What is ESIC Number? Meaning, Benefits & IP Guide
ESIC number is your 10-digit key to social security benefits. Know the format, eligibility, benefits, how to find it, and download your e-Pehchan card (2026).
9 MIN
Written by Swetlana Neog
Articles
Health Insurance Articles
What Happens When You Miss a Premium Payment?
Missed your premium payment? Learn what happens when you skip an insurance payment, including grace period rules, policy lapse, and reinstatement options.
7 MIN
Written by Swetlana Neog
National Insurance Premium Rate Chart: A Full Guide
Discover how National Insurance calculates health premiums with age bands, sum insured slabs, and zonal pricing. Learn about optional covers, discounts, copay rules, and family floater calculations to make informed, cost-effective policy choices. FAQs included for clarity.
7 MIN
Written by Swetlana Neog
Mukhyamantri Ayushman Durghatana Bima Yojna (MADBY) Rajasthan: A Complete Guide
Discover how MADBY Rajasthan offers families financial protection of up to ₹10 lakh in case of accidental death or disability. Learn who’s eligible, required documents, and how to claim in this complete guide.
5 MIN
Written by Soumi Halder
The Role of an Underwriter in Insurance
Discover the vital role of insurance underwriters, how they assess risks, set premiums, and how you can improve your chances of better coverage with expert guidance.
12 MIN
Written by Swetlana Neog
Coordination of Benefits in Health Insurance
Coordination of Benefits in health insurance lets you combine multiple policies to maximize coverage, reduce out-of-pocket costs, and ensure fair claim settlements without duplication.
7 MIN
Written by Swetlana Neog
Proposal form in health Insurance
A health insurance proposal form is the key step in getting covered. It captures your personal, medical, and lifestyle details to help insurers assess risk and decide premiums. This guide helps you fill it accurately for quick approval, fair pricing, and smooth claim processing.
7 MIN
Written by Swetlana Neog
PPN in Insurance
Learn how PPN (Preferred Provider Network) affects cashless approvals, and what to confirm before a hospital admission, including room class, package, and inclusions.
10 MIN
Written by Swetlana Neog
What is the policy period in health insurance?
Learn what the policy period in health insurance means, how it affects your premium, and why choosing the right tenure,1,2, or 5 years, can save you money, reduce renewals, and protect against medical inflation. The guide includes examples, expert tips, and FAQs for 2025.
7 MIN
Written by Swetlana Neog
Bhamashah Swasthya Bima Yojana: A Comprehensive Review
The Bhamashah Swasthya Bima Yojana has been replaced by a more comprehensive scheme called the Mukhyamantri Ayushman Arogya Yojana. So, how did BSBY perform when it was active in Rajasthan? This guide discusses the details of the programs, including its alternate schemes.
5 MIN
Written by Swetlana Neog
Awaz Health Insurance Scheme
The Awaz Health Insurance Scheme offers free medical and accident coverage for migrant workers in Kerala. Learn about its benefits, eligibility, registration, and claim process, and explore better health cover options with Ditto.
6 MIN
Written by Swetlana Neog
GST on Hospital Room Rent
Understand the GST on hospital room rent and beds in India. Ditto’s guide explains exemption limits, applicability rules, and how GST affects patients and hospitals.
7 MIN
Written by Swetlana Neog