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Health Insurance Articles

Cumulative Bonus in Health Insurance

What is Cumulative Bonus in Health Insurance

Cumulative Bonus in health insurance rewards you with increased coverage for every claim-free year, without raising your premium. This guide breaks down how it works, how claims impact it, and why it’s a valuable benefit every policyholder should understand.

15 min read
Mastering Health Insurance with Ditto

Mastering Health Insurance with Ditto

Health insurance protects your finances when life takes a turn. One medical emergency can derail your goals—but a good policy keeps your savings and plans safe. Start young, avoid traps like room rent limits or co-pays, and choose features that truly add value.

6 min read
How to Claim Health Insurance?

How to Claim Health Insurance

From choosing a network hospital to filing a reimbursement claim, get complete clarity on how to claim health insurance the smart and stress-free way. Learn the difference between cashless and reimbursement claims, required documents, and tips to ensure smooth approval.

19 min read
Group Health Insurance: 2025

What is group health insurance?

Group health insurance offers affordable, hassle-free coverage for employees and members of associations. Learn how it works, who it suits best, and when to supplement it with a personal policy. Perfect for early professionals, high-risk individuals, and maternity seekers.

8 min read
Importance of Health Insurance

Importance of Health Insurance Explained: Don’t Wait to Get Covered

In a country where private healthcare costs continue to surge, the importance of health insurance becomes undeniable. In this article, we explore why buying insurance early makes a difference, what benefits to expect, and which plans in 2025 give the best coverage.

13 min read
No claim bonus in health insurance

No Claim Bonus in Health Insurance: A Complete Guide

Did you know that health insurance companies reward you for not making a claim? It’s called a No Claim Bonus. In this article, we explain how no claim bonus in health insurance works, the types of bonuses you can get, and which health plans offer the best NCB benefits in 2025.

15 min read
what is PED in health insurance

What is PED in Health Insurance: A Guide for Indian Consumers

What is PED in health insurance, and why should you care before buying a policy? From disclosure requirements to waiting periods and recent IRDAI updates, this blog gives you the full picture.

15 min read
Is Aditya Birla Health Insurance Good?

Is Aditya Birla Health Insurance Good? A Detailed Review

This blog answers the question, “Is Aditya Birla Health Insurance Good?” by comparing performance metrics like CSR, ICR, and complaint volume while looking at its top plan offerings.

12 min read
Zero Waiting Period Health Insurance in India: A Complete Guide

Zero Waiting Period Health Insurance in India: A Complete Guide

Zero waiting period health insurance provides immediate coverage from day one. It is ideal for those with urgent medical needs, chronic illnesses, or senior citizens seeking fast protection.

13 min read
Critical Illness Insurance in Health Insurance: 2025

What is Critical Illness Insurance in Health Insurance?

Critical illness insurance provides a lump-sum payout upon diagnosis of a serious illness like cancer or heart disease. It complements health and term insurance by covering income loss and non-medical costs during recovery.

9 min read
Family Floater Health Insurance

How Family Floater Health Insurance Works: A Smart Guide

A family floater health plan covers your spouse, kids, and parents under one policy—cost-effectively. This 2025 guide explains how it works, what's covered, premium calculation, exclusions, and compares it with individual plans—plus expert tips from Ditto.

13 min read
Understand How to Choose the Right Health Insurance Plan

How to Choose Health Insurance: A Step-by-Step Guide

With rising healthcare costs and busy lifestyles leading to health issues, choosing the right health insurance is vital. This guide covers plan types, key features, mistakes to avoid, and tips for buying for yourself, family, or parents—ensuring smart, well-protected decisions.

13 min read