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Child Education Plan

Child Education Plan: Features and How They Work

A child education plan helps parents build a corpus for their child’s higher education while ensuring financial protection. This guide explains how these plans work, compares ULIPs, government schemes, and SIP strategies, and shows how to plan effectively for rising education costs in India.

11 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
How Does Mental Health Affect Life Insurance?

How Does Mental Health Affect Life Insurance?

Mental health can influence life insurance approvals and premiums. Insurers assess factors like diagnosis, severity, treatment history, and current stability. This guide explains how insurers evaluate mental health and what it means for your coverage options.

8 MIN
Gargi Thakur
Written by Gargi Thakur
HDFC Life Sampoorn Nivesh Plus

HDFC Life Sampoorn Nivesh Plus Review

HDFC Life Sampoorn Nivesh Plus is a ULIP that combines life insurance with market-linked investments. But does it actually deliver good returns and adequate life cover? In this review, we break down its features, charges, benefits, and whether it’s better to buy term insurance and invest separately.

10 MIN
Gargi Thakur
Written by Gargi Thakur
Whole Life Insurance

Whole Life Insurance Plan

Understand the whole life insurance meaning, how a whole life insurance policy works, its benefits, types, and comparison with term plans to make the right choice.

8 MIN
Moushmi Kaur
Written by Moushmi Kaur
ULIP Plan

ULIPs Explained: Meaning, Charges, and Whether It’s Worth It

ULIP plans promise both insurance and investment. But do the returns justify the charges and lock-in period? Learn how ULIPs work, the hidden costs involved, and whether separating insurance and investments might be better.

9 MIN
Gargi Thakur
Written by Gargi Thakur
Estate Planning

Estate Planning: Using Life Insurance to Secure Your Legacy

This guide explains what estate planning is and the role of life insurance in estate planning. It also dives into various life insurance options and the benefits of estate planning through the life insurance route.

7 MIN
Rasmeet Kaur
Written by Rasmeet Kaur
LIC vs HDFC Life: Which is Better?

LIC vs HDFC Life: Which is Better?

LIC vs HDFC Life: Compare their flagship plans, premiums, benefits, and overall approach to life insurance. This guide also explains the key differences between government and private life insurers so you can choose the right fit.

7 MIN
Vasudev Pandey
Written by Vasudev Pandey
HDFC Life Click 2 Invest

HDFC Life Click 2 Invest

This HDFC Life Click 2 Invest review explains policy features, charges, fund options, the claim settlement ratio, and whether this ULIP is worth considering.

10 MIN
Moushmi Kaur
Written by Moushmi Kaur
Permanent Life Insurance

Permanent Life Insurance

Permanent life insurance provides lifelong coverage and builds cash value over time. Learn how permanent life insurance works, its types, cost, and how it compares with term life insurance in India.

7 MIN
Moushmi Kaur
Written by Moushmi Kaur
IndiaFirst Life Insurance Review

IndiaFirst Life Insurance Review

IndiaFirst Life Insurance review covering its claim settlement ratio, complaints, pricing, plans, and riders. While premiums are competitive, limited features and mid-tier claims performance may make other insurers a better choice.

7 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
LIC Index Plus

LIC Index Plus ULIP Review

The LIC Index Plus plan is a ULIP offering market-linked returns with limited life cover and multiple charges. While it combines insurance and investment, costs and low flexibility can reduce returns. See how it compares to term insurance + mutual funds.

10 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Section 10(10D)

Section 10(10D): A Complete Guide

Section 10(10D) of Income Tax Act can make life insurance payouts tax-free. Learn conditions, limits, examples, and how to avoid losing money to tax.

6 MIN
Soumi Halder
Written by Soumi Halder