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SBI Smart Fortune Builder

SBI Smart Fortune Builder ULIP Review

Looking to combine investment and insurance? This 2026 review of SBI Smart Fortune Builder explains returns, costs, and coverage, and whether it’s the right fit.

16 MIN
Swetlana Neog
Written by Swetlana Neog
Difference Between Term and Whole Life Insurance

What Is The Difference Between Term And Whole Life Insurance?

Before you pay extra for that “lifelong” coverage, read this! Discover the difference between Term and Whole Life Insurance. Understand how they differ in cost, purpose, and value — and why one can save you lakhs while still securing your family’s future.

7 MIN
Soumi Halder
Written by Soumi Halder
Term Insurance Medical Test List

Term Insurance Medical Test List: Are You Fit to Get Covered?

Medical tests can make or break your term insurance policy. This blog explains everything you need to know—from standard checkups to exceptions—so you’re fully prepared before you apply.

9 MIN
Swetlana Neog
Written by Swetlana Neog
Term Insurance Plans for Smokers

What Happens If You Start Smoking After Taking Term Insurance?

If you start smoking after buying term insurance, your existing policy remains valid unless you hid facts at the time of purchase. Here's what you should know.

9 MIN
Swetlana Neog
Written by Swetlana Neog
Single premium life insurance

Single Premium Life Insurance: What is it and how does it work

Single premium life insurance lets you pay once and stay covered for years. Ideal for those with lump sum funds. Learn how it works and who it's best for.

15 MIN
Swetlana Neog
Written by Swetlana Neog
Is Term Insurance Good?

Is Term Insurance Good?

Term insurance offers high coverage at low premiums. Perfect for protecting your family. However, should you purchase one in 2025? Find out if it’s the right choice for you in this guide.

7 MIN
Swetlana Neog
Written by Swetlana Neog
Life Insurance Policy Refund

Can You Cancel Your Life Insurance Policy and Get a Refund?

Yes, you can cancel your life insurance policy, but the amount of money you receive back depends on the policy type, timing, and surrender rules. Here's everything you need to know.

8 MIN
Swetlana Neog
Written by Swetlana Neog
Does Term Insurance Premium Increase Every Year?

Does Term Insurance Premium Increase Every Year? Explained

Term insurance premiums don’t always rise every year. While level-term plans offer fixed premiums, group plans and delayed purchases may lead to higher costs. Here's how to lock in a lower rate and make informed insurance decisions.

14 MIN
Swetlana Neog
Written by Swetlana Neog
Mastering Life Insurance with Ditto

Mastering Life Insurance with Ditto

Life insurance secures your family’s future against life’s uncertainties. A good term plan offers high cover at low cost, protecting your loved ones when it matters most. Don’t delay—lock in affordable premiums early and get expert help to choose the right plan for your needs.

5 MIN
Swetlana Neog
Written by Swetlana Neog
How Much Life Insurance Do I Need?

How Much Life Insurance Do I Need?

How much life insurance do I need in 2025? This guide helps you calculate the correct term insurance cover based on your income, debts, and future family goals.

9 MIN
Swetlana Neog
Written by Swetlana Neog
Term Insurance Tax Benefits: Ditto

Term Insurance Tax Benefits: A Deep-Dive

Term insurance offers more than just life cover—it also provides tax benefits under Sections 80C, 80D, and 10(10D). This guide explains how these deductions work, who can claim them, and how the old and new tax regimes affect your savings. Make smarter financial choices today.

6 MIN
Swetlana Neog
Written by Swetlana Neog
How Term Insurance works: A Comprehensive Guide

How Term Insurance works: A Comprehensive Guide

Term insurance is a pure protection plan that offers financial security to your family in case of your untimely death. This guide explains how term insurance works, its key features, eligibility, payout options, and why it’s an essential part of smart financial planning.

11 MIN
Swetlana Neog
Written by Swetlana Neog