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Term Insurance Articles

HDFC Term Insurance Payment

How to Make HDFC Term Insurance Payment?

Learn how to make your HDFC Term Insurance payment through online and offline modes. From the HDFC Life website and app to PayZapp and bank branches – here’s a simple guide to keeping your policy active without hassle.

4 min read
Is Suicide Covered in Term Insurance?

Does Term Insurance Cover Suicidal Death?

This guide covers whether term insurance covers death by suicide, explaining IRDAI rules and waiting periods. It reassures that financial help exists for families even in such tragic times.

4 min read
Term Insurance Eligibility Criteria

Term Insurance Eligibility: Everything You Need to Know

You must know the term insurance eligibility criterion to learn whether you’re eligible to purchase a policy of your choice. This guide discusses the primary factors affecting your term insurance eligibility in detail.

5 min read
SBI Term Insurance

SBI Term Insurance: Should You Go for It in 2025?

SBI Term Insurance offers dependable and flexible protection backed by a 98.24% claim settlement ratio. Explore plan options, compare premiums, and see if SBI Life Term Insurance fits your family’s financial goals.

8 min read
Documents Required for Term Insurance

What are the Documents Required for Term Insurance Purchase and Claim?

To buy or claim a term insurance policy, you’ll need ID, address, income, and nominee documents. Ditto explains the key documents for quick approval and smooth claim settlement in 2025.

6 min read
Term Insurance Age Limit

Term Insurance Age Limit: Minimum & Maximum Entry Age Explained

Term insurance age limits typically range from 18 to 65 years, with coverage lasting up to 75–99 years. Learn how age affects premiums, approval chances, and coverage so you can choose the right term plan at the right time.

6 min read
GST on Term Insurance

GST on Term Insurance in India: What You Need to Know

Term insurance in India is subject to an 18% GST on premiums. Here’s how it affects your policy costs, with examples and tips for 2025.

4 min read
LIC Yuva Term Insurance

LIC Yuva Term Insurance: A Complete Guide

LIC Yuva Term Insurance is a non-linked, pure protection plan that offers coverage of up to ₹5 crores. Designed for individuals aged 18 to 45, it provides long-term financial security with flexible premium options and high claim reliability, backed by LIC’s strong record.

7 min read
One Time Payment Term Insurance

One Time Payment Term Insurance: Guide 2025

Single premium term insurance allows you to pay once and remain covered for the full term. But it’s not ideal for everyone. Learn how it works in 2025, its benefits, drawbacks, age-wise costs, and why Ditto often recommends regular or limited pay instead.

5 min read
Zero Cost Term Insurance

Zero Cost Term Insurance Explained

Zero-cost term insurance refers to the smart/early/special exit feature present in most modern term plans. It allows a policyholder to surrender the policy at a pre-fixed time and get back base premiums, excluding riders and other charges.

7 min read
Term Insurance vs Whole Life Insurance

Term vs Whole Life Insurance: Which One Should You Choose?

Before you pay extra for that “lifelong” coverage, read this! Discover the difference between Term and Whole Life Insurance. Understand how they differ in cost, purpose, and value along with how one can save lakhs while still securing their family’s future.

7 min read
Bandhan Term Insurance Review

Bandhan Term Insurance Review 2025

Bandhan Term Insurance offers affordable life cover through iTerm Prime, iTerm Comfort, and iTROP plans. With a high claim settlement ratio of 99.59%% and flexible features like Special Exit Value (SEV), Bandhan offers dependable yet basic protection for families.

7 min read