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Term insurance for students in India is legally possible from age 18, but approvals are rare because most students lack a stable income. This guide explains when students may qualify, how education loans affect eligibility, and how term insurance differs from regular student insurance policies.
A joint term insurance plan for husband and wife covers both partners under one plan. But payout structures, spouse coverage, and rider restrictions vary. This guide explains the types of joint term insurance plans, compares them with individual policies, and helps couples choose the better option.
Does term insurance cover death outside India? Yes, most Indian term plans offer global coverage. Learn how claims work for NRIs and travellers, the required documents, exclusions, and how nominees can file a claim smoothly if death occurs abroad.
Is term insurance claim amount taxable in India? In most cases, no. Death benefits are fully tax-free under Section 10(10D). But maturity payouts, keyman policies, or delayed claim interest may attract tax. Here’s a detailed guide to how term insurance taxation works.
Term insurance eligibility depends on your age, income, salary proof, occupation, and medical profile. This guide explains term insurance eligibility age, term insurance eligibility salary, coverage limits, required documents, and common approval issues before buying a policy.
LIC’s New Tech Term Plan (954) is an online-only term insurance offering high cover (₹50 lakh+), with Level or Increasing Sum Assured options and flexible pay terms. However, when compared to plans from private insurers, it is costlier and less customizable.
Tata AIA Maha Raksha Supreme is now available as Maha Raksha Supreme Select. Explore its features, riders, pricing, and whether this high-cover term plan is worth considering.
Saral Jeevan Bima Yojana is a simple, affordable IRDAI-standardised term plan that offers ₹5–25 lakh cover without complex eligibility checks. Perfect for those seeking no-frills protection with easy access for all income groups.
Tata AIA Sampoorna Raksha Promise is a flexible term plan offering features like Instant Payout, Life Stage cover increase, and premium deferment. While competitively priced and feature-rich, buyers should weigh the added costs and conditions before choosing it over simpler pure-term plans.
The LIC Term Plan Calculator lets you estimate premiums, coverage, and policy tenure in minutes. Learn how it works, what affects pricing, and how LIC compares with private insurers before you decide.
SBI Term Insurance Plan offers affordable term coverage with level and increasing cover options, optional riders, and a strong claim settlement track record. This guide explains SBI term plans, key features, drawbacks, premiums, and who they are best suited for.
Accidental death insurance pays a lump sum if death occurs due to an accident. But is it necessary when you already have term insurance? Here’s a simple breakdown.
