Can we Port Term Insurance?
Can you shift from one term plan to another without hassle, like in health insurance? Unfortunately, no. Porting isn’t allowed in term insurance. Here's what you can do instead.
10 min read
Articles
Life Insurance Articles
What are the Documents Required for Term Insurance Purchase and Claim?
A complete guide to documents required for buying term insurance and claiming it later—covering KYC, income proof, nominee ID, death certificate, police reports, and more. Includes special scenarios, tips, and real-life examples to help you avoid delays or rejections.
12 min read
Can we Increase Term Insurance Cover?
Your life and responsibilities evolve—and so should your term insurance. Learn how to increase your term cover with smart options like life-stage benefits, increasing plans, or top-ups. Future-proof your family’s financial security with confidence.
9 min read
Single Premium Life Insurance: What is it and how does it work
Single premium life insurance lets you pay once and stay covered for years. Ideal for those with lump sum funds. Learn how it works and who it's best for.
15 min read
Is Term Insurance Good?
Term insurance offers high coverage at low premiums. Perfect for protecting your family. However, should you purchase one in 2025? Find out if it’s the right choice for you in this guide.
7 min read
Can You Cancel Your Life Insurance Policy and Get a Refund?
Yes, you can cancel your life insurance policy, but the amount of money you receive back depends on the policy type, timing, and surrender rules. Here's everything you need to know.
8 min read
How to Claim Term Insurance After Death: A Step-by-Step Guide
Term insurance provides crucial financial support to families after the policyholder’s death. This guide simplifies how to claim term insurance after death, covering required documents, claim submission steps, common reasons for rejection, and tips to ensure a hassle-free process.
13 min read
How to Cancel Term Insurance Policy: Step by Step Guide
This guide explains how to cancel term insurance policy, whether you’re within the free-look period or beyond it. Learn about refunds, surrender options, and key considerations.
14 min read
Does Term Insurance Premium Increase Every Year? Explained
Term insurance premiums don’t always rise every year. While level-term plans offer fixed premiums, group plans and delayed purchases may lead to higher costs. Here's how to lock in a lower rate and make informed insurance decisions.
14 min read
Mastering Life Insurance with Ditto
Life insurance secures your family’s future against life’s uncertainties. A good term plan offers high cover at low cost, protecting your loved ones when it matters most. Don’t delay—lock in affordable premiums early and get expert help to choose the right plan for your needs.
5 min read
Can we change the nominee in term insurance?
Life changes—and so may your term insurance nominee. Whether due to marriage, children, or personal reasons, updating your nominee is simple and crucial. Learn how to change it, required documents, and the different nominee types in this easy guide.
9 min read
What Is the Purpose of Term Life Insurance? A Detailed Guide
What is the purpose of term life insurance? It provides critical financial protection by replacing lost income, paying off debts, and ensuring your family’s future is secure. Learn who should buy it, its key benefits, and how it differs from whole life insurance.
14 min read