Term insurance in your 50s is available, but premiums are at their steepest, and insurers cap what they will issue. We cover who can still get coverage, how much, sample premiums, and the medical and income proof required.
Buying term insurance in your 40s costs more and asks more of you medically, but it is far from too late. We cover how much cover you need at this stage, sample premiums at 40 and 45, how underwriting tightens, whether to top up an older policy, and what to avoid.
HDFC Life Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) offers a ₹2 lakh life cover for ₹436 a year. This guide covers eligibility, the 30-day waiting period, pro-rata premiums, the claim process, and whether PMJJBY alone is enough to protect your family's financial future.
What counts as a smoker for term insurance? Learn which nicotine products count, how cotinine testing works, and how smoking can affect premiums.
Term insurance in your 30s becomes essential as responsibilities increase. A spouse, a child, and a home loan all arrive at once. We cover how much cover each of those actually needs, sample premiums, how long the policy should run, and the underwriting to expect at this age.
Buying term insurance in your 20s locks in the lowest premium you will ever be offered. We cover eligibility and minimum age, plans, how much cover you actually need, sample premiums, and how long the policy should run.
GST on term insurance is now 0% for individual policies from 22 September 2025. Learn how this affects your premium, tax benefits, renewals, riders, and why group policies still attract 18% GST.
NRIs can buy Bajaj Life term cover from abroad at Indian premium rates. We cover Bajaj Life term insurance plans for NRIs, their eligibility, premiums, medical test rules, whether the GST waiver still applies after the 2025 reform, and how a nominee in India claims in this guide.
Diabetes, hypertension, thyroid, or heart disease don't have to block your term cover. This guide covers term insurance for people with pre existing diseases, how insurers evaluate applications, disclosure rules, premium loading, and rider exclusions.
ABSLI Her Care is Aditya Birla Sun Life Insurance's term plan designed for women, with inbuilt health management services. This Aditya Birla Sun Life Insurance Her Care review covers features, the Critical Illness Rider, premiums, ABSLI's claim record, and who it suits.
ABSLI DigiShield is Aditya Birla Sun Life Insurance's flagship online term plan offering 10 plan options and coverage up to age 100. This Aditya Birla Sun Life Insurance DigiShield Plan review covers those options, features, riders, premiums, ABSLI's performance, and who should buy this plan.
Planning to buy a term insurance policy? In this Axis Max Life Super Term Plan review, we evaluate the policy’s key benefits, affordability, and customization options. Discover the pros, cons, and hidden fine print before you pay your first premium.
