Health Insurance Premium
A health insurance premium is the amount you pay to your insurer to keep your policy active. This guide discusses its calculation details and the factors affecting the price variations.
6 MIN
Written by Vasudev Pandey
Articles
Health Insurance Articles
Mediclaim vs Health Insurance
Mediclaim vs Health insurance is mostly a naming confusion. This quick guide explains why the term mediclaim stuck, when wording can signal fixed benefit plans, and what clauses like co-pay, room limits, sub limits, waiting periods, and restoration mean for your claim.
4 MIN
Written by Avni Mittal
Waiting Period in Health Insurance
What is Waiting Period in Health Insurance? Waiting period in health insurance includes initial, specific illness, PED, maternity, and OPD waits. Learn how they affect claims and ways to reduce them.
6 MIN
Written by Avni Mittal
Health Insurance Portability: Rules, Process & When to Port
Stuck with poor claim approvals or limited hospital access? Health insurance portability lets you switch insurers at renewal without losing waiting period credits or bonus. Understand IRDAI rules, risks, and when porting truly works in your favour.
9 MIN
Written by Soumi Halder
Health Insurance Card
A health insurance card is an ID to show at hospitals. Learn what it shows, types of cards, how to download health insurance cards, how to use it for cashless admission, and how it differs from your policy document.
6 MIN
Written by Avni Mittal
HealthIndia Health Insurance TPA
HealthIndia Health Insurance TPA is an IRDAI-licensed TPA (Reg. No. 022) that helps insurers manage cashless and reimbursement claims. This guide explains how HealthIndia works, claim timelines, required documents, hospital network details, and what to do if your claim is rejected.
5 MIN
Written by Avni Mittal
Top Government Health Insurance Companies In India
Government health insurance companies in India are known for their long track record and high claim settlement ratios. But their plans often come with restrictions, higher premiums, and financial risks. This guide compares top PSU insurers and explains whether they’re right for you.
6 MIN
Written by Vasudev Pandey
HDFC Ergo Health Insurance Premium Chart
Looking for the latest HDFC Ergo premium chart PDF? Download the charts, compare plan-wise pricing, and see how factors like age, location, and add-ons impact your premium.
6 MIN
Written by Vasudev Pandey
Star Health Insurance with Maternity Coverage and No Waiting Period
Star Health does not offer zero-waiting maternity coverage in retail plans. Most plans have 12–36 month waiting periods, with defined delivery and newborn limits. This guide explains Star Health maternity options, waiting periods, premiums, and key rules to help you plan early and avoid surprises.
7 MIN
Written by Subhashish Banerjee
Top Up Health Insurance
You may have heard that Top Up Health Insurance can save you from massive hospital bills when your base cover falls short. That’s true, but is it the best option for you? Learn how it works, its benefits, and key limitations before making a decision.
6 MIN
Written by Soumi Halder
Moratorium Period in Health Insurance
A breakdown of the moratorium period in health insurance: what IRDAI’s five year rule means, how it works in real claims, when insurers can still reject, and what happens during portability, migration, or sum insured increases.
5 MIN
Written by Avni Mittal
Post Office Health Insurance: A Detailed Guide
Post Office Health Insurance lets you buy health policies through IPPB and Post Offices, while private insurers handle coverage and claims. Learn partner insurers, popular plans, benefits, limitations, and what to check before buying.
8 MIN
Written by Pratyusha Chatterjee