Term insurance is necessary to ensure your family’s financial future. However, it has its limitations too. This guide discusses all term insurance advantages and disadvantages in detail to help you make an informed decision.
Learn how to make your HDFC Term Insurance payment through online and offline modes. From the HDFC Life website and app to PayZapp and bank branches – here’s a simple guide to keeping your policy active without hassle.
This guide covers whether term insurance covers death by suicide, explaining IRDAI rules and waiting periods. It reassures that financial help exists for families even in such tragic times.
You must know the term insurance eligibility criterion to learn whether you’re eligible to purchase a policy of your choice. This guide discusses the primary factors affecting your term insurance eligibility in detail.
SBI Term Insurance offers dependable and flexible protection backed by a 98.24% claim settlement ratio. Explore plan options, compare premiums, and see if SBI Life Term Insurance fits your family’s financial goals.
To buy or claim a term insurance policy, you’ll need ID, address, income, and nominee documents. Ditto explains the key documents for quick approval and smooth claim settlement in 2025.
Term insurance age limits typically range from 18 to 65 years, with coverage lasting up to 75–99 years. Learn how age affects premiums, approval chances, and coverage so you can choose the right term plan at the right time.
Term insurance in India is subject to an 18% GST on premiums. Here’s how it affects your policy costs, with examples and tips for 2025.
LIC Yuva Term Insurance is a non-linked, pure protection plan that offers coverage of up to ₹5 crores. Designed for individuals aged 18 to 45, it provides long-term financial security with flexible premium options and high claim reliability, backed by LIC’s strong record.
Single premium term insurance allows you to pay once and remain covered for the full term. But it’s not ideal for everyone. Learn how it works in 2025, its benefits, drawbacks, age-wise costs, and why Ditto often recommends regular or limited pay instead.
Zero-cost term insurance refers to the smart/early/special exit feature present in most modern term plans. It allows a policyholder to surrender the policy at a pre-fixed time and get back base premiums, excluding riders and other charges.
Before you pay extra for that “lifelong” coverage, read this! Discover the difference between Term and Whole Life Insurance. Understand how they differ in cost, purpose, and value along with how one can save lakhs while still securing their family’s future.
