The Antyodaya Shramik Suraksha Yojana is an accident cover for unorganised sector workers, sold through post offices at ₹289 for ₹5 lakh or ₹499 for ₹10 lakh a year. Here is who qualifies, what the scheme pays for death, disability, hospitalisation and child education, and where it falls short.
The HDFC ERGO Parenthood rider adds a separate maternity sum insured of ₹50,000 to ₹2 lakh, covering delivery, up to two IVF cycles, and embryo freezing after a 24-month wait. It is one of the few maternity add-ons a single woman can buy. Here are the caps, exclusions, and who it suits.
Review IndusInd Health Insurance plans, features, claim process, and Ditto’s verdict on whether it is worth buying after the Reliance rebrand.
Does Health Insurance Cover Medical Devices? Learn how health insurance covers implants, medical equipment, and DME, along with exclusions, sub-limits, claim rules, and what to check before making a claim.
Learn about AB-PMJAY Puducherry, including eligibility, ₹5 lakh coverage, treatments, registration, card download, empaneled hospitals, and how it compares with private health insurance.
Can OCI Cardholders Buy Health Insurance in India? Learn eligibility, documents, cashless claims, waiting periods, and key checks before buying.
When Should Adult Children Exit a Family Floater Plan? Learn the exit-age rules, migration process, waiting-period impact, and when individual cover makes sense.
AB-PMJAY Lakshadweep provides eligible beneficiaries with up to ₹5 lakh in annual hospitalization coverage. Learn about eligibility, covered treatments, empaneled hospitals, national portability, Ayushman card registration, and whether private health insurance is still needed.
AB-PMJAY Dadra and Nagar Haveli provides eligible beneficiaries with up to ₹5 lakh in cashless hospitalization coverage. Learn about eligibility, benefits, treatments covered, card registration, empaneled hospitals, and how the scheme compares with private health insurance.
A CIBIL-like score for health insurance isn't live. See what PIR may change, what Bima Sugam does, and which discounts already affect premiums.
Hospital package rates can vary by hospital, surgery, room category, package inclusions, insurer-negotiated rates, and government rates. Learn what affects your final bill and how to compare package rates before choosing a hospital.
New India UPLIFT offers ₹25 lakh to ₹5 crore in cover, a 100% cumulative bonus, coverage for over 280 day care procedures, and optional riders.
