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Term Insurance Portability

Term Insurance Portability: A Complete Guide

You cannot port term insurance, unlike health insurance. In this guide, we explain why porting is not allowed, when it makes sense to keep plans, and what options you really have if you are unhappy with your current term policy.

7 MIN
Avni Mittal
Written by Avni Mittal
Kotak e-Term Plan

Kotak e-Term Plan

A clear review of Kotak e-Term Plan, including features, riders, sample premiums, eligibility, and whether it is worth choosing over HDFC Life Click 2 Protect Supreme Plus or ICICI Pru iProtect Smart in 2026.

8 MIN
Moushmi Kaur
Written by Moushmi Kaur
HDFC Term Insurance with Return of Premium

HDFC Term Insurance with Return of Premium

HDFC Term Insurance with Return of Premium sounds appealing, but it comes at 2.5x higher cost for the same cover. You get your money back, but with zero growth. We break down ROP vs Smart Exit and why the difference matters.

7 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Axis Max Life Term Insurance Calculator

Axis Max Life Term Insurance Calculator: How to Use and What to Expect

Estimate your premiums quickly with the Axis Max Life term insurance calculator. Enter basic details like age, income, and coverage to get instant quotes and compare plans before choosing the right term insurance policy for your needs.

8 MIN
Gargi Thakur
Written by Gargi Thakur
Max Life Smart Total Elite Protection Term Plan

Axis Max Life Smart Total Elite Protection Term Plan

Axis Max Life Smart Total Elite Protection plan is a term insurance with life cover up to age 85, terminal illness benefit, quick claim support, and rider options. Compare STEP premiums, features, eligibility, and why Smart Term Plan Plus may be a stronger Axis Max Life choice.

8 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
HDFC Life QuickProtect

HDFC Life QuickProtect

HDFC Life QuickProtect is a bundled term insurance plan that combines life cover, accidental death, critical illness, and disability income support in one package. Explore benefits, drawbacks, premiums, eligibility, and how it compares with HDFC Life Click 2 Protect Supreme Plus.

8 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
25k salary term insurance plan

Term Insurance for a ₹25,000 Salary

Looking for a 25k salary term insurance plan? Learn how someone earning ₹25,000 a month can qualify for ₹30 lakh to ₹75 lakh cover, compare affordable premiums, check eligibility, and choose the right insurer for dependable family protection.

9 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
Bajaj Life Insurance

Bajaj Life Insurance Review

Bajaj Life Insurance Review 2026 explores claim settlement ratio, solvency, top term plans, premiums, riders, and whether Bajaj Life is a reliable insurer. Compare Bajaj Life eTouch II, iSecure II, and diabetic term plans to see if it suits your protection needs.

5 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
5 year term life insurance policy

5 Year Term Life Insurance Policy

A 5 year term life insurance policy offers short-term coverage for specific needs like loans or temporary gaps like a career transition. While useful in select cases, it’s less common, can cost more annually, and may leave you exposed compared to longer-term plans.

6 MIN
Gargi Thakur
Written by Gargi Thakur
Government Term Insurance

Government Term Insurance Plans in India

Government term insurance in India includes PMJJBY, EDLI, and PLI, offering low-cost or employer-linked coverage. While affordable and accessible, these plans provide limited protection, making them best used as a base alongside higher-coverage term insurance.

5 MIN
Gargi Thakur
Written by Gargi Thakur
Bandhan Term Insurance Review

Bandhan Term Insurance Review

Looking for Bandhan term insurance? This guide reviews Bandhan Life Term Insurance plans, claim performance, riders, premiums, and whether Bandhan Bank term insurance is a good fit for buyers seeking simple, affordable cover.

6 MIN
Moushmi Kaur
Written by Moushmi Kaur
HDFC Life Sanchay Legacy

HDFC Life Sanchay Legacy

HDFC Life Sanchay Legacy is a whole-life insurance plan focused on legacy creation with optional return of premium and critical illness features. It offers flexible payout options but at higher premiums and complexity, making it more suitable for age 40+ buyers seeking long-term estate planning.

7 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
What Is Term Life Insurance?

What Is Term Life Insurance?

Term insurance is simple, affordable, and powerful. Pay a small premium to secure a large life cover for your family, no investments, no complexity. Here’s how it works, what it covers, and how to choose the right plan.

6 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee