Nominee

A nominee refers to a person who is designated by a policyholder to receive the benefits of a health insurance policy in case of the policyholder's death. The person can be a spouse, child, parent, or any other person chosen by the policyholder.

The nominee is required to provide proof of the policyholder's death and their relationship with the policyholder in order to claim the policy benefits. It is important for policyholders to keep their nominee information up to date and to inform their nominee about the existence of the policy.

For example, if a person purchases a health insurance policy and designates their spouse or child as the nominee, that person would be entitled to receive the benefits of the policy if the policyholder were to pass away.