A Waiver of Premium Rider ensures your term insurance stays active even if you're critically ill or disabled and can't afford premiums. Learn how this rider works, which plans offer it, and why Ditto strongly recommends it for smart, uninterrupted coverage.
LIC’s Claim Settlement Ratio for 2024–25 stands at 98.15%, backed by IRDAI data. Here’s a complete breakdown of its 5-year performance, comparisons with top insurers, and what it means for your term insurance decision.
A ₹2 crore term insurance plan offers high-value, affordable protection for families with long-term goals, EMIs, and rising expenses. This guide compares the best plans, premiums, and features to help you choose the right policy based on IRDAI-backed insights.
Life insurance offers essential financial protection for your family by replacing income, covering expenses, and clearing debts. With tax benefits, rider options, and lower premiums when purchased early, it plays a key role in long-term financial planning for Indian households.
Here’s a simple breakdown of the Aditya Birla Sun Life Term Insurance Claim Settlement Ratio, what the number means, how it’s calculated, and why it matters when you’re choosing a term plan.
Is LIC a good choice for term insurance? Explore the pros, cons, premium rates, and claim settlement performance in this comprehensive 2025 review.
Confused about how much term insurance you really need? This guide breaks it down—formulas, real-life examples, and the best plans of 2025 compared. Plus, how to buy the right policy smartly with Ditto’s help.
SBI Life has a strong Claim Settlement Ratio of 98.24%(2022-25 average). This article breaks down it’s performance, year-wise trends, competition comparison, and what it means for buyers – backed by trusted IRDAI claim data.
Filing a term insurance claim can feel overwhelming, especially during a time of loss. This guide explains the step-by-step claim process, required documents, timelines, and expert-backed tips to ensure a smooth and hassle-free settlement.
Planning to buy a TATA AIA ₹1 crore term plan? Here’s a complete breakdown of Sampoorna Raksha Promise, including metrics, premiums, eligibility, features, and how it compares with HDFC Life, ICICI Pru, Max Life, and Bajaj Allianz.
HDFC Life’s claim settlement ratio stands at 99.71% for FY 2024–25, one of the highest in India. Backed by IRDAI data, this guide compares HDFC Life with other insurers and explains how to assess an insurer’s reliability beyond CSR.
SBI’s ₹1 crore term insurance, offered via Smart Shield Plus, is a pure protection plan with level or increasing cover, flexible payout options, riders and life-stage boosts. Here’s how it works, who it suits, and key benefits to know before you buy.
