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Medical Insurance for Parents

Health Insurance for Parents in 2025 – Compare Plans & Benefits

Health insurance for parents is crucial to safeguard them from rising medical costs and age-related health risks. These policies cover hospitalization, treatments, and even chronic conditions, ensuring financial security and uninterrupted care.

10 MIN
Swetlana Neog
Written by Swetlana Neog
Add-ons v/s Riders

Difference Between Add-ons and Riders in Health Insurance

Add-ons and riders in health insurance are optional benefits that enhance base coverage, filling gaps like maternity, critical illness, OPD, and ambulance expenses. Learn the difference to choose the right policy for your needs.

10 MIN
Swetlana Neog
Written by Swetlana Neog
Medical Allowance v/s Medical Reimbursement

Difference Between Medical Allowance and Medical Reimbursement (The 2025 Guide)

Understand the difference between medical allowance and medical reimbursement as a salaried individual. Avoid tax blunders, make informed decisions, and stay protected.

5 MIN
Swetlana Neog
Written by Swetlana Neog
Niramaya Health Insurance Scheme?

What is the Niramaya Health Insurance Scheme?

Niramaya Health Insurance Scheme offers ₹1,00,000 annual coverage for persons with disabilities. Includes hospitalization, surgeries, therapies, OPD, AYUSH treatments, and transport, with no age limit. Apply online or offline easily.

8 MIN
Swetlana Neog
Written by Swetlana Neog
Ayushman Bharat Health Insurance Eligibility

Ayushman Bharat Health Insurance Eligibility Criteria 2025

Discover who qualifies for Ayushman Bharat Health Insurance (PM-JAY), including rural and urban families and senior citizens above 70. Understand the benefits, such as up to ₹5 lakh per family annually for hospitalization, and learn about empanelled hospitals offering cashless treatment.

6 MIN
Soumi Halder
Written by Soumi Halder
Types of Health Insurance Riders

What is a Health Insurance Rider: Types and Benefits

Your base policy covers multiple medical expenses, but there can be a few exceptions. This is where a health insurance rider comes in to cover additional costs, such as maternity expenses, consumables, and so on.

8 MIN
Swetlana Neog
Written by Swetlana Neog
Time Limit for Filing a Health Insurance Claim

Time Limit for Filing a Health Insurance Claim

Filing your health insurance claim on time ensures quick settlement and prevents rejection. Learn the deadlines for cashless, reimbursement, OPD, and post-hospitalization claims with a simple guide to documentation and IRDAI rules.

6 MIN
Swetlana Neog
Written by Swetlana Neog
Documents Required for Health Insurance Claims

What Are The Documents Required for Health Insurance Claims?

Submitting the right documents is crucial for smooth health insurance claim settlement. This guide explains the essential documents required for health insurance claim, covering both cashless and reimbursement processes.

7 MIN
Soumi Halder
Written by Soumi Halder
Star Health Insurance Claim Status

How to Check Star Health Insurance Claim Status?

Track your Star Health Insurance claim status easily via website, mobile app, WhatsApp, or toll-free number. Learn the step-by-step process, required documents, and tips for a smooth claim experience.

6 MIN
Swetlana Neog
Written by Swetlana Neog
Health Insurance for Diabetes

Does Health Insurance Cover Diabetes in India?

Wondering if health insurance covers diabetes in India? The short answer is yes, but with conditions. Learn about waiting periods, coverage options for Type 1 & Type 2 diabetes, popular plans, and Ditto’s expert advice in this guide.

7 MIN
Swetlana Neog
Written by Swetlana Neog
AYUSH Health Insurance Eligibility

AYUSH Health Insurance Eligibility in 2025

AYUSH health insurance now comes standard in all health plans. From Ayurveda to Homeopathy, coverage applies if you meet IRDAI’s 2025 eligibility rules - 24+ hours hospitalization, certified AYUSH hospitals, and proper treatment records.

6 MIN
Swetlana Neog
Written by Swetlana Neog
Kidney Stones Waiting Period

How Long Is the Waiting Period for Kidney Stones in India?

At Ditto, we help you understand the waiting period for kidney stone treatment under health insurance in India, how specific illnesses and PED waits work, and how to reduce them with the right plans or add-ons for faster, more effective coverage.

7 MIN
Swetlana Neog
Written by Swetlana Neog