Insurers assess a number of factors like age, health, lifestyle, smoking habits, etc, to decide your term insurance premium cost. Learn which factors impact premiums the most and how you can secure the right cover without compromising on protection.
LIC Nivesh Plus is a single-premium ULIP combining life cover and market-linked investments. While it may suit conservative one-time investors, high costs, lock-in, limited fund choices, and low returns are concerns. This review explains how it works, compares alternatives, and shares expert advice.
Choosing the right life insurance beneficiary is more than just filling a name: it’s about securing your family’s future. Here are 7 crucial things every Indian policyholder should know.
Kotak Life Insurance is among India’s top private insurers with a 3-year average claim settlement of 98.54%. We compare it to others, explain the claim process, factors affecting approval, and tips to avoid rejections. Need help picking a plan? Ditto’s experts offer free guidance.
SBI Life Insurance, backed by India’s largest bank, is a trusted insurer known for high claim settlement, financial stability, and low complaint volume. Though premiums are slightly higher and term plan options limited, it’s a solid pick for those valuing safety, reach, and reputation.
Term and health insurance are two different products. Should you get term insurance or health insurance? Understand their differences, benefits, and which ones you should buy for complete protection.
Life insurance doesn’t have to be expensive. This guide breaks down what affects your premium, how to reduce it smartly, and the common mistakes that quietly push costs up. Plus, real FAQs and expert advice from Ditto.
Section 10(10D) of the Income Tax Act: Understand the tax benefits on life insurance payouts, including term insurance and ULIPs, etc
Choosing between an endowment plan and a term plan can be a confusing decision. This blog clarifies the key differences, benefits, and ideal scenarios to help you make an informed decision about life insurance.
Is HDFC Life Sampoorn Nivesh Plus a smart ₹1 lakh/year investment or just another pricey ULIP? In this 2025 review, we unpack its benefits, real costs, and compare it to a basic term plan + mutual fund combo.
Personal accident insurance provides critical financial protection against accidental injuries, disabilities, and even death. In this guide, we break down its features, types, benefits, and claims process.
Edelweiss Tokio Life Insurance’s CSR stands at an impressive 99.24%, but does that mean it's the best term insurance provider for you? Our 2025 review dives deeper into key metrics, plans, and real customer experiences to help you decide confidently.
