Having a ₹10 lakh health insurance plan is a great start, but how good is it? With rising medical costs and sudden emergencies, understanding coverage, add-ons, and top-up options is key to staying protected. Explore what a ₹10 lakh plan covers, how to enhance it, and the top 5 policies this year!
Wondering if your insurer will pay claims when you need it most? The Incurred Claim Ratio (ICR) in Health Insurance shows how much insurers pay out in claims vs premiums collected. Understanding this metric helps you pick a reliable provider. Let’s break it down and explore 2025’s top insurers!
Galaxy Health Insurance is a new player in India’s health insurance market, offering innovative plans like Galaxy Promise, Galaxy Guardian, and Galaxy Top-Up. With features like unlimited sum insured restoration and wellness rewards, it’s a strong contender. Read our expert review!
Curious about free annual health check-ups in your insurance? They help catch issues early, save on preventive care, and boost your policy’s value. But watch for limits, waiting periods, and network restrictions. Learn how to maximize this benefit and stay proactive with your health!
LIC - the OG of the life insurance industry is reportedly all dolled up and ready to dip its toes in the health insurance industry! What would this mean for the private health insurers? Who is the partner tying up with LIC?
The government is going all in for its Insurance for all by 2047 campaign. As part of this, they are making changes to make processes more efficient. Does this mean we are getting a CIBIL-like score for insurance, too. Read along to find out more.
HDFC ERGO Health Insurance just introduced new riders for some features they never had before! There’s an unlimited cover amount rider, a reduction in waiting period rider, and a maternity cover! But are these new riders worth it in 2025? Read the whole article to find out!
Health Insurance companies can reject a portion of your claim or even your entire claim because of the reasonable and customary clause. Here’s how it works in health insurance, how it limits claim payouts, and tips to avoid unexpected expenses during hospitalization.
Room rent limits can lower your health insurance premium, so, why do insurers add them? Learn how room rent limits work, the best plans without them, and how to choose smartly!
Rising healthcare costs make health insurance a necessity — but what if your coverage runs out mid-year? That’s where the restoration benefit steps in, replenishing your sum insured after exhaustion, at no extra cost. Learn how this feature boosts your coverage and discover the plans offering it!
Interested in getting health insurance but unsure how to choose your plan? Don’t worry! This article details what to look for and what to avoid while choosing the perfect plan for you and lists the Top 5 best health insurance plans right now!
Having a 5 lakh health insurance plan is immensely better than having no cover at all. However, is it really enough? In this article, we’ll find out what a 5 lakh health insurance plan covers, its pros and cons, and the top 5 best 5 lakh health insurance plans.
