Quick Overview
Do you hold a Star health insurance policy? Then, one of the most important things to know is where you can get cashless treatment, i.e., hospitalization where you don’t have to pay upfront and the insurer settles the bill directly with the hospital.
While Star Health has a wide network of empanelled hospitals in India, being aware of the hospitals available in and around your region can make a significant difference during medical emergencies and planned treatments alike.
In this article, we’ll walk you through the Star Health Insurance network hospital list and other relevant details.
What is the Star Health Insurance Network Hospital List?
Before we understand Star Health’s hospital list, let’s discuss a few essential aspects:
Types of Claim Settlements
- Cashless Claim Settlement: In a cashless claim, you can get hospitalized without having to pay anything. The insurer and the hospital settle the bill between themselves. This type of claim usually gets settled as soon as you get discharged. Cashless also reduces upfront payment for admissible expenses. However, out-of-pocket expenses can still exist for things like co-payment, consumables, etc. depending on policy terms.
- Reimbursement Claim Settlement: In a reimbursement claim, you need to pay the entire bill first and get it reimbursed from the insurer later. This can take more than 30 days at times.
Types of Claim Settlement by Hospital Category
- Network Hospitals: Both cashless and reimbursement options available.
- Non-Network Hospitals: Mainly reimbursement. Cashless option might be possible under the ‘Cashless Anywhere’ scheme, subject to terms and conditions.
- Blacklisted Hospitals: These are hospitals who have or tried to defraud the insurer in the past. Treatment in blacklisted hospitals is only allowed till stabilization in cases of emergency.
Note
How to Find the Star Health Insurance Cashless Hospital List Online
On the Official Website
- Open the Star Health official website
- Scroll down to the ‘Network Hospitals’ section, and click on ‘View all’
- On the same page, you can search the hospitals by their name, city, or state
On the Mobile App
Download the PDFs of Network Hospitals Across Major Cities
Popular Network Hospitals for Star Health Insurance Across Major Cities
Mumbai
Delhi/NCR
Bengaluru
Kolkata
Hyderabad
Note: The network hospital list is dynamic and keeps changing on a regular basis. For the most updated Star health insurance hospital list, always refer to the insurer’s official website.
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Ditto’s Take on Star Health Insurance Network Hospitals
Star health insurance has one of the biggest network hospital ranges (14.000+) in the country. The list of hospitals is publicly available both on the insurer’s official website and can be downloaded as a PDF.
However, always prefer cashless claim settlements and check for the availability of good network hospitals in your area before buying a plan from the insurer. Additionally, compare all your options and carefully go through the policy’s fine print before to avoid any surprises later.
Note: Star Health is a partner insurer and the information presented in the article is taken from publicly available sources like the insurer’s website. To know the methodology behind why these plans are recommended, refer to Ditto’s Cut and Framework.
Frequently Asked Questions
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