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How to Get Health Insurance with Free Medical Check-up | Ditto

How to Get Health Insurance with Free Medical Check-up in 2026

Curious about free annual health check-ups in your insurance? They help catch issues early, save on preventive care, and boost your policy’s value. But watch for limits, waiting periods, and network restrictions. Learn how to maximize this benefit and stay proactive with your health!

9 MIN
Swetlana Neog
Written by Swetlana Neog
Reasonable and Customary Clause in Health Insurance

Reasonable and Customary Clause in Health Insurance

Health Insurance companies can reject a portion of your claim or even your entire claim because of the reasonable and customary clause. Here’s how it works in health insurance, how it limits claim payouts, and tips to avoid unexpected expenses during hospitalization.

5 MIN
Swetlana Neog
Written by Swetlana Neog
Room Rent Limit in Health Insurance

What is the Room Rent Limit in Health Insurance?

Room rent limit in health insurance can lower your health insurance premium, so, why do insurers add them? Learn how room rent limits work, the best plans without them, and how to choose smartly!

5 MIN
Swetlana Neog
Written by Swetlana Neog
Section 80D for Senior Citizens

Section 80D for Senior Citizens

Senior citizens can claim up to ₹50,000 in tax deductions on medical expenses under Section 80D of the Income Tax Act. Here’s how you can maximize tax savings these hospitalisation and other medical expenses.

7 MIN
Swetlana Neog
Written by Swetlana Neog
Tata AIG vs Oriental Health Insurance

Tata AIG vs Oriental Health Insurance

Choosing between Tata AIG and Oriental Health Insurnace? Here, we break down their track record across the years on claim settlement and business stability to help you choose the better insurer! Read the entire article for a detailed comparison before making your decision.

6 MIN
Swetlana Neog
Written by Swetlana Neog
Claim Settlement Ratios of Health Insurance Companies

The Truth About Claim Settlement Ratios of Health Insurance Companies

Claim settlement ratios of health insurance companies help assess their reliability, but CSR alone isn’t enough. Factors like incurred claim ratio, network hospitals, and complaint volume matter too. Learn how to evaluate insurers and choose the best policy for hassle-free claim settlements.

5 MIN
Swetlana Neog
Written by Swetlana Neog
Does Health Insurance Cover Accidents?

Does Health Insurance Cover Accidents? - Everything You Need to Know

Does health insurance cover accidents? The short answer is yes, but with conditions. This guide explains accident coverage in health insurance, key policy features to check, and how to choose the best plan for financial protection.

7 MIN
Swetlana Neog
Written by Swetlana Neog
Family Floater vs Individual Health Insurance

Family Floater vs Individual Health Insurance: Which One Is Better?

Choosing between Individual Health Insurance and Family Floater Health Insurance can be overwhelming, but the right decision depends on your family’s needs, budget, and long-term health goals. This guide breaks down the pros, cons, real-life use cases, and top insurers.

6 MIN
Swetlana Neog
Written by Swetlana Neog
Health Insurance Plans Covering Pre-existing Diseases from Day 1: What You Need to Know

Health Insurance Plans Covering Pre-existing Diseases from Day 1: What You Need to Know

Many avoid health insurance due to long waits for pre-existing disease coverage. Some plans now cover conditions like diabetes or asthma from Day 1, ensuring immediate protection. While premiums may be higher or include co-payments, they offer financial security.

9 MIN
Swetlana Neog
Written by Swetlana Neog
Health Insurance with Critical Illness Cover: A Comprehensive Guide

Health Insurance with Critical Illness Cover: A Comprehensive Cover

A critical illness can disrupt your health and finances. Health insurance with critical illness cover safeguards income, covers expenses, and provides stability. Whether a standalone policy or a rider, the right coverage ensures a medical crisis doesn’t turn into a financial burden.

7 MIN
Swetlana Neog
Written by Swetlana Neog
Understand what OPD Health Insurance Means

OPD Health Insurance Plans: Should You Have It Or Avoid It?

OPD health insurance covers doctor visits, diagnostic tests, and medicines without hospitalization, helping you manage frequent medical expenses. In this guide, we break down its benefits, drawbacks, and who should consider it. Plus, discover the Top OPD health plans of 2025.

8 MIN
Swetlana Neog
Written by Swetlana Neog
Is Cataract Surgery Covered By Insurance?

Is Cataract Surgery Covered By Insurance?

Cataract is one of the most common eye ailments that people get these days. Health insurance generally covers cataract surgery. However, it depends on your policy, as there can be different waiting periods, sub-limits, and exclusions. Read the entire article to know exactly what your plan covers.

8 MIN
Swetlana Neog
Written by Swetlana Neog