, or missing paperwork. Learn the most common reasons why health insurance claims get rejected in India - and how you can avoid being caught off guard.
9 min read
What is the Waiting Period in Maternity Insurance?
The waiting period in maternity insurance is the time you must wait before claiming expenses related to pregnancy and childbirth. It usually ranges from 9 months to 4 years. Understanding this clause helps you plan ahead and choose the right policy for your family.
10 min read
Health Insurance Policies for Physiotherapy in 2025
At Ditto, we guide you in choosing health insurance that covers essential physiotherapy—whether post-hospitalization or through OPD riders. Understand what’s included, what’s excluded, and compare plans in India for 2025 to make confident, cost-effective decisions.
6 min read
United India Health Insurance Review 2025
United India Insurance, a government-owned PSU established in 1938, is one of India’s oldest general insurers. It boasts a solid 94% average claim settlement ratio but faces severe financial strain, with a –0.65 solvency ratio in 2025, well below the regulatory requirement.
7 min read
Health Insurance for Chronic Diseases: Best Plans, Coverage & Tips
Managing chronic illnesses like diabetes, hypertension, or heart disease can be expensive. This guide explores the best health insurance for chronic diseases in India, key coverage details, exclusions, and expert tips to help you pick the right plan.
10 min read
What to Do If Your Health Insurance Claim Is Denied?
A denied health insurance claim isn’t the end. Learn why insurers reject claims, how to appeal effectively, and escalation steps via IRDAI & Ombudsman to get the payout you deserve.
8 min read
What is Co-Payment in Health Insurance?
Curious about copayment in health insurance? This guide explains what it means, types of copayment and key factors that influence it. We’ll also explore whether you can avoid co payment with waiver options, and highlight the best health insurance plans in 2025 that come with no mandatory co payment.
8 min read
Health Insurance for Preventive Care in India: Complete Guide
Health insurance for preventive care covers annual check-ups, vaccines, and wellness benefits that help detect risks early. This guide explains how it works, compares top plans, premiums, and benefits, and shares Ditto’s take on whether preventive care is worth choosing as in-built or add-on.
8 min read
Kotak Health Insurance CSR Review 2025
Kotak Health Insurance has a 3-year average Claim Settlement Ratio of 91%. While consistent, it falls short of leaders like HDFC ERGO and Aditya Birla. Here’s how Kotak compares, plus Ditto’s take on whether it’s the right fit for you.
5 min read