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Life Insurance Articles

Best 2 Crore Term Insurance Plan in India

Best Term Insurance Plan for ₹2 Crore in India (2025 Guide)

A ₹2 crore term insurance plan offers high-value, affordable protection for families with long-term goals, EMIs, and rising expenses. This guide compares the best plans, premiums, and features to help you choose the right policy based on IRDAI-backed insights.

6 min read
Benefits of Life Insurance

What Are the Benefits of Life Insurance?

Life insurance offers essential financial protection for your family by replacing income, covering expenses, and clearing debts. With tax benefits, rider options, and lower premiums when purchased early, it plays a key role in long-term financial planning for Indian households.

4 min read
Aditya Birla Sun Life Term Insurance Claim Settlement Ratio

Aditya Birla Sun Life Term Insurance Claim Settlement Ratio

Here’s a simple breakdown of the Aditya Birla Sun Life Term Insurance Claim Settlement Ratio, what the number means, how it’s calculated, and why it matters when you’re choosing a term plan.

5 min read
LIC Term Insurance

Is LIC Term Insurance a Suitable Choice for You in 2025?

Is LIC a good choice for term insurance? Explore the pros, cons, premium rates, and claim settlement performance in this comprehensive 2025 review.

6 min read
How Much Term Insurance Do I Need: A Comprehensive Guide

How Much Term Insurance Do I Need: A Comprehensive Guide

Confused about how much term insurance you really need? This guide breaks it down—formulas, real-life examples, and the best plans of 2025 compared. Plus, how to buy the right policy smartly with Ditto’s help.

6 min read
SBI Life Claim Settlement Ratio

What is SBI Life’s Claim Settlement Ratio in 2024-2025?

SBI Life has a strong Claim Settlement Ratio of 98.24%(2022-25 average). This article breaks down it’s performance, year-wise trends, competition comparison, and what it means for buyers – backed by trusted IRDAI claim data.

5 min read
How to Claim Term Insurance

How to Claim Term Insurance in India: Step-by-Step Guide (2025)

Filing a term insurance claim can feel overwhelming, especially during a time of loss. This guide explains the step-by-step claim process, required documents, timelines, and expert-backed tips to ensure a smooth and hassle-free settlement.

6 min read
TATA Term Insurance for 1 Crore

TATA Term Insurance for 1 Crore: Detailed Review, Premiums & Eligibility

Planning to buy a TATA AIA ₹1 crore term plan? Here’s a complete breakdown of Sampoorna Raksha Promise, including metrics, premiums, eligibility, features, and how it compares with HDFC Life, ICICI Pru, Max Life, and Bajaj Allianz.

6 min read
HDFC Life Claim Settlement Ratio 2025

HDFC Life Insurance Claim Settlement Ratio 2025

HDFC Life’s claim settlement ratio stands at 99.71% for FY 2024–25, one of the highest in India. Backed by IRDAI data, this guide compares HDFC Life with other insurers and explains how to assess an insurer’s reliability beyond CSR.

7 min read
1 Crore SBI Life Term Insurance

1 Crore SBI Term Insurance: Ditto's 2025 Guide

SBI’s ₹1 crore term insurance, offered via Smart Shield Plus, is a pure protection plan with level or increasing cover, flexible payout options, riders and life-stage boosts. Here’s how it works, who it suits, and key benefits to know before you buy.

5 min read
Term Insurance vs Whole Life Insurance

Term vs Whole Life Insurance: Which One Should You Choose?

Before you pay extra for that “lifelong” coverage, read this! Discover the difference between Term and Whole Life Insurance. Understand how they differ in cost, purpose, and value along with how one can save lakhs while still securing their family’s future.

7 min read
Tata AIA Life CSR

Tata AIA Life Insurance Claim Settlement Ratio

Looking for reliable term insurance? Understand the TATA AIA claim settlement ratio and whether it's right for you in 2025.

4 min read
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