Search
A Fixed Benefit Policy in health insurance pays a predefined lump sum upon diagnosis of a covered illness or event, regardless of treatment cost. Unlike indemnity plans, it gives financial flexibility, quick relief, and is best used as a supplement to your base or comprehensive plan.
Applied for a health insurance claim but got rejected? Then, it's high time you learn how to appeal for a rejected health insurance again. This guide discusses the process in detail with expert tips and also offers other alternatives.
Gross Written Premium (GWP) is the total premium an insurer collects before deductions. Learn why GWP is an important metric to check when choosing a strong and trustworthy insurance company.
Understand the survival period in critical illness insurance—why it matters, how it impacts claim eligibility, and what to consider when choosing a plan. Learn the key differences from waiting periods with real examples and expert tips.
Copay and coinsurance both share medical costs with insurers, but they work differently. In India, only copay applies, while coinsurance is a U.S. concept. Learn how each impacts your bills and which one makes healthcare more predictable.
Out-of-pocket in medical billing refers to expenses you pay yourself, like deductibles, co-pays, and non-covered costs. This guide explains why these occur, how to manage them smartly, and what to look for in a health plan to reduce surprise medical bills.
Should you opt for multi-year health insurance plans? These policies offer 2–5 years of coverage with discounts, tax perks, and inflation protection – but they also limit flexibility. Learn whether it’s the right choice for you.
Student health insurance ensures peace of mind during your academic journey. From hospitalisation and accident cover to overseas medical support, explore how these plans protect students in India and abroad, and what to watch out for in 2025.
Understand time limits for cashless and reimbursement health insurance claims in India. Learn IRDAI rules, insurer deadlines, and expert tips to avoid delays, rejections, or penalties. A complete guide to faster, hassle-free claim settlement in 2025.
Swavlamban Health Insurance was a government scheme for Persons with Disabilities, offering ₹2 lakh family cover. Though discontinued, PwDs can access alternative schemes like PMJAY, Niramaya, and PWD-specific private plans.
Health insurance for disabled persons ensures fair and inclusive medical coverage, backed by IRDAI rules. Explore private plans, PWD-specific policies, and government schemes like Niramaya & PMJAY designed to meet the unique healthcare needs of persons with disabilities
Individual health insurance in India covers one person’s medical costs, ensuring financial security. Learn how it works, its benefits, and tips.
