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Health Insurance Glossary

Terminal Illness

In health insurance, terminal illness refers to an illness or medical condition that is expected to cause the patient's death within a certain time frame. The precise definition of terminal illness varies depending on the insurance policy and the insurer, but it typically refers to a condition that is considered incurable or irreversible and is expected to result in death within a specific time frame, such as six months.

Many health insurance policies include terminal illness coverage, which may include hospice care, palliative care, and other end-of-life services. These benefits may be subject to limitations or exclusions depending on the policy, such as a maximum dollar amount or a maximum number of days of coverage.

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