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Health Insurance Glossary

Senior Citizen Health Insurance

Health insurance plans that cater to senior citizens aged 60 years and above are senior citizen health insurance. It is developed particularly for senior citizens to address the health related problems that are commonly experienced during old age. These plans are customised to provide comprehensive coverage as per their health requirements.

Although senior citizen health insurance policies have higher premiums and offer a wide range of benefits such as coverage for pre-existing conditions, pre and post-hospitalization expenses (including medication charges), minimal or no room rent restrictions, AYUSH treatment coverage, home care benefits, no-claim bonuses, assured tax benefits, and free annual health checkups.

It is important for policyholders to carefully review the policy documents to understand the coverage and exclusions before making a purchase.

For more details check out Senior Citizen Health Insurance article

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