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A denied health insurance claim isn’t the end. Learn why insurers reject claims, how to appeal effectively, and escalation steps via IRDAI & Ombudsman to get the payout you deserve.
Health insurance for preventive care covers annual check-ups, vaccines, and wellness benefits that help detect risks early. This guide explains how it works, compares top plans, premiums, and benefits, and shares Ditto’s take on whether preventive care is worth choosing as in-built or add-on.
Kotak Health Insurance has a 3-year average Claim Settlement Ratio of 91%. While consistent, it falls short of leaders like HDFC ERGO and Aditya Birla. Here’s how Kotak compares, plus Ditto’s take on whether it’s the right fit for you.
Smokers in India can get health insurance just like non-smokers. While smoking itself doesn’t usually increase premiums, failing to disclose it can lead to claim rejection. This guide explains how smoking affects premiums, disclosures, and claims.
What is pre and post hospitalisation coverage in health insurance? What all are covered under this feature? What are the best health insurance plans offering suitable coverage? Here's everything you need to know!
Choosing health insurance for genetic disorders isn’t difficult, especially when all health insurance policies cover the expenses. This blog highlights the key considerations to keep in mind when seeking insurance for these conditions.
When choosing a health plan, don’t just look at premiums or cover. A strong network of hospitals ensures cashless care and avoids bill shocks. Learn how to check your insurer’s list, steer clear of blacklisted facilities, and more. At Ditto, we help you pick plans with the best hospital networks.
Home care treatment in health insurance is a growing feature, distinct from domiciliary or post-hospitalization care. It covers treatment at home under specific conditions. Here’s what it means, who benefits, when it applies, and how it compares with other features in your policy.
Settling your hospitals can be confusing, especially if you don’t know about claim settlement processes. The two common claim types are cashless and reimbursement. In this guide, we will help you distinguish between cashless vs reimbursement claims so you can settle your medical bills with ease.
A complete 2025 guide to maternity health insurance plans in India — compare top standalone, built-in, and add-on policies with waiting periods, sub-limits, and Ditto’s expert take.
Not every medical treatment or procedure is covered under health plans. It’s important to understand these health insurance exclusions to avoid last-minute claim surprises. In this guide, we break down what is usually excluded in most policies.
Dengue is covered by most health insurance plans, but claims may be denied if hospitalization isn’t needed or paperwork is incomplete. This guide explains coverage, exclusions, and tips to avoid rejection, plus affordable dengue-specific plans like HDFC ERGO Dengue Care and Bajaj Allianz M-Care.
