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Best Term Insurance Plan for ₹50 Lakh in India

Best Term Insurance Plan for ₹50 Lakh in India

Looking for the best ₹50 lakh term insurance plan in India? Here’s a complete guide comparing top insurers, premiums, claim settlement ratios, and Ditto’s expert recommendations to help you pick the right cover.

5 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Term Insurance: Policy and Insurer Rating Framework

Term Insurance: Policy & Insurer Rating Framework

A quick, data-backed look at Ditto’s term insurance policy and insurer rating framework, how it compares industry averages, and what it means for your overall insurance experience.

23 MIN
Monish
Written by Monish
5 Crore Term Insurance Plans

Best Term Insurance Plan for 5 Crore in India (2025 Guide)

Looking for the best term insurance plan for 5 crore in India? Compare top insurers, premiums, CSR, features, eligibility, and IRDAI-verified data. Get expert guidance to choose the right high-value protection for your family.

7 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Can I Increase Term Insurance Cover?

Can I Increase Term Insurance Cover: A Comprehensive Guide

Wondering if you can increase your term insurance cover? Learn when it makes sense, how options like new policies, life stage benefits, in-built increasing cover and top-ups work, and what to check before you change your plan.

9 MIN
Swetlana Neog
Written by Swetlana Neog
Does Term Insurance Require a Medical Test?

Term Insurance Medical Test: Common Errors & How to Avoid Them

Term plans are the best way to ensure the financial security of your family. However, does term insurance require a medical test mandatorily? This guide walks you through the insights in detail.

7 MIN
Swetlana Neog
Written by Swetlana Neog
Term Insurance Plans with Critical Illness Rider

Which Term Insurance Plans Offer Critical Illness Rider Coverage?

Critical illness riders give you a lump-sum payout if you're diagnosed with a serious illness like cancer, stroke, or heart disease. This guide explains how they work, what they cover, and how to pick the right plan for 2025.

8 MIN
Moushmi Kaur
Written by Moushmi Kaur
Term Insurance Claim Settlement Ratios

What Is The Term Insurance Claim Settlement Ratio 2026?

The Claim Settlement Ratio shows how reliably an insurer pays claims. This guide explains what CSR means, how it’s calculated, and which insurers rank highest based on three-year averages.

5 MIN
Gargi Thakur
Written by Gargi Thakur
Policy Term in Term Insurance

What is Policy Term in Term Insurance?

If you want to purchase a policy, you must also learn what is policy term in term insurance. It helps you make an informed choice. This guide discusses the exact policy tenure that suits your needs and the factors affecting it.

5 MIN
Swetlana Neog
Written by Swetlana Neog
Canara HSBC Life Term Insurance

What Makes Canara HSBC Life Term Insurance a Smart Pick?

A detailed guide to Canara HSBC Life Term Insurance, covering claim performance, key metrics, top plans, eligibility, riders, documents, and step-by-step buying and claim processes to help you choose the right protection.

7 MIN
Moushmi Kaur
Written by Moushmi Kaur
Types of Term Insurance

Types of Term Insurance in India

There are different types of term insurance like whole life, zero cost, increasing cover, and more. This guide discusses their benefits and limitations in detail to help you make an informed decision.

7 MIN
Swetlana Neog
Written by Swetlana Neog
Bajaj Life Insurance Claim Settlement Ratio

Bajaj Life Insurance Claim Settlement Ratio 2026

Bajaj Life Claim Settlement Ratio (CSR) stands at 99.32% for 2024–25, showing strong reliability and quick claim processing. Learn how CSR is calculated, where to check it, and why Ditto’s 3-year average approach gives a clearer view of an insurer’s performance.

4 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
Kotak Term Insurance Review 2025

Kotak Term Insurance Review 2025

Kotak Term Insurance offers reliable claim performance, competitive pricing, and simple plan options. With strong claim settlement ratios and essential features, Kotak is a solid pick for basic term coverage. Here’s a detailed review backed by IRDAI data.

6 MIN
Pradyumna DV
Written by Pradyumna DV