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Term Insurance Portability

Term Insurance Portability: A Complete Guide

You cannot port term insurance, unlike health insurance. In this guide, we explain why porting is not allowed, when it makes sense to keep plans, and what options you really have if you are unhappy with your current term policy.

7 MIN
Avni Mittal
Written by Avni Mittal
Tips to Reduce Term Insurance Premium

Tips to Reduce Term Insurance Premium

Looking for tips to reduce term insurance premiums? The smartest savings usually happen before you buy, not after. Here’s how age, tenure, riders, payment mode, and term insurance premium calculation affect what you pay, plus the mistakes that make cover look cheap but cost more later.

7 MIN
Moushmi Kaur
Written by Moushmi Kaur
₹1 Crore Term Insurance From HDFC

₹1 Crore Term Insurance From HDFC

This guide explains how HDFC Life’s ₹1 crore term insurance plans work, who it suits, premiums, eligibility, and plan comparisons like Click 2 Protect Supreme Plus vs Click 2 Ultimate, so you can decide if ₹1 crore is enough protection for your family.

6 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
is term insurance worth it

Is Term Insurance Worth it?

Is term insurance worth it? Term insurance is an affordable way to protect your family’s financial future. The insurance product is worth the price as it helps your loved ones manage expenses and long-term goals if something happens to you.

6 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
 Bandhan Life Insurance Renewal

Bandhan Life Insurance Renewal

Learn more about the Bandhan Life insurance renewal process online or offline. This guide also covers the importance of renewing your term insurance policy on time.

5 MIN
Swetlana Neog
Written by Swetlana Neog
Axis Max Life Insurance Policy Renewal

Axis Max Life Insurance Policy Renewal

Know how to complete the Axis Max Life insurance policy renewal online or offline, check the grace period, payment modes, and what happens if you miss the due date.

6 MIN
Moushmi Kaur
Written by Moushmi Kaur
Term Insurance For Students

Term Insurance For Students

Term insurance for students in India is legally possible from age 18, but approvals are rare because most students lack a stable income. This guide explains when students may qualify, how education loans affect eligibility, and how term insurance differs from regular student insurance policies.

6 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Joint Term Insurance Plan for Husband and Wife

Joint Term Insurance Plan for Husband and Wife

A joint term insurance plan for husband and wife covers both partners under one plan. But payout structures, spouse coverage, and rider restrictions vary. This guide explains the types of joint term insurance plans, compares them with individual policies, and helps couples choose the better option.

8 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Does Term Insurance Cover Death Outside India

Does Term Insurance Cover Death Outside India?

Does term insurance cover death outside India? Yes, most Indian term plans offer global coverage. Learn how claims work for NRIs and travellers, the required documents, exclusions, and how nominees can file a claim smoothly if death occurs abroad.

7 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Is Term Insurance Claim Amount Taxable in India?

Is Term Insurance Claim Amount Taxable in India?

Is term insurance claim amount taxable in India? In most cases, no. Death benefits are fully tax-free under Section 10(10D). But maturity payouts, keyman policies, or delayed claim interest may attract tax. Here’s a detailed guide to how term insurance taxation works.

8 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Term Insurance Eligibility

Term Insurance Eligibility

Term insurance eligibility depends on your age, income, salary proof, occupation, and medical profile. This guide explains term insurance eligibility age, term insurance eligibility salary, coverage limits, required documents, and common approval issues before buying a policy.

6 MIN
Moushmi Kaur
Written by Moushmi Kaur
LIC New Tech Term Plan

LIC New Tech Term Plan Review

LIC’s New Tech Term Plan (954) is an online-only term insurance offering high cover (₹50 lakh+), with Level or Increasing Sum Assured options and flexible pay terms. However, when compared to plans from private insurers, it is costlier and less customizable.

8 MIN
Gargi Thakur
Written by Gargi Thakur
TATA AIA Maha Raksha Supreme

TATA AIA Maha Raksha Supreme Review

Tata AIA Maha Raksha Supreme is now available as Maha Raksha Supreme Select. Explore its features, riders, pricing, and whether this high-cover term plan is worth considering.

9 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee