Not every medical treatment or procedure is covered under health plans. It’s important to understand these health insurance exclusions to avoid last-minute claim surprises. In this guide, we break down what is usually excluded in most policies.
Dengue is covered by most health insurance plans, but claims may be denied if hospitalization isn’t needed or paperwork is incomplete. This guide explains coverage, exclusions, and tips to avoid rejection, plus affordable dengue-specific plans like HDFC ERGO Dengue Care and Bajaj Allianz M-Care.
Documents required for health insurance policy purchases and claim settlement processes are quite different. To help you fulfil these prerequisites easily, we have curated this guide detailing the necessary paperwork.
Day Care vs OPD often confuses people and that’s where claims get denied. Ditto’s guide breaks down what each covers, what’s excluded, and how to use both smartly. No jargon, just clarity - so you stop guessing and start making the right call.
Many corporate employees believe their group health policy is enough. But most of these plans come with low coverage, limited benefits, and no control. In this guide, Ditto breaks down why individual health insurance is essential and handpicks the best policies for salaried professionals in 2025.
Health insurance premiums often increase due to age, inflation, or the aggregate level of claims, especially after the age of 45. But you can manage this with thoughtful planning. Learn why premiums rise and how to keep them affordable.
Health insurance can feel unnecessary—until you need it. This 2025 guide breaks down why it’s worth it for everyone, from young professionals to new parents. Backed by real benefits and expert insights from Ditto.
Unlike the U.S., health insurance in India can be bought or renewed anytime. But for employer group plans, changes like adding dependents often have a fixed yearly window. This article explains how enrollment works and helps you make timely, informed choices.
Cancer treatment in India can cost up to ₹40 lakh, so financial protection is crucial. This blog explains if and how health insurance covers cancer, key exclusions, waiting periods, and how to choose the right plan—especially if already diagnosed. Get fully informed with our cancer insurance guide.
Wondering if you should opt for OPD coverage in health insurance? This blog breaks it down for you: what OPD coverage includes, who should consider it, how it differs from day care treatment, and which are the best OPD health insurance plans in India for 2025.
Health insurance protects your finances when life takes a turn. One medical emergency can derail your goals—but a good policy keeps your savings and plans safe. Start young, avoid traps like room rent limits or co-pays, and choose features that truly add value.
In this detailed comparison of Go Digit vs Star Health Insurance, we break down key features, claim settlement ratios, coverage options, and more to help you decide which insurer fits your healthcare needs in 2025.
