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ULIP Tax Benefits

ULIP Tax Benefits 2026: Savings Under Sections 80C & 10(10D)

Confused about ULIP taxation in 2025? This guide explains premium deductions, maturity taxation, GST exemption, and how switching or withdrawing affects your taxes, so you can make the most of your ULIP investments.

7 MIN
Soumi Halder
Written by Soumi Halder
Postal Life Insurance (PLI)

Postal Life Insurance (PLI)

Explore Postal Life Insurance plans, eligibility, premium details, bonus rates, and benefits. Understand different PLI schemes and compare them with private term insurance plans to choose the right life cover for your needs.

12 MIN
Moushmi Kaur
Written by Moushmi Kaur
Pension Plan

Pension Plans in India - Types, Best Plans, and How to Choose for Retirement

Looking for a pension plan in India? Compare deferred annuity plans, immediate annuities, NPS, and pension ULIPs by returns, tax treatment, liquidity, and income certainty to choose the right retirement strategy for your needs.

10 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Group life insurance

Group Life Insurance: How It Works

Group life insurance gives employees low-cost life cover through a single master policy. But the protection usually ends when you leave your job, and the coverage may be far lower than your family actually needs. Here’s how group term insurance really works.

9 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Term Insurance for Parents

Term Insurance for Parents

Is term insurance for parents possible in India? Learn more about the top plans, premiums, and other alternatives to term life insurance in this detailed guide.

8 MIN
Swetlana Neog
Written by Swetlana Neog
Cash Value Life Insurance

Cash Value Life Insurance

Learn what cash value life insurance is, and whether it has any relevance in the Indian context. Know the alternative terms used in this context in our country.

8 MIN
Swetlana Neog
Written by Swetlana Neog
Generali Central Life Insurance

Generali Central Life Insurance: Plans, Review & CSR [2026]

Generali Central Life Insurance is an Italy-headquartered insurer operating in India with its head office in Mumbai. The insurer offers term, savings, and ULIP products. This review covers its plans, claim settlement track record, and an honest assessment of pros and cons to help you decide.

11 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
SBI Life Claim Settlement Ratio 2026

SBI Life’s Claim Settlement Ratio

The SBI Life claim settlement ratio for FY 2024–25 stands at 98.83%, with a 3-year average of 98.24% between FY 2022–25. This guide covers CSR trends, insurer comparisons, and key insights before buying SBI Life insurance or evaluating its term insurance claim performance.

8 MIN
Moushmi Kaur
Written by Moushmi Kaur
ULIP Lock-in Period

ULIP Lock-In Period: Everything You Need to Know

Confused about the ULIP lock-in period? This article explains the mandatory 5-year lock-in rule for ULIPs, what happens if you exit early, and why staying invested longer can significantly boost your returns.

10 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
Mortality Charges in ULIP

Mortality Charges in ULIP: How They Work & Are Calculated

Wondering what mortality charges in ULIP are and why they matter? This article explains what these charges are, how they're calculated based on age and sum assured, and how they impact your ULIP returns.

12 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
HDFC Life Click 2 Protect Super

HDFC Life Click 2 Protect Super

Learn more about the HDFC Life Click 2 Protect Super plan, its key benefits, and other relevant riders. Know how to download its official brochure too.

9 MIN
Swetlana Neog
Written by Swetlana Neog
LIC Claim Settlement Ratio

LIC Claim Settlement Ratio

LIC claim settlement ratio stands at 98.15% in FY 2025. This guide explains LIC CSR, how it is calculated, and what it means for term insurance buyers evaluating claim reliability.

9 MIN
Moushmi Kaur
Written by Moushmi Kaur