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Domiciliary Hospitalisation

What is Domiciliary Hospitalization: Meaning, Benefits, and How it Works

Not all individuals can avail of immediate medical treatments in hospitals or ICUs. This is where domiciliary hospitalization comes in, and helps you get treated within the confines of your home. However, it has its share of inclusions and exclusions that we will discuss in this guide.

7 min read
Cashless Health Insurance Claims

Cashless Health Insurance Claims: Timelines & Tips 2025

Understand time limits for cashless and reimbursement health insurance claims in India. Learn IRDAI rules, insurer deadlines, and expert tips to avoid delays, rejections, or penalties. A complete guide to faster, hassle-free claim settlement in 2025.

7 min read
Swavlamban Health Insurance

Swavlamban Health Insurance

Swavlamban Health Insurance was a government scheme for Persons with Disabilities, offering ₹2 lakh family cover. Though discontinued, PwDs can access alternative schemes like PMJAY, Niramaya, and PWD-specific private plans.

5 min read
Niva Bupa vs HDFC Ergo

Niva Bupa vs HDFC Ergo: Which Insurer is Best for You?

Confused between Niva Bupa and HDFC ERGO health insurance? We compare claim ratios, premiums, features, and customer experience so you can pick the right insurer for your needs in 2025.

9 min read
HDFC Ergo vs Care Health Insurance

HDFC Ergo vs Care Health Insurance Review

HDFC Ergo vs Care Health Insurance — which one should you pick in 2025? Both insurers have their strengths, but the right choice depends on your needs.

10 min read
Health Insurance For Disabled Persons

Health Insurance For Disabled Persons

Health insurance for disabled persons ensures fair and inclusive medical coverage, backed by IRDAI rules. Explore private plans, PWD-specific policies, and government schemes like Niramaya & PMJAY designed to meet the unique healthcare needs of persons with disabilities

11 min read
Individual Health Insurance

How Does Individual Health Insurance Work in India?

Individual health insurance in India covers one person’s medical costs, ensuring financial security. Learn how it works, its benefits, and tips.

10 min read
Non-Payable Items in Health Insurance

Non-Payable Items in Health Insurance (The 2025 Guide to Save Money)

Discover the truth about non-payable items in health insurance—what’s excluded, IRDAI’s rules, and how to avoid out of pocket expenses.

9 min read
Medical Insurance for Parents

Health Insurance for Parents in 2025 – Compare Plans & Benefits

Health insurance for parents is crucial to safeguard them from rising medical costs and age-related health risks. These policies cover hospitalization, treatments, and even chronic conditions, ensuring financial security and uninterrupted care.

10 min read
Add-ons v/s Riders

Difference Between Add-ons and Riders in Health Insurance

Add-ons and riders in health insurance are optional benefits that enhance base coverage, filling gaps like maternity, critical illness, OPD, and ambulance expenses. Learn the difference to choose the right policy for your needs.

10 min read
Medical Allowance v/s Medical Reimbursement

Difference Between Medical Allowance and Medical Reimbursement (The 2025 Guide)

Understand the difference between medical allowance and medical reimbursement as a salaried individual. Avoid tax blunders, make informed decisions, and stay protected.

5 min read
Niramaya Health Insurance Scheme?

What is the Niramaya Health Insurance Scheme?

Niramaya Health Insurance Scheme offers ₹1,00,000 annual coverage for persons with disabilities. Includes hospitalization, surgeries, therapies, OPD, AYUSH treatments, and transport, with no age limit. Apply online or offline easily.

8 min read