What is a Decreasing Cover Option in Term Life Insurance Plans?
Know about decreasing cover term life insurance plans and if they are suitable for your needs !
7 min read
Articles
Life Insurance Articles
Difference between policy term and premium paying term in term insurance plans
When you are buying a term plan, you come across terms like Policy Term and Premium Paying Term. Knowing their difference is crucial, so in this guide, we explain how they differ, why they matter, and how they impact your family’s financial security.
6 min read
What is a Unit Linked Insurance Plan (ULIP)?
A Unit Linked Insurance Plan (ULIP) combines life cover with investment in equity, debt, or hybrid funds. While ULIPs offer tax benefits and flexibility, they come with multiple charges and a 5-year lock-in. Find out if they are worth it compared to term insurance + mutual funds.
11 min read
What is the Family Protect Rider in Term Insurance Plans? Meaning and Benefits
If you want additional financial protection for your parents, the family protect rider is an excellent choice. But will it live up to your expectations in the future? This guide analyzes the benefits and limitations of this rider to ensure if it’s the right choice for you.
6 min read
Term Life Insurance for Smokers vs Non-Smokers in 2025
Smokers pay 60–100% more for term insurance. Compare rules, risks, and the best plans for 2025.
8 min read
Best Life Insurance Plans for Senior Citizens Over 60 in India
Life insurance after 60 comes with high premiums and fewer benefits. Explore the best plans for senior citizens in India and smarter alternatives like FDs, SCSS, and pension plans for financial security.
7 min read
Should you buy term insurance in your 40s?
Your 40s are a turning point: debts, dependents, and lifestyle needs peak. But is term insurance still worth it now? Here’s a breakdown of costs, benefits, and alternatives.
7 min read
What is Money Back Insurance Policy: Features and Benefits
The money back insurance policy provides you with both life cover and regular payments. But is the plan worth it in the long term? Let’s explore further in this guide on money back plans, their benefits, and limitations.
8 min read
Life Stage Benefit Rider in Term Insurance
This guide gives you a detailed breakdown of the life stage benefit rider in term insurance, its key highlights, beneficiaries, limitations, and other details. Analyze whether it’s a perfect option for you.
8 min read
Should You Buy Life Insurance Plans for Senior Citizens (60+)?
Say you are a senior citizen with no life insurance policy. Should you buy one now? Will it be a smart financial move? Are there any alternatives? Here’s what we say!
7 min read
What is an Endowment Plan in Life Insurance?
An endowment plan in life insurance offers both protection and savings, paying a lump sum at maturity or death. Learn how these plans work, their benefits, types, and how they compare with term insurance and ULIPs before making a decision.
9 min read
Axis Max Life Fast Track Super Review 2025
Axis Max Life Fast Track Super is a ULIP that combines insurance with market-linked returns. In this review, we break down its features, charges, fund options, and performance to help you understand if it’s the right fit for your investment and protection needs.
8 min read