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Getting a health insurance plan as a self employed professional can be tricky. That’s where this simple, ready-to-refer guide from Ditto comes in to help you learn the basics, understand ways to build the right cover (base plan+ super top-up+add-ons), and know the inclusions and exclusions.
ESIC number is your 10-digit key to social security benefits. Know the format, eligibility, benefits, how to find it, and download your e-Pehchan card (2026).
Missed your premium payment? Learn what happens when you skip an insurance payment, including grace period rules, policy lapse, and reinstatement options.
Discover how National Insurance calculates health premiums with age bands, sum insured slabs, and zonal pricing. Learn about optional covers, discounts, copay rules, and family floater calculations to make informed, cost-effective policy choices. FAQs included for clarity.
Discover how MADBY Rajasthan offers families financial protection of up to ₹10 lakh in case of accidental death or disability. Learn who’s eligible, required documents, and how to claim in this complete guide.
Discover the vital role of insurance underwriters, how they assess risks, set premiums, and how you can improve your chances of better coverage with expert guidance.
Coordination of Benefits in health insurance lets you combine multiple policies to maximize coverage, reduce out-of-pocket costs, and ensure fair claim settlements without duplication.
Learn how PPN (Preferred Provider Network) affects cashless approvals, and what to confirm before a hospital admission, including room class, package, and inclusions.
Learn what the policy period in health insurance means, how it affects your premium, and why choosing the right tenure,1,2, or 5 years, can save you money, reduce renewals, and protect against medical inflation. The guide includes examples, expert tips, and FAQs for 2025.
The Bhamashah Swasthya Bima Yojana has been replaced by a more comprehensive scheme called the Mukhyamantri Ayushman Arogya Yojana. So, how did BSBY perform when it was active in Rajasthan? This guide discusses the details of the programs, including its alternate schemes.
The Awaz Health Insurance Scheme offers free medical and accident coverage for migrant workers in Kerala. Learn about its benefits, eligibility, registration, and claim process, and explore better health cover options with Ditto.
Understand the GST on hospital room rent and beds in India. Ditto’s guide explains exemption limits, applicability rules, and how GST affects patients and hospitals.
