Your life insurance premium isn’t random math. Factors like age, health, cover, term, and even payment mode together move the needle. Here’s how the pricing works with IRDAI norms and expert tips.
Permanent life insurance in India offers lifelong coverage, a guaranteed death benefit, and a cash value you can access. This guide explains types like whole life, ULIPs, and endowment plans, along with benefits, drawbacks, tax advantages, and who should consider them.
Convertible Term Life Insurance lets you change your term policy to permanent coverage without medical exams, offering lifelong protection and flexibility tailored to your evolving needs.
Diagnosed with a terminal illness? Some term plans let you access part of your sum assured early. This early payout helps cover medical bills and other needs while you're alive. Learn how it works, eligibility, payout limits, and why it matters.
With Ditto, learn what limited payment life insurance is, how it works, its key features, pros and cons, and whether it’s the right choice for you. Pay for a few years, get lifelong coverage, smart planning made simple.
Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY) is a government scheme for the people of Maharashtra. But is it the right choice for you and your family? This guide discusses the scheme in detail to help you make the right decision.
Renewable term life insurance gives you the flexibility to extend coverage without a medical test. Learn its benefits, drawbacks, and whether renewable term life insurance is the right choice for your financial future.
This blog provides a simple, step-by-step guide to easily download your LIC Premium Payment Receipt online. Learn how to access financial year-wise or month-wise receipts, keep your records updated, and use them as proof of payment for claims, loans, or personal documentation.
This guide on Facultative vs Treaty Reinsurance explains how insurers share risk for mega projects, routine policies, and catastrophic events, with real-world examples and a look at how these two types of reinsurance work together for stability.
Early payout on terminal illness lets you access part of your term life cover while you're still alive. Use it for treatment or urgent needs. Learn how it works, payout limits, and why choosing the correct term plan matters for real-life support.
Short and long-term disability insurance provide income replacement for specific periods. But what is the primary difference between both insurance types? This guide discusses them in detail.
Do you want to terminate your policy mid-way but not sure how to go about with the process? Then, this guide on cash surrender value of life insurance is for you. Learn more about the step-by-step procedure and other considerations.
