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Types of Term Insurance

Types of Term Insurance in India

There are different types of term insurance like whole life, zero cost, increasing cover, and more. This guide discusses their benefits and limitations in detail to help you make an informed decision.

7 MIN
Swetlana Neog
Written by Swetlana Neog
Bajaj Life Insurance Claim Settlement Ratio

Bajaj Life Insurance Claim Settlement Ratio 2026

Bajaj Life Claim Settlement Ratio (CSR) stands at 99.32% for 2024–25, showing strong reliability and quick claim processing. Learn how CSR is calculated, where to check it, and why Ditto’s 3-year average approach gives a clearer view of an insurer’s performance.

4 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
Kotak Term Insurance Review 2025

Kotak Term Insurance Review 2025

Kotak Term Insurance offers reliable claim performance, competitive pricing, and simple plan options. With strong claim settlement ratios and essential features, Kotak is a solid pick for basic term coverage. Here’s a detailed review backed by IRDAI data.

5 MIN
Pradyumna DV
Written by Pradyumna DV
Axis Max Life Term Insurance Review

Axis Max Life Term Insurance Review 2025

Axis Max Life Term Insurance offers affordable and flexible plans, backed by a 99.62% claim settlement ratio and strong rider benefits. Read our 2025 review to explore features, pricing, and how it compares to other top insurers in India.

7 MIN
Pradyumna DV
Written by Pradyumna DV
Term Insurance Advantages and Disadvantages

Term Insurance Advantages and Disadvantages in India

Term insurance is necessary to ensure your family’s financial future. However, it has its limitations too. This guide discusses all term insurance advantages and disadvantages in detail to help you make an informed decision.

5 MIN
Swetlana Neog
Written by Swetlana Neog
HDFC Term Insurance Payment

How to Make HDFC Term Insurance Payment?

Learn how to make your HDFC Term Insurance payment through online and offline modes. From the HDFC Life website and app to PayZapp and bank branches – here’s a simple guide to keeping your policy active without hassle.

4 MIN
Gargi Thakur
Written by Gargi Thakur
Is Suicide Covered in Term Insurance?

Does Term Insurance Cover Suicidal Death?

This guide covers whether term insurance covers death by suicide, explaining IRDAI rules and waiting periods. It reassures that financial help exists for families even in such tragic times.

4 MIN
Moushmi Kaur
Written by Moushmi Kaur
Term Insurance Eligibility Criteria

Term Insurance Eligibility: Everything You Need to Know

You must know the term insurance eligibility criterion to learn whether you’re eligible to purchase a policy of your choice. This guide discusses the primary factors affecting your term insurance eligibility in detail.

5 MIN
Swetlana Neog
Written by Swetlana Neog
SBI Term Insurance

SBI Term Insurance: Should You Go for It in 2026?

SBI Term Insurance offers dependable and flexible protection backed by a 98.24% claim settlement ratio. Explore plan options, compare premiums, and see if SBI Life Term Insurance fits your family’s financial goals.

8 MIN
Gargi Thakur
Written by Gargi Thakur
Documents Required for Term Insurance

What are the Documents Required for Term Insurance Purchase and Claim?

To buy or claim a term insurance policy, you’ll need ID, address, income, and nominee documents. Ditto explains the key documents for quick approval and smooth claim settlement in 2025.

6 MIN
Moushmi Kaur
Written by Moushmi Kaur
LIC Yuva Term Insurance

LIC Yuva Term Insurance: A Complete Guide

LIC Yuva Term Insurance is a non-linked, pure protection plan that offers coverage of up to ₹5 crores. Designed for individuals aged 18 to 45, it provides long-term financial security with flexible premium options and high claim reliability, backed by LIC’s strong record.

7 MIN
Soumi Halder
Written by Soumi Halder
One Time Payment Term Insurance

One Time Payment Term Insurance: Guide 2025

Single premium term insurance allows you to pay once and remain covered for the full term. But it’s not ideal for everyone. Learn how it works in 2025, its benefits, drawbacks, age-wise costs, and why Ditto often recommends regular or limited pay instead.

5 MIN
Subhashish Banerjee
Written by Subhashish Banerjee