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Smokers in India can get health insurance just like non-smokers. While smoking itself doesn’t usually increase premiums, failing to disclose it can lead to claim rejection. This guide explains how smoking affects premiums, disclosures, and claims.
What is pre and post hospitalisation coverage in health insurance? What all are covered under this feature? What are the best health insurance plans offering suitable coverage? Here's everything you need to know!
Choosing health insurance for genetic disorders isn’t difficult, especially when all health insurance policies cover the expenses. This blog highlights the key considerations to keep in mind when seeking insurance for these conditions.
Home care treatment in health insurance is a growing feature, distinct from domiciliary or post-hospitalization care. It covers treatment at home under specific conditions. Here’s what it means, who benefits, when it applies, and how it compares with other features in your policy.
Not every medical treatment or procedure is covered under health plans. It’s important to understand these health insurance exclusions to avoid last-minute claim surprises. In this guide, we break down what is usually excluded in most policies.
Dengue is covered by most health insurance plans, but claims may be denied if hospitalization isn’t needed or paperwork is incomplete. This guide explains coverage, exclusions, and tips to avoid rejection, plus affordable dengue-specific plans like HDFC ERGO Dengue Care and Bajaj Allianz M-Care.
The General Insurance Council’s Cashless Everywhere initiative aims to let policyholders get cashless treatment at any hospital in India, networked or not. This 2025 guide explains how it works, key challenges, and expert tips to help you navigate the process without surprises.
Documents required for health insurance policy purchases and claim settlement processes are quite different. To help you fulfil these prerequisites easily, we have curated this guide detailing the necessary paperwork.
Day Care vs OPD often confuses people and that’s where claims get denied. Ditto’s guide breaks down what each covers, what’s excluded, and how to use both smartly. No jargon, just clarity - so you stop guessing and start making the right call.
Many corporate employees believe their group health policy is enough. But most of these plans come with low coverage, limited benefits, and no control. In this guide, Ditto breaks down why individual health insurance is essential and handpicks the best policies for salaried professionals in 2025.
Health insurance premiums often increase due to age, inflation, or the aggregate level of claims, especially after the age of 45. But you can manage this with thoughtful planning. Learn why premiums rise and how to keep them affordable.
Health insurance can feel unnecessary—until you need it. This 2025 guide breaks down why it’s worth it for everyone, from young professionals to new parents. Backed by real benefits and expert insights from Ditto.
