Health Insurance Articles

Network Hospitals in Health Insurance: Why They Matter More Than You Think

When choosing a health plan, don’t just look at premiums or cover. A strong network of hospitals ensures cashless care and avoids bill shocks. Learn how to check your insurer’s list, steer clear of blacklisted facilities, and more. At Ditto, we help you pick plans with the best hospital networks.

23 Aug '25 8 MIN

Written by Swetlana Neog

Home Care Treatment in Health Insurance: What It Is, Who Needs It, and How It Works

Home care treatment in health insurance is a growing feature, distinct from domiciliary or post-hospitalization care. It covers treatment at home under specific conditions. Here’s what it means, who benefits, when it applies, and how it compares with other features in your policy.

19 Aug '25 9 MIN

Written by Soumi Halder

Cashless vs Reimbursement: What Are the Differences?

Settling your hospitals can be confusing, especially if you don’t know about claim settlement processes. The two common claim types are cashless and reimbursement. In this guide, we will help you distinguish between cashless vs reimbursement claims so you can settle your medical bills with ease.

17 Aug '25 6 MIN

Written by Swetlana Neog

Best Maternity Health Insurance Plans 2025

A complete 2025 guide to maternity health insurance plans in India — compare top standalone, built-in, and add-on policies with waiting periods, sub-limits, and Ditto’s expert take.

17 Aug '25 8 MIN

Written by Swetlana Neog

Exclusions In Health Insurance: Know What's Not Covered?

Not every medical treatment or procedure is covered under health plans. It’s important to understand these health insurance exclusions to avoid last-minute claim surprises. In this guide, we break down what is usually excluded in most policies.

16 Aug '25 6 MIN

Written by Swetlana Neog

Dengue and Health Insurance: What’s Covered and What’s Not

Dengue is covered by most health insurance plans, but claims may be denied if hospitalization isn’t needed or paperwork is incomplete. This guide explains coverage, exclusions, and tips to avoid rejection, plus affordable dengue-specific plans like HDFC ERGO Dengue Care and Bajaj Allianz M-Care.

16 Aug '25 5 MIN

Written by Swetlana Neog

Cashless Everywhere: Explained

The General Insurance Council’s Cashless Everywhere initiative aims to let policyholders get cashless treatment at any hospital in India, networked or not. This 2025 guide explains how it works, key challenges, and expert tips to help you navigate the process without surprises.

09 Aug '25 5 MIN

Written by Swetlana Neog

Documents Required for Health Insurance

Documents required for health insurance policy purchases and claim settlement processes are quite different. To help you fulfil these prerequisites easily, we have curated this guide detailing the necessary paperwork.

09 Aug '25 7 MIN

Written by Swetlana Neog

Health Insurance for Kids: What to Know Before Choosing a Plan

Choosing health insurance for kids may seem difficult, especially when you are considering affordable premiums and future medical needs. This blog highlights the key points to keep in mind when choosing a health insurance plan for your child.

28 Jul '25 14 MIN

Written by Swetlana Neog

Best Health Insurance Plans for 2025

Compare and choose the best health insurance plan for you from a range of top- rated plans that cover all your needs.

18 Jul '25 8 MIN

Written by Swetlana Neog

What is the Difference between Day Care Treatment and OPD Coverage

Day Care vs OPD often confuses people and that’s where claims get denied. Ditto’s guide breaks down what each covers, what’s excluded, and how to use both smartly. No jargon, just clarity - so you stop guessing and start making the right call.

16 Jul '25 18 MIN

Written by Soumi Halder

Why Corporate Employees Need Individual Health Insurance?

Many corporate employees believe their group health policy is enough. But most of these plans come with low coverage, limited benefits, and no control. In this guide, Ditto breaks down why individual health insurance is essential and handpicks the best policies for salaried professionals in 2025.

13 Jul '25 8 MIN

Written by Swetlana Neog