Types of Term Insurance in India
There are different types of term insurance like whole life, zero cost, increasing cover, and more. This guide discusses their benefits and limitations in detail to help you make an informed decision.
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There are different types of term insurance like whole life, zero cost, increasing cover, and more. This guide discusses their benefits and limitations in detail to help you make an informed decision.
Bajaj Life Claim Settlement Ratio (CSR) stands at 99.32% for 2024–25, showing strong reliability and quick claim processing. Learn how CSR is calculated, where to check it, and why Ditto’s 3-year average approach gives a clearer view of an insurer’s performance.
Kotak Term Insurance offers reliable claim performance, competitive pricing, and simple plan options. With strong claim settlement ratios and essential features, Kotak is a solid pick for basic term coverage. Here’s a detailed review backed by IRDAI data.
Axis Max Life Term Insurance offers affordable and flexible plans, backed by a 99.62% claim settlement ratio and strong rider benefits. Read our 2025 review to explore features, pricing, and how it compares to other top insurers in India.
Term insurance is necessary to ensure your family’s financial future. However, it has its limitations too. This guide discusses all term insurance advantages and disadvantages in detail to help you make an informed decision.
Learn how to make your HDFC Term Insurance payment through online and offline modes. From the HDFC Life website and app to PayZapp and bank branches – here’s a simple guide to keeping your policy active without hassle.
This guide covers whether term insurance covers death by suicide, explaining IRDAI rules and waiting periods. It reassures that financial help exists for families even in such tragic times.
You must know the term insurance eligibility criterion to learn whether you’re eligible to purchase a policy of your choice. This guide discusses the primary factors affecting your term insurance eligibility in detail.
SBI Term Insurance offers dependable and flexible protection backed by a 98.24% claim settlement ratio. Explore plan options, compare premiums, and see if SBI Life Term Insurance fits your family’s financial goals.
To buy or claim a term insurance policy, you’ll need ID, address, income, and nominee documents. Ditto explains the key documents for quick approval and smooth claim settlement in 2025.
LIC Yuva Term Insurance is a non-linked, pure protection plan that offers coverage of up to ₹5 crores. Designed for individuals aged 18 to 45, it provides long-term financial security with flexible premium options and high claim reliability, backed by LIC’s strong record.
Single premium term insurance allows you to pay once and remain covered for the full term. But it’s not ideal for everyone. Learn how it works in 2025, its benefits, drawbacks, age-wise costs, and why Ditto often recommends regular or limited pay instead.