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dr YSR Aarogyasri

Dr YSR Aarogyasri

Dr YSR Aarogyasri is a government-funded, cashless health scheme in Andhra Pradesh offering up to ₹25 lakh per family annually for major treatments. This guide explains its features, eligibility, process, and how it compares with private insurance for broader, long-term coverage.

5 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
Incurred Claim Ratio

Incurred Claim Ratio: A Complete Guide

The Incurred Claim Ratio (ICR) shows how much of an insurer’s premium income is paid out as claims in a year. Learn more to understand what a healthy ICR means for your policy and long-term premium stability.

8 MIN
Gargi Thakur
Written by Gargi Thakur
AYUSH Cover Health Insurance

AYUSH Cover Health Insurance

AYUSH cover in health insurance includes treatments like Ayurveda, Yoga, Unani, Siddha, and Homeopathy. This guide explains how AYUSH cover health insurance works, what’s covered, exclusions, and whether it’s worth considering.

4 MIN
Vasudev Pandey
Written by Vasudev Pandey
Incurred Claim Ratio

Incurred Claim Ratio Explained

The Incurred Claim Ratio (ICR) shows how much of an insurer’s premium income is paid out as claims in a year. Learn more to understand what a healthy ICR means for your policy and long-term premium stability.

8 MIN
Gargi Thakur
Written by Gargi Thakur
Star Health Super Star Plan

Star Health Super Star Plan

This article reviews the Star Health Super Star Plan and explains how it works, including its benefits and drawbacks. It also breaks down eligibility, premiums, and key insurer metrics to help you decide if the plan suits your needs.

8 MIN
Swetlana Neog
Written by Swetlana Neog
Chirayu Ayushman

Chirayu Ayushman Scheme

Chirayu Ayushman offers ₹5 lakh health cover in Haryana. Know eligibility, benefits, exclusions, and how to apply.

7 MIN
Soumi Halder
Written by Soumi Halder
ICICI Lombard Health Insurance Premium Chart

ICICI Lombard Health Insurance Premium Chart

Learn how to check the ICICI Lombard health insurance premium chart to compare plans, estimate costs, and plan your coverage confidently.

7 MIN
Soumi Halder
Written by Soumi Halder
Oriental Health Insurance

Oriental Health Insurance

Oriental Health Insurance offers affordable plans like Youth Eco Care and Happy Family Floater. With a strong claim settlement ratio and nationwide presence, it remains reliable, though limited features and smaller hospital networks may affect flexibility compared to private insurers.

6 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
ICICI Lombard Elevate Health Insurance Review

ICICI Lombard Elevate Health Insurance Review

This article reviews ICICI Lombard Elevate health insurance and explains how the plan works, what the inbuilt features cover, and how its 33 add-ons change your protection. It also breaks down eligibility, premiums, and key insurer metrics to help you judge claim reliability.

8 MIN
Avni Mittal
Written by Avni Mittal
Mediclaim Policy

Mediclaim Policy

Mediclaim policy is the same as health insurance and covers hospitalization expenses. Learn how it works, how to choose, types and plan list, mediclaim policy vs health insurance, the best mediclaim policy in India, and more about group mediclaim policy.

7 MIN
Avni Mittal
Written by Avni Mittal
Himcare

Himcare

Himcare offers cashless hospitalization up to ₹5 lakh per family per year for eligible Himachal Pradesh residents. With affordable premiums, empanelled hospitals, and defined enrolment windows, it serves as a key financial safety net beyond Ayushman Bharat.

6 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
Swasthya Sathi

Swasthya Sathi

Swasthya Sathi is a West Bengal government-funded health insurance scheme offering cashless coverage up to ₹5 lakh per family per year. With no premium cost, no family size cap, and coverage for pre-existing diseases, it acts as a vital healthcare safety net for eligible residents.

5 MIN
Subhashish Banerjee
Written by Subhashish Banerjee