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Level term life insurance offers fixed coverage and stable premiums throughout the policy term. This guide explains how it works, who should choose it, and how to use it wisely for long-term family protection.
Postal Life Insurance (PLI) is a government-backed insurance scheme offering affordable premiums, guaranteed bonuses, and traditional savings-linked plans. Learn its features, eligibility, bonus rates, plan types, and how it compares with modern term insurance.
A quick guide to term insurance for diabetics, covering how insurers treat Type 1 vs Type 2, approval chances, loadings, and key factors like HbA1c and treatment history.
Policy assignment allows lenders to secure loans by becoming beneficiaries of a life insurance policy. It is mainly used for home loans. This guide explains how assignments work, why banks ask for them, and how customers can complete or cancel them with proper support.
Renewing your Bajaj Life Term Insurance is quick and easy, with multiple online and offline options. This guide covers website/app renewal, branch and ATM payments, grace period rules, and expert tips to avoid policy lapse.
Renewing your HDFC Life Term Insurance is simple and quick. Whether online or offline, you can complete the renewal within minutes. Here’s a complete guide covering steps, grace period, payment modes, and essential tips to avoid a policy lapse.
Tata AIA and Max Life are two of India’s strongest term insurers. Max Life leads in claim metrics and pricing, while Tata AIA performs better on customer complaints. Here’s a complete, data-backed comparison to help you choose wisely.
ICICI Prudential has achieved a Claim Settlement Ratio (CSR) of 99.34% in FY 2024–25, indicating strong claim reliability. This article breaks down its 5-year performance, ASR, solvency, claim speed, and what these metrics mean for customers considering a term plan.
Axis Max Life has one of India’s highest CSRs, recording 99.70% in FY 2024-25 and an average of 99.62% over the past three years. Here’s a complete IRDAI-verified breakdown of Axis Max Life’s claim performance, ASR, solvency ratio, and other key metrics.
ICICI Prudential has achieved a Claim Settlement Ratio (CSR) of 99.34% in FY 2024–25, indicating strong claim reliability. This article breaks down its 5-year performance, ASR, solvency, claim speed, and what these metrics mean for customers considering a term plan.
A Waiver of Premium Rider ensures your term insurance stays active even if you're critically ill or disabled and can't afford premiums. Learn how this rider works, which plans offer it, and why Ditto strongly recommends it for smart, uninterrupted coverage.
LIC’s Claim Settlement Ratio for 2024–25 stands at 98.15%, backed by IRDAI data. Here’s a complete breakdown of its 5-year performance, comparisons with top insurers, and what it means for your term insurance decision.
