<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=7698356820180471&ev=PageView&noscript=1" />

HDFC ERGO is a joint venture between India's HDFC and Germany's ERGO International AG. It offers policies across motor, travel, health and other sectors. It recently acquired Apollo Munich Health Insurance company and now has the largest network of cashless hospitals in the country. It's health insurance policies offers a coverage of 3 lacs to 75 lacs.

Claim Settlement Ratio - 97.5%
Network Hospitals - 11,300+
Incurred Claim Ratio - 82%
talk to us

Talk to IRDAI-certified experts

Health is tricky, and insurance trickier. But we’ll simplify it for you - for FREE! Book a call now. Limited slots available.

Excellent experience

I had a rhinoplasty surgery a few months ago and hdfc ergo team provided me with all the help they could. I spent not a single rupee for my surgery. My claim was filed within an hour and I got the reimbursement the same day. Once again thanku Hdfc ergo team for making my journey of this surgery a pleasant one...


Claims are easy

I bought a policy from HDFC ERGO and within 4 months tested +ve for COVID-19. I got them admitted to a cashless network hospital. I did not have to pay a single penny for their treatment. I would strongly recommend this insurance company.

MMatin Jhanjharkia

Best decision

Great policies, great discounts and great coverage..

BBhavna R

Perfect insurance

I am very happy that I got my claim settleda few days ago. Got full supoort from HDFC Ergo’s team. It was rejected first, but I provided the added documents later to get it approved.

LLipesh Gandani

Good insurance

I am the part of hdfc family from last three years. they served me the best the HDFC ergo policies are very good and easy to buy. you dont have to go anywhere you can buy policies online from thier site HDFCergo.com which is very reliable

SSharddha Chomal

Good Service

5 years since I have bought a policy from hdfc ERGO and all service requests have been hassle-free. Not made a claim till date, so not sure about claim settlement but I do get the no claim bonus.

HHarshal Sardesai

Services are very good

I would like to share my personal experience. I have been a satisfied consumer of their services since last five years. they provide awesome services at reasonable price. the staff attitude is also very good and they always give higher priority to their costumers. I am happy with this company insurances.

RRaviraj Mani


I hold a health insurance with HDFC Ergo. I have taken a family floater from them. They have provided a very good medical coverage and other good benefits as well for my family and I. The premium is also economical. They also have a tie up with a good network of hospitals.so its a good solution.

DDevika Mhatre

Why HDFC ergo?

As per my experience I found that HDFC ERGO is a very good company in pool of Health insurance companies. it has hassle free claim settlement process. I have received my full claim amount into my Bank Account just within 2 working days.

TT Kidambi Devraj

Prompt HDFC team

The customer care support team is very responsive and highly available. The personal verification officers would meet us on our convenience and gather additional documents to speed up claim processing.

MMukul gai

Service can be better

Entire year you receive no calls from the service team except the renewal month. This should change. HDFC ERGO should value their customers a little more to retain them.

KKunal Bisht

Poor Support staff

I had taken HDFC ergo health insurance plan, after few days I got to know that my comapny provided me the same policy which I had taken. Not a single person helped. My question is why is the staff they not helping when I dont need this product? They took 8 days to cancel my policy!

Sshweta kirloskar

talk to us

Talk to IRDAI-certified experts

Health is tricky, and insurance trickier. But we’ll simplify it for you - for FREE! Book a call now. Limited slots available.