What is ESIC Number? Meaning, Benefits & IP Guide
ESIC number is your 10-digit key to social security benefits. Know the format, eligibility, benefits, how to find it, and download your e-Pehchan card (2026).
10 MIN
Written by Ann Tresa Jais
Articles
Health Insurance Articles
Day Care Treatment in Health Insurance
Many modern treatments no longer need overnight hospital stays but they can still be costly. This guide explains how day care treatment in health insurance helps cover these short procedures, what’s included, and what's excluded.
8 MIN
Written by Ann Tresa Jais
Chief Minister's Comprehensive Health Insurance Scheme Guide
The Chief Minister’s Comprehensive Health Insurance Scheme (CMCHIS) provides free healthcare to low-income families in Tamil Nadu. This guide covers eligibility, coverage for 2,053 procedures, how to register online, how to download your CMCHIS card, and how to file a claim.
8 MIN
Written by Ann Tresa Jais
West Bengal Health Scheme (WBHS): Eligibility and Benefits
The West Bengal Health Scheme offers eligible government employees, pensioners, and their families up to ₹5 lakh in cashless treatment per hospitalization. Learn about eligibility, covered treatments, hospital networks, enrollment, contributions, and reimbursement rules.
9 MIN
Written by Ann Tresa Jais
Health Insurance for Housewife: Plans, Cover and Costs
Health insurance for housewife offers financial protection against unexpected medical expenses, even without an independent income. Explore individual and family floater plans, compare leading plans, sample premiums, and key factors to consider before buying.
9 MIN
Written by Ann Tresa Jais
Rajasthan Government Health Scheme (RGHS): Benefits
The Rajasthan Government Health Scheme (RGHS) provides eligible government employees, pensioners, and their families with healthcare benefits. Learn about eligibility, coverage limits, monthly contributions, registration, empaneled hospitals, and how RGHS compares with private health insurance.
8 MIN
Written by Aaryaa Nagpal Jambhulkar
ICICI Lombard Health Booster Super Top-Up: Review
ICICI Lombard Health Booster super top-up provides additional coverage when eligible medical expenses exceed your chosen deductible. Explore its key benefits, sum insured options, premiums, waiting periods, co-payment conditions, and limitations to see whether it suits your needs.
8 MIN
Written by Aaryaa Nagpal Jambhulkar
GST on Group Health Insurance: Rate, ITC and Rules
GST on group health insurance remains at 18% in 2026, even though individual health insurance is now GST-exempt. Learn who bears the tax on employer-sponsored policies, when businesses can claim Input Tax Credit (ITC), and how GST affects employee-paid coverage.
7 MIN
Written by Aaryaa Nagpal Jambhulkar
GST on Health Insurance in India
GST on health insurance dropped from 18% to 0% for individual policies on September 22, 2025. However, group health insurance still attracts 18% GST. Learn which policies qualify for the exemption, how it affects renewals, and what it means for your tax benefits.
7 MIN
Written by Aaryaa Nagpal Jambhulkar
Group Health Insurance Companies in India
Looking for group health insurance companies in India? Explore popular insurers, their group health plans, coverage options, eligibility criteria, and claims servicing. Learn how group health insurance compares with individual policies and what to consider before choosing coverage.
9 MIN
Written by Aaryaa Nagpal Jambhulkar
Deductible in Health Insurance
A deductible in health insurance is the amount you pay before your insurer covers eligible expenses. Learn about compulsory, voluntary, per-claim, and aggregate deductibles, how they affect premiums and out-of-pocket costs, and what to consider before choosing one.
9 MIN
Written by Aaryaa Nagpal Jambhulkar
LIC Health Shield Plan 907: Complete Guide
LIC Health Shield Plan offers fixed cash benefits for eligible hospital stays, surgeries, and specified medical treatments. Explore its coverage, payouts, waiting periods, sample premiums, and exclusions to understand how it fits your health insurance needs.
12 MIN
Written by Subhashish Banerjee