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Does Health Insurance Premium Increase Every Year?

Why Health Insurance Premiums Increase: Factors & Facts

Health insurance premiums often increase due to age, inflation, or the aggregate level of claims, especially after the age of 45. But you can manage this with thoughtful planning. Learn why premiums rise and how to keep them affordable.

10 MIN
Swetlana Neog
Written by Swetlana Neog
Is Health Insurance Worth It?

Is Health Insurance Worth It?

Health insurance can feel unnecessary—until you need it. This 2025 guide breaks down why it’s worth it for everyone, from young professionals to new parents. Backed by real benefits and expert insights from Ditto.

9 MIN
Swetlana Neog
Written by Swetlana Neog
What is health insurance open enrollment

What Is Health Insurance Open Enrollment?

Unlike the U.S., health insurance in India can be bought or renewed anytime. But for employer group plans, changes like adding dependents often have a fixed yearly window. This article explains how enrollment works and helps you make timely, informed choices.

9 MIN
Soumi Halder
Written by Soumi Halder
Is Cancer Covered in Health Insurance?

Is Cancer Covered in Health Insurance? Coverage & Facts

Cancer treatment in India can cost up to ₹40 lakh, so financial protection is crucial. This blog explains if and how health insurance covers cancer, key exclusions, waiting periods, and how to choose the right plan—especially if already diagnosed. Get fully informed with our cancer insurance guide.

19 MIN
Soumi Halder
Written by Soumi Halder
Super Top Up Health Insurance: 2025

What is a Super Top Up Health Insurance Plan?

Super Top-Up Health Insurance plans help you expand your health coverage without paying high premiums. Learn how they work, who they’re for, and why they’re still relevant in 2025 despite rising preference for high sum insured base policies.

8 MIN
Swetlana Neog
Written by Swetlana Neog
Health Insurance with OPD Cover

Understanding Health Insurance with OPD Cover

Wondering if you should opt for OPD coverage in health insurance? This blog breaks it down for you: what OPD coverage includes, who should consider it, how it differs from day care treatment, and which are the best OPD health insurance plans in India for 2025.

20 MIN
Soumi Halder
Written by Soumi Halder
Health insurance comes under which section

Health Insurance Comes Under Which Section?

In this blog, we answer the query: health insurance comes under which section of the Income Tax Act? This guide explains everything about Section 80D, including who can claim, what’s covered, and how to save on taxes.

15 MIN
Soumi Halder
Written by Soumi Halder
Mastering Health Insurance with Ditto

Mastering Health Insurance with Ditto

Health insurance protects your finances when life takes a turn. One medical emergency can derail your goals—but a good policy keeps your savings and plans safe. Start young, avoid traps like room rent limits or co-pays, and choose features that truly add value.

6 MIN
Swetlana Neog
Written by Swetlana Neog
How to Claim Health Insurance?

How to Claim Health Insurance

From choosing a network hospital to filing a reimbursement claim, get complete clarity on how to claim health insurance the smart and stress-free way. Learn the difference between cashless and reimbursement claims, required documents, and tips to ensure smooth approval.

19 MIN
Swetlana Neog
Written by Swetlana Neog
How to Choose Health Insurance?

How to Choose Health Insurance?

With rising healthcare costs and busy lifestyles leading to health issues, choosing the right health insurance is vital. This guide covers plan types, key features, mistakes to avoid, and tips for buying for yourself, family, or parents—ensuring smart, well-protected decisions.

12 MIN
Soumi Halder
Written by Soumi Halder
Go Digit vs Star Health Insurance

Go Digit vs Star Health Insurance: Which One Should You Pick

In this detailed comparison of Go Digit vs Star Health Insurance, we break down key features, claim settlement ratios, coverage options, and more to help you decide which insurer fits your healthcare needs in 2025.

15 MIN
Swetlana Neog
Written by Swetlana Neog
Health Insurance Add-Ons

Health Insurance Add-On Covers

Health Insurance add-ons are essential in 2025 for anyone looking to customize their health policy without breaking the bank. Learn how the right health insurance add-ons can drastically improve your coverage.

16 MIN
Swetlana Neog
Written by Swetlana Neog