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Health Insurance Glossary

Broker

Brokers or insurance brokers are IRDAI-registered insurance intermediaries who assist clients in evaluating and purchasing the best insurance policies, providing claim assistance, and so on.
Ditto Ratings

Talk to an expert today and
find the right insurance for you.

A

AccidentAccumulation PeriodAcute CareAdd-on CoversAge LimitAgentAmbulance CoverAnnual Renewal DateAny One IllnessAutomatic RestorationAYUSH Treatment

B

BeneficiaryBenefitBlacklisted Hospitals
Broker

C

Cancer InsuranceCashless Claims/TreatmentCashless Facility/HospitalizationCertificate of InsuranceClaimClaim SettlementClaim Settlement RatioCo-insuranceCo-Pay or CopaymentComorbidities/Pre-Existing DiseasesComplimentary Health Check-upsConvalescence BenefitCritical IllnessCumulative/No-Claim Bonus

D

Daily Hospital CashDay Care TreatmentDeductibleDependentsDomiciliary Hospitalization

E

EligibilityEmergency CareExclusions

F

Family Floater PolicyFirst DiagnosisFree Look Period

G

Grace PeriodGroup Health Insurance

H

Health Insurance Tax BenefitsHospitalization

I

IllnessIndividual Health InsuranceInpatient CareInsurerIRDAI

L

LapseLong-Term Care Policy

M

Maternity Expenses

N

Network Provider/HospitalNo Claim Bonus (NCB)NomineeNon-Network Provider/Hospital

O

Out-Patient Department (OPD)/Treatment

P

Personal Accident CoverPolicy CoveragePolicy DocumentPolicy PeriodPortabilityPost Hospitalization ExpensesPre Existing Disease (PED)Pre Hospitalization ExpensesPremiumPrimary InsuredPrivate RoomPsychiatric Cover

R

Refill Sum InsuredReimbursementRenewalRestoration BenefitRiderRoom Rent Limit

S

Senior Citizen Health InsuranceSpecific Illness Waiting PeriodSub-LimitSum Insured

T

Terminal IllnessThird-Party Administrator (TPA)Top-up Plans

W

Waiting Period

Talk to an expert
today and find
the right
insurance for you.

Ditto Advisor