Articles

Life Insurance Articles

Term Insurance for Home Loan

Term Insurance for Home Loan: Mandatory or Mis-sold?

Wondering if term insurance is mandatory with your home loan? It’s not—RBI doesn’t require it, and banks can’t force you. But should you skip it? Not really. This article uncovers the truth, bank tactics, and a smarter way to protect both your loan and family with a cost-effective life cover.

5 min read
Acko Life Insurance Review

Acko Life Insurance Review: Should You Trust a New Insurer in 2025?

This comprehensive Acko Life Insurance Review examines the history of Acko, plan features, and customer feedback. Learn about the top Acko Term Insurance policy details and whether a term insurance policy from Acko fits your needs.

10 min read
Shriram Life Insurance

Shriram Life Insurance Review

This in-depth Shriram Life Insurance Review explores plan features, claim settlement data, and customer insights. Learn about the top Shriram Life Insurance policy details and whether a term insurance policy from Shriram fits your needs.

10 min read
GST on Term Insurance Premiums in 2025 | Ditto Insurance

GST on Term Insurance in India: What You Need to Know

Term insurance in India is subject to an 18% GST on premiums. Here’s how it affects your policy costs, with examples and tips for 2025.

8 min read
SBI Smart Fortune Builder

SBI Smart Fortune Builder ULIP Review

Looking to combine investment and insurance? This 2025 review of SBI Smart Fortune Builder explains returns, costs, and coverage, and whether it’s the right fit.

16 min read
Aviva Life Insurance

Aviva Life Insurance Review (2025): Plans, Benefits, & Claim Experience

This in-depth Aviva Life Insurance review explores plan features, claim settlement data, and customer insights. Learn about the top Aviva Life Insurance policy details and whether a term insurance policy from Aviva fits your needs.

15 min read
Term Vs Whole Life Insurance: Ditto

What is the difference between term and whole life insurance?

Term life insurance is affordable and offers pure protection for a fixed period, while whole life insurance provides lifelong coverage plus a savings component. Learn the pros, cons, and how to choose what fits your goals.

9 min read
Term Insurance Medical Test List

Term Insurance Medical Test List: Are You Fit to Get Covered?

Medical tests can make or break your term insurance policy. This blog explains everything you need to know—from standard checkups to exceptions—so you’re fully prepared before you apply.

9 min read
What is Premium Paying Term in Life Insurance?

What does Premium Payment Term Mean in Life Insurance?

Premium Paying Term is the period during which you pay premiums toward your insurance policy. Learn how it affects your coverage and costs.

9 min read
Should you declare smoking after you buy a term insurance plan?

What Happens If You Start Smoking After Taking Term Insurance?

If you start smoking after buying term insurance, your existing policy remains valid unless you hid facts at the time of purchase. Here's what you should know.

9 min read
What is Term Life Insurance Premium

What is Term Life Insurance Premium?

Wondering what a term life insurance premium really is? This guide breaks it down—how premiums are calculated, what affects their cost, average prices by age, and tips to choose the best plan in 2025.

6 min read
Term Insurance Age Limit

What are the Term Insurance Age Limits?

Racking your brains about when to buy term insurance? This guide explains the age limits for entry and maturity, how age affects your premiums, and why buying young gives you the best value.

7 min read