Articles

Health Insurance Articles

Can I have Multiple Health Insurance Policies

Can I Have Multiple Health Insurance Policies?

Rising healthcare expenses and medical inflation can make it challenging to manage your finances. In that case, can you take multiple health insurance policies to handle medical costs? Yes, and this guide highlights the things you need to keep in mind when considering more than one plan.

10 min read
Health Insurance for Self Employed

What is Health insurance for Self Employed?

Getting a health insurance plan as a self employed professional can be tricky. That’s where this simple, ready-to-refer guide from Ditto comes in to help you learn the basics, understand ways to build the right cover (base plan+ super top-up+add-ons), and know the inclusions and exclusions.

11 min read
Mukhyamantri chiranjeevi swasthya bima yojana

Mukhyamantri Chiranjeevi Swasthya Bima Yojana (Rajasthan): ₹25 Lakh Cover, Eligibility, Documents, Registration

Chiranjeevi (MAAY) offers ₹25 lakh cashless cover per family in Rajasthan. Check eligibility, registration process, and know when to add a personal health plan.

7 min read
Loading Charges in Health Insurance Plans

What are Loading Charges in Health Insurance Plans?

Loading charges can bump up your health insurance premium, but why do insurers add them? From age and pre-existing conditions to lifestyle habits, many factors influence these extra costs. Learn how loading works, the best plans with and without it, and how to choose smartly!

9 min read
ESIC Number

What Is ESIC Number? Ditto's 2025 Guide

ESIC number is your 10-digit key to social security benefits. Know the format, eligibility, benefits, how to find it, and download your e-Pehchan card (2025).

10 min read
miss paying premiums

What Happens When You Miss a Premium Payment?

Missed your premium payment? Learn what happens when you skip an insurance payment, including grace period rules, policy lapse, and reinstatement options.

8 min read
National Insurance Premium Rate Chart

What Is The National Insurance Premium Rate Chart?

Discover how National Insurance calculates health premiums with age bands, sum insured slabs, and zonal pricing. Learn about optional covers, discounts, copay rules, and family floater calculations to make informed, cost-effective policy choices. FAQs included for clarity.

8 min read
What is MADBY Rajasthan Health Scheme?

Mukhyamantri Ayushman Durghatana Bima Yojna (MADBY) Rajasthan: A Complete Guide

Discover how MADBY Rajasthan offers families financial protection of up to ₹10 lakh in case of accidental death or disability. Learn who’s eligible, required documents, and how to claim in this complete guide.

5 min read
Underwriter in Insurance

The Role of an Underwriter in Insurance

Discover the vital role of insurance underwriters, how they assess risks, set premiums, and how you can improve your chances of better coverage with expert guidance.

11 min read
Coordination of Benefits in Health Insurance

Coordination of Benefits in Health Insurance

Coordination of Benefits in health insurance lets you combine multiple policies to maximize coverage, reduce out-of-pocket costs, and ensure fair claim settlements without duplication.

7 min read
PPN in Insurance

What is PPN in Insurance?

Learn how PPN (Preferred Provider Network) affects cashless approvals, and what to confirm before a hospital admission, including room class, package, and inclusions.

12 min read
NRI Health Insurance

NRI Health Insurance: The 2025 No-Nonsense Guide (India)

The ultimate NRI health insurance buying guide to learn about India-based plans, global cover, clearing waiting periods, and picking the right plan in 2025.

12 min read