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Tele-Medical Examination in Term Insurance

What Is a Tele-Medical Examination in Term Insurance?

A telemedical examination is a remote health checkup conducted via phone or video call as part of the term insurance application process. Here’s how it works, why it matters, and how Ditto makes it simpler for you.

8 MIN
Swetlana Neog
Written by Swetlana Neog
Term Insurance Plans for Couples

What is a Term Insurance Plan for Couples

Explore term insurance for couples in India in 2025 to understand individual, joint life, and spouse cover options. Learn about eligibility, premium comparisons, popular plans, inclusions, exclusions, and why individual policies often offer more flexibility and protection in the long run.

9 MIN
Swetlana Neog
Written by Swetlana Neog
Can we claim 2 term insurance from two companies

Can We Claim 2 Term Insurance From Two Companies

Can you claim term insurance from two companies? Yes, you can but always know the pros and cons, disclosure rules, HLV limits, and how to split cover.

7 MIN
Swetlana Neog
Written by Swetlana Neog
PLI for the Physically Challenged Person

PLI for the Physically Challenged Person

Did you know that the oldest life insurance policy in India is still active? And the best part is that it has a special scheme tailored for physically challenged individuals.

8 MIN
Swetlana Neog
Written by Swetlana Neog
Single Premium Payment Option

Single Premium Term Insurance

A single premium term insurance plan sounds simple—pay once and forget. But is it really worth it? Here’s a practical breakdown of how it works, the pros and cons, regulatory updates, and whether it fits your financial profile.

9 MIN
Swetlana Neog
Written by Swetlana Neog
Joint Life Insurance Policy

What Is a Joint Life Insurance Policy and How Does It Work?

A joint life insurance policy is designed for couples, offering financial protection under one plan. Learn how it works, its benefits, and whether it’s the right option for you.

11 MIN
Swetlana Neog
Written by Swetlana Neog
ICICI or Kotak Term Insurance Which is Better?

ICICI or Kotak Term Insurance Which is Better?

Both ICICI Prudential and Kotak Life offer strong term insurance options. Kotak leads in claim settlement and solvency, while ICICI excels in scale, payouts, and features. This guide compares both plans to help you pick the right fit for your long-term financial security.

10 MIN
Swetlana Neog
Written by Swetlana Neog
Why Is Term Insurance Important?

Why Is Term Insurance Important?

Term insurance gives you high life cover at low premiums and protects your family’s future. Learn why it’s important and how it works.

8 MIN
Swetlana Neog
Written by Swetlana Neog
5 things to check in your term insurance policy document

5 things to check in your term insurance policy document

Small errors in your term insurance document can lead to claim rejection. Learn the 5 vital checks to secure your family’s future.

7 MIN
Swetlana Neog
Written by Swetlana Neog
Decreasing Cover Option in Term Life Insurance

What is a Decreasing Cover Option in Term Life Insurance Plans?

Know about decreasing cover term life insurance plans and if they are suitable for your needs !

7 MIN
Swetlana Neog
Written by Swetlana Neog
Policy Term vs Premium Paying Term in Term Insurance Policies in India

Difference between policy term and premium paying term in term insurance plans

When you are buying a term plan, you come across terms like Policy Term and Premium Paying Term. Knowing their difference is crucial, so in this guide, we explain how they differ, why they matter, and how they impact your family’s financial security.

6 MIN
Soumi Halder
Written by Soumi Halder
Family Protect Rider in Term Insurance Plans

What is the Family Protect Rider in Term Insurance Plans? Meaning and Benefits

If you want additional financial protection for your parents, the family protect rider is an excellent choice. But will it live up to your expectations in the future? This guide analyzes the benefits and limitations of this rider to ensure if it’s the right choice for you.

6 MIN
Swetlana Neog
Written by Swetlana Neog