In health insurance, the primary insured is the person named as the primary policyholder and is responsible for paying premiums and making coverage decisions. The primary insured is typically the person who enrols in the health insurance policy and may be the only person covered under the policy or may have dependents who are also covered, such as a spouse or children.
As the primary insured, the policyholder is responsible for understanding and adhering to the policy's terms and conditions, including any applicable deductibles, co-payments, or co-insurance amounts. The primary insured is also in charge of filing claims for medical expenses covered by the policy.
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