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Health Insurance Portability

Health Insurance Portability: Rules, Process & When to Port

Stuck with poor claim approvals or limited hospital access? Health insurance portability lets you switch insurers at renewal without losing waiting period credits or bonus. Understand IRDAI rules, risks, and when porting truly works in your favour.

9 MIN
Soumi Halder
Written by Soumi Halder
Best Super Top Up Health Insurance Plans

Best Super Top Up Health Insurance Plans

In this guide, we compare the best super top up health insurance plans in India based on IRDAI claim ratios, premiums, features, and real-world practicality.

7 MIN
Gargi Thakur
Written by Gargi Thakur
 Aditya Birla Activ One Maternity Plan

Aditya Birla Activ One Maternity Plan

Aditya Birla Activ One Maternity Plan is an aggregator-only combo with Activ One NXT base, maternity rider, and Super Health Plus top-up to reach up to ₹1 crore cover. The ₹50,000 maternity benefit is one-time after a 3-month wait, but 3-year premiums often exceed it.

6 MIN
Avni Mittal
Written by Avni Mittal
5 lakh Health Insurance

5 Lakh Health Insurance

5 lakh health insurance covers medical expenses up to ₹5 lakh every policy year. Learn more about its benefits, drawbacks, and other alternative sum insured options in this guide.

7 MIN
Swetlana Neog
Written by Swetlana Neog
HDFC Ergo Optima Secure vs ICICI Lombard Elevate

HDFC Ergo Optima Secure vs ICICI Lombard Elevate

A clear, factual comparison of HDFC Ergo Optima Secure and ICICI Lombard Elevate, highlighting what sets them apart in terms of claim trends, benefits, and overall value.

6 MIN
Avni Mittal
Written by Avni Mittal
Health Insurance Claim

Health Insurance Claim

Filing a health insurance claim doesn't have to be confusing. Understand the difference between cashless and reimbursement claims, what documents you need, and step-by-step procedures for both emergency and planned hospitalizations to ensure smooth claim settlement when you need it most.

6 MIN
Avni Mittal
Written by Avni Mittal
Health Insurance TPA

Health Insurance TPA

A Health Insurance TPA bridges the gap between you and the insurer. Learn how they facilitate cashless treatment and process reimbursement claims.

6 MIN
Soumi Halder
Written by Soumi Halder
TATA AIG Health Insurance Renewal

TATA AIG Health Insurance Renewal

Learn the complete TATA AIG Health Insurance renewal process, its benefits, premium payment options, and other strategies to ensure you get continued coverage.

6 MIN
Swetlana Neog
Written by Swetlana Neog
Bajaj Health Insurance Plans for Family

Bajaj Health Insurance Plans for Family

Explore Bajaj Health Insurance plans for family, including coverage, premiums, claim settlement ratio, complaint data, benefits, exclusions, and plan comparisons. See performance insights, pros and cons, and Ditto’s expert take to decide if it fits your family’s healthcare needs in 2026.

8 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
Personal Accident Insurance

Personal Accident Insurance

Personal Accident Insurance offers financial protection against accidental death, disability, and income loss. Compare standalone policies vs riders in term and health insurance, features, premiums, benefits, and expert insights to choose the right coverage for your needs.

7 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
5 lakh Health Insurance

5 Lakh Health Insurance

5 lakh health insurance covers medical expenses up to ₹5 lakh every policy year. Learn more about its benefits, drawbacks, and other alternative sum insured options in this guide.

7 MIN
Swetlana Neog
Written by Swetlana Neog
Health Insurance on EMI

Health Insurance on EMI

Health insurance on EMI helps you split premiums into monthly or quarterly payments. This article explains insurer installments vs credit card/NBFC EMI, IRDAI grace period rules, claim-time deductions, and when annual payment is cheaper.

7 MIN
Avni Mittal
Written by Avni Mittal
What is Short Term Disability Insurance?

What is Short Term Disability Insurance?

A clear breakdown of what short-term disability insurance means, payouts, ESIC support, employer benefits, the difference between long-term and short-term disability insurance, and what truly counts as income replacement during temporary disability.

8 MIN
Avni Mittal
Written by Avni Mittal