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Life Insurance Articles

Tata AIA Life CSR

Tata AIA Life Insurance Claim Settlement Ratio

Looking for reliable term insurance? Understand the TATA AIA claim settlement ratio and whether it's right for you in 2025.

4 min read
Joint Term Insurance Plan

Joint Term Insurance Plan: 2025 Guide

A joint term insurance plan for husband and wife offers financial security under one policy, ensuring the surviving partner receives a payout to cover expenses and debts. With lower premiums than separate plans, it provides cost savings, simplified management, and customizable coverage.

5 min read
LIC Term Insurance

LIC Term Insurance Plans 2025

LIC Term Insurance offers trusted life protection through plans like Digi Term and New Tech Term. Backed by a 98.35% claim ratio and flexible cover options, LIC ensures your family’s financial safety with simple, online purchase options.

6 min read
Terminal Illness in Term Insurance

What is Terminal Illness in Term Insurance?

A terminal illness benefit in term insurance offers an early payout if the policyholder is diagnosed with a life-threatening condition expected to cause death within 180 days. It helps ease medical and financial burdens during critical times.

5 min read
What is Term Life Insurance Premium?

What is Term Life Insurance Premium?

Discover how term life insurance premiums work, what factors impact them, and how to save on your premiums in 2025.

11 min read
Home Loan Insurance vs Term Insurance

Home Loan Insurance vs Term Insurance: Which One to Choose?

Home Loan Insurance clears your outstanding home loan if you pass away, while Term Insurance offers broader, flexible coverage for your family. Learn how they differ in purpose, cost, and long-term protection before choosing the right one for your financial security.

7 min read
ULIP vs Term Insurance

ULIP vs Term Insurance

ULIP vs Term Insurance: Understand the key differences between investment-linked insurance and pure life cover. Make informed decisions to secure your family and grow wealth.

6 min read
Health vs Term vs Life Insurance

Health vs Term vs Life Insurance: Which One Should You Choose?

Confused about health, term, and life insurance? This Ditto guide breaks down the key differences, benefits, and when to buy each policy. Learn how to build complete financial protection for your health and family in 2025.

4 min read
Term Insurance for Women

What Makes Term Insurance for Women Essential in 2025?

Term Insurance for Women is vital in 2025, as it provides cost-effective protection, lower premiums, and benefits tailored to women’s needs. Whether you’re working or a homemaker, term insurance helps safeguard your family’s future with flexibility and customization.

9 min read
Free Look Period in Term Insurance

What is the Free Look Period in Term Insurance?

The free look period in term insurance gives you 30 days to review, modify, or cancel your policy if you’re unsatisfied. Learn how it works, what charges apply, and how to request a refund easily.

8 min read
Life Insurance Council

What Is the Life Insurance Council?

The Life Insurance Council is India’s official industry body, uniting all life insurers under one platform. It promotes ethics, transparency, and consumer trust while advising IRDAI, shaping policy, and driving awareness through initiatives like Sabse Pehle Life Insurance.

6 min read
Maximum Sum Assured in Term Insurance

What Is the Maximum Sum Assured in Term Insurance?

Wondering what the maximum sum assured in term insurance is? Learn how insurers calculate your coverage limit, what factors affect it, and how Ditto helps you find the right balance between premium and protection.

7 min read