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Choosing the right life insurer goes beyond premiums and benefits. The Claim Settlement Ratio (CSR) shows how reliably a company pays claims. This guide breaks down CSR, its importance, how it's calculated, 2026's top 10 insurers (IRDAI data), the claim process, and tips to avoid rejection.
The best term insurance plan with return of premium is explained simply. Learn how ROP term plans work, their real costs, drawbacks, and whether smarter alternatives can give you better protection and returns.
The purpose of term life insurance is to protect your family financially if you’re no longer around. Learn how it replaces income, clears loans, covers daily expenses, offers tax benefits, and why buying early makes a big difference.
Term insurance offers high life cover at low cost, protects your family’s income, clears loans, saves tax, and provides flexible payout options. Here’s a simple guide to the key benefits of term insurance in India.
Money back term insurance plans refund premiums at maturity while providing life cover during the term. Compare features, benefits, and alternatives to help you decide whether a return-of-premium term plan makes financial sense.
The LIC e-Term Insurance Plan was a pure online term insurance policy by LIC that has now been withdrawn. While new buyers cannot purchase it, existing policyholders remain fully covered under original terms.
Term insurance without income proof in India is available through limited options like Saral Jeevan Bima, joint term plans, or select private policies using bank balance and credit score. Learn eligibility, coverage limits, and premiums.
Term insurance with critical illness pays a lump sum if you are diagnosed with serious illnesses like cancer or a heart attack, while still protecting your family with life cover. Learn how it works, pricing, exclusions, and the best plans in India.
NRIs can buy term insurance from India to protect their families at affordable premiums. This guide explains eligibility, best plans, riders, tax benefits, and claim settlement, backed by IRDAI data.
PNB MetLife term insurance offers affordable life cover with flexible payouts, strong claim ratios, and solid financial backing. This detailed review covers plans, premiums, features, claim performance, pros, cons, and Ditto’s expert take to help you choose the right term plan.
A clear guide to SBI Life ₹1 Crore Term Insurance. Learn about Smart Shield Plus features, benefits, riders, claim performance, and who this plan is best suited for before you buy.
The LIC ₹1 crore term insurance plan is explained in detail. Compare premiums, features, claim records, and limitations to see whether LIC or private insurers offer better value in 2026.
