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How to Get Health Insurance with Free Medical Check-up | Ditto

How to Get Health Insurance with Free Medical Check-up in 2026

Curious about free annual health check-ups in your insurance? They help catch issues early, save on preventive care, and boost your policy’s value. But watch for limits, waiting periods, and network restrictions. Learn how to maximize this benefit and stay proactive with your health!

9 MIN
Swetlana Neog
Written by Swetlana Neog
A Quick Look at HDFC ERGO Health Insurance Riders

HDFC ERGO Health Insurance Riders

HDFC ERGO now offers three new health insurance riders for 2026: Limitless for extended hospitalization cover, ABCD Chronic Care for quick coverage of chronic conditions, and Parenthood for maternity needs. Learn features, drawbacks, and when each rider is worth adding.

7 MIN
Swetlana Neog
Written by Swetlana Neog
Reasonable and Customary Clause in Health Insurance

Reasonable and Customary Clause in Health Insurance

Health Insurance companies can reject a portion of your claim or even your entire claim because of the reasonable and customary clause. Here’s how it works in health insurance, how it limits claim payouts, and tips to avoid unexpected expenses during hospitalization.

5 MIN
Swetlana Neog
Written by Swetlana Neog
Room rent limit in Health Insurance | Ditto

What is the Room Rent Limit in Health Insurance?

Room rent limits can lower your health insurance premium, so, why do insurers add them? Learn how room rent limits work, the best plans without them, and how to choose smartly!

7 MIN
Swetlana Neog
Written by Swetlana Neog
Acko Health Insurance Review 2025

Acko Health Insurance Review

Are you considering purchasing Acko Health Insurance? Read our comprehensive review of its features, benefits, and customer feedback to determine if it's the right choice for you.

8 MIN
Swetlana Neog
Written by Swetlana Neog
80D Deduction for Senior Citizens

Section 80D for Senior Citizens

Senior citizens can claim up to ₹50,000 in tax deductions on medical expenses under Section 80D of the Income Tax Act. Here’s how you can maximize tax savings these hospitalisation and other medical expenses.

7 MIN
Swetlana Neog
Written by Swetlana Neog
Tata AIG vs. Oriental Health Insurance

Tata AIG vs Oriental Health Insurance

Choosing between Tata AIG and Oriental Health Insurnace? Here, we break down their track record across the years on claim settlement and business stability to help you choose the better insurer! Read the entire article for a detailed comparison before making your decision.

6 MIN
Swetlana Neog
Written by Swetlana Neog
Claim Settlement Ratios of Health Insurance Companies

The Truth About Claim Settlement Ratios of Health Insurance Companies

Claim settlement ratios of health insurance companies help assess their reliability, but CSR alone isn’t enough. Factors like incurred claim ratio, network hospitals, and complaint volume matter too. Learn how to evaluate insurers and choose the best policy for hassle-free claim settlements.

5 MIN
Swetlana Neog
Written by Swetlana Neog
Does Health Insurance Cover Accidents?

Does Health Insurance Cover Accidents? Everything You Need to Know

Does health insurance cover accidents? The short answer is yes, but with conditions. This guide explains accident coverage in health insurance, key policy features to check, and how to choose the best plan for financial protection.

4 MIN
Swetlana Neog
Written by Swetlana Neog
Individual Health Insurance vs Family Floater Health Insurance

Individual Health Insurance vs Family Floater Health Insurance: A Guide to Help You Decide

Choosing between Individual Health Insurance and Family Floater Health Insurance can be overwhelming, but the right decision depends on your family’s needs, budget, and long-term health goals. This guide breaks down the pros, cons, real-life use cases, and top insurers.

9 MIN
Swetlana Neog
Written by Swetlana Neog
Health Insurance Plans Covering Pre-existing Diseases from Day 1: What You Need to Know

Health Insurance Plans Covering Pre-existing Diseases from Day 1: What You Need to Know

Many avoid health insurance due to long waits for pre-existing disease coverage. Some plans now cover conditions like diabetes or asthma from Day 1, ensuring immediate protection. While premiums may be higher or include co-payments, they offer financial security.

9 MIN
Swetlana Neog
Written by Swetlana Neog
Health Insurance with Critical Illness Cover: A Comprehensive Guide

Health Insurance with Critical Illness Cover: A Comprehensive Cover

A critical illness can disrupt your health and finances. Health insurance with critical illness cover safeguards income, covers expenses, and provides stability. Whether a standalone policy or a rider, the right coverage ensures a medical crisis doesn’t turn into a financial burden.

7 MIN
Swetlana Neog
Written by Swetlana Neog