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A clear guide to premium break and cover continuation benefits in term insurance. Understand how premium pauses work, eligibility rules, claim impact, and why this feature is helpful but not a deciding factor.
Bajaj term insurance payment is a simple process that lets you pay premiums online or offline and track payment status easily. This guide explains payment modes, required details, step-by-step payment instructions, and how to avoid policy lapses.
LIC Bima Kavach is LIC’s latest online term plan offering ₹2 crore and above coverage. While it benefits from LIC’s scale and strong claim metrics, it is priced significantly higher than private insurers and lacks several modern features. Here’s a detailed, unbiased review.
Kotak Signature is a simple, no-frills term insurance plan offering high life cover, flexible premium payment options, and optional riders. It suits buyers who prefer predictable premiums and long-term protection, but lacks some modern in-built features found in newer plans.
Digit Glow Plus Term Life Insurance is a low-cost, pure protection plan from a new-age insurer. It offers flexible premium options, inbuilt terminal illness payout, and strong solvency, but lacks long-term claims history and critical illness cover.
Digit Glow Term Life Insurance provides financial protection through affordable premiums, flexible coverage options, and a simple claim process. This guide explains how the plan works so you can decide if it meets your family’s long-term needs.
Limited pay term insurance allows you to pay premiums for a shorter period while staying covered for decades. Learn how it works, its pros and cons, cost comparison with regular pay, and who should opt for it.
Term insurance is usually unavailable for cancer patients due to high mortality risk. This guide explains eligibility rules, why remission does not guarantee approval, and practical alternatives to consider if coverage is declined.
Term insurance plans usually do not have a waiting period like health insurance. However, clauses such as the 12-month suicide exclusion, early-duration limits in some plans, the 3-year contestability rule, and rider-specific waiting periods can affect claims.
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Shriram Life Insurance offers a range of term insurance policies with flexible options and decent claim settlement ratios. However, its lower amount settlement ratio may affect its competitiveness.
SIP builds long-term wealth, while term insurance protects your family if income stops unexpectedly. This guide explains the key differences, why SIP investors need term cover, and how combining both creates a strong wealth plan with built-in safety.
