Tag Background
Articles

Term Insurance Articles

Search

Search

3 Crore Term Insurance

3 Crore Term Insurance

A ₹3 crore term insurance plan offers strong, affordable financial protection for families with growing income, loans, and future goals. This guide covers the best plans, premium comparisons, eligibility factors, and who should choose a ₹3 crore cover.

7 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
50 Lakh Term Insurance

50 Lakh Term Insurance

Looking for the best ₹50 lakh term insurance plan in India? Here’s a complete guide comparing top insurers, premiums, claim settlement ratios, and Ditto’s expert recommendations to help you pick the right cover.

5 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Term Insurance: Policy and Insurer Rating Framework

Term Insurance: Policy & Insurer Rating Framework

A quick, data-backed look at Ditto’s term insurance policy and insurer rating framework, how it compares industry averages, and what it means for your overall insurance experience.

23 MIN
Monish
Written by Monish
Can We Increase Term Insurance Cover

Can We Increase Term Insurance Cover: A Comprehensive Guide

Wondering if you can increase your term insurance cover? Learn when it makes sense, how options like new policies, life stage benefits, in-built increasing cover and top-ups work, and what to check before you change your plan.

9 MIN
Swetlana Neog
Written by Swetlana Neog
Policy Term in Term Insurance

What is Policy Term in Term Insurance?

If you want to purchase a policy, you must also learn what is policy term in term insurance. It helps you make an informed choice. This guide discusses the exact policy tenure that suits your needs and the factors affecting it.

5 MIN
Swetlana Neog
Written by Swetlana Neog
Term Insurance Advantages and Disadvantages

Term Insurance Advantages and Disadvantages: Explained

Term insurance is necessary to ensure your family’s financial future. However, it has its limitations too. This guide discusses all term insurance advantages and disadvantages in detail to help you make an informed decision.

6 MIN
Swetlana Neog
Written by Swetlana Neog
Is Suicide Covered in Term Insurance?

Does Term Insurance Cover Suicidal Death?

This guide covers whether term insurance covers death by suicide, explaining IRDAI rules and waiting periods. It reassures that financial help exists for families even in such tragic times.

4 MIN
Moushmi Kaur
Written by Moushmi Kaur
LIC Yuva Term Plan

LIC Yuva Term Plan: A Complete Guide

LIC Yuva Term Insurance is a non-linked, pure protection plan that offers coverage of up to ₹5 crores. Designed for individuals aged 18 to 45, it provides long-term financial security with flexible premium options and high claim reliability, backed by LIC’s strong record.

8 MIN
Soumi Halder
Written by Soumi Halder
One Time Payment Term Insurance

One Time Payment Term Insurance

Single premium term insurance allows you to pay once and remain covered for the full term. But it’s not ideal for everyone. Learn how it works in 2025, its benefits, drawbacks, age-wise costs, and why Ditto often recommends regular or limited pay instead.

5 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
Zero Cost Term Insurance

Zero Cost Term Insurance

Zero-cost term insurance refers to the smart/early/special exit feature present in most modern term plans. It allows a policyholder to surrender the policy at a pre-fixed time and get back base premiums, excluding riders and other charges.

7 MIN
Ipsit Roy
Written by Ipsit Roy
Term Insurance Medical Test Fail

Term Insurance Medical Test Fail

Failed your term insurance medical test? Don’t worry. Learn what happens next, common mistakes to avoid, and how to prevent report errors for a smooth approval. Get expert tips from Ditto to boost your chances.

4 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
Axis Max Life Term Insurance Payment

Axis Max Life Term Insurance Payment: A How-to Guide

The Axis Max Term Insurance payment option allows you to have continued coverage without any policy lapses. This guide discusses the steps to make the payment online, either through the official website or the app.

7 MIN
Swetlana Neog
Written by Swetlana Neog