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Life Insurance Articles

Pramerica Life Insurance Review: 2025

Pramerica Life Insurance Review

In this Pramerica Life Insurance Review 2025, we break down its claim settlement ratios, amount settlement rates, complaint volumes, and popular term plans like RockSolid Term Insurance and Saral Jeevan Bima — helping you evaluate its trustworthiness and key offerings.

10 min read
Is it worth buying a Term insurance from TATA AIA Life Insurance? 2025

Is it worth buying a Term insurance from TATA AIA Life Insurance?

TATA AIA Life Insurance is a trusted insurer backed by TATA and AIA Group. With a 99.16% claim settlement ratio in FY 2023-24, it offers reliable term plans, such as Sampoorna Raksha Promise and Maha Raksha Supreme Select, along with coverage for critical illnesses and accidents.

12 min read
ICICI Pru iProtect Smart Review 2025

Is it good to buy ICICI Pru iProtect Smart Life insurance?

Looking for affordable, flexible term insurance with extensive benefits? Our ICICI Pru iProtect Smart Review breaks down the plan’s features, advantages, and suitability for different needs in 2025.

13 min read
Cheapest Life Insurance India

Cheapest Life Insurance India 2025

Looking for the cheapest life insurance India? Explore top low-cost term insurance plans for 2025, with tips to get the best coverage at the lowest rates.

22 min read
LIC Term Insurance

Is LIC a good option for term insurance?

Is LIC a good choice for term insurance? Explore the pros, cons, premium rates, and claim settlement performance in this comprehensive 2025 review.

9 min read
SBI Life Vs HDFC Life

SBI Life vs HDFC Life: Which Insurer is Better?

SBI Life vs HDFC Life – In this comprehensive comparison, we evaluate two of India’s leading life insurance providers, focusing on key factors such as claim settlement ratios, product offerings, and customer satisfaction.

12 min read
Top 10 Claim Settlement Ratio of Life Insurance 2025

Top 10 Claim Settlement Ratio of Life Insurance

Choosing the right life insurer goes beyond premiums and benefits. The Claim Settlement Ratio (CSR) shows how reliably a company pays claims. This guide breaks down CSR, its importance, how it's calculated, 2025's top 10 insurers (IRDAI data), the claim process, and tips to avoid rejection.

23 min read
Term Insurance with Critical Illness Rider: 2025

Term Insurance with Critical Illness Rider: What are the Best Picks?

Secure your financial future with Term Insurance with Critical Illness Rider. Learn how adding a Critical Illness Rider offers added protection against life-threatening health conditions, ensuring you’re financially covered during tough times. Affordable and smart!

24 min read
TATA AIA Maha Raksha Supreme Select Comprehensive Review in 2025

TATA AIA Maha Raksha Supreme Select Review

This TATA AIA Maha Raksha Supreme Select Review in 2025 covers everything you need to know — features, benefits, riders, pros, cons, and whether it’s worth buying this year. Find out how it compares to its predecessor and if it’s the right term insurance plan for you in 2025.

11 min read
What Kind of Deaths are not Covered in a Term Insurance Plan: 2025

What Kind of Deaths are Not Covered in a Term Insurance Plan?

Not all deaths are covered under term insurance. Wondering what kind of deaths are not covered in a term insurance plan? From suicide in the first year to deaths due to intoxication or fraud—here’s what can lead to claim rejection and how to avoid surprises.

15 min read
Limited Pay vs Regular Pay Premium: 2025

Limited Pay vs. Regular Pay Premium: Which One Should You Opt For?

Not sure whether Limited Pay or Regular Pay Premium is right for your term insurance? Discover the key differences, benefits, and how each option fits different financial goals. Make an informed choice for a more secure future!

17 min read
Solvency Ratio in Term Insurance: 2025

Solvency Ratio in Term Insurance: Significance and Implications

The solvency ratio indicates the financial stability of your term insurer. It tells you whether they can settle claims—even during emergencies. In this blog, we break down what it means, IRDAI’s 150% rule, and how it helps you pick a reliable insurance provider.

14 min read