Articles

Health Insurance Articles

Mukhyamantri chiranjeevi swasthya bima yojana

Mukhyamantri Chiranjeevi Swasthya Bima Yojana (Rajasthan): ₹25 Lakh Cover, Eligibility, Documents, Registration

Chiranjeevi (MAAY) offers ₹25 lakh cashless cover per family in Rajasthan. Check eligibility, registration process, and know when to add a personal health plan.

7 min read
Loading Charges in Health Insurance Plans

What are Loading Charges in Health Insurance Plans?

Loading charges can bump up your health insurance premium, but why do insurers add them? From age and pre-existing conditions to lifestyle habits, many factors influence these extra costs. Learn how loading works, the best plans with and without it, and how to choose smartly!

9 min read
ESIC Number

What Is ESIC Number? Ditto's 2025 Guide

ESIC number is your 10-digit key to social security benefits. Know the format, eligibility, benefits, how to find it, and download your e-Pehchan card (2025).

10 min read
miss paying premiums

What Happens When You Miss a Premium Payment?

Missed your premium payment? Learn what happens when you skip an insurance payment, including grace period rules, policy lapse, and reinstatement options.

8 min read
National Insurance Premium Rate Chart

What Is The National Insurance Premium Rate Chart?

Discover how National Insurance calculates health premiums with age bands, sum insured slabs, and zonal pricing. Learn about optional covers, discounts, copay rules, and family floater calculations to make informed, cost-effective policy choices. FAQs included for clarity.

8 min read
What is MADBY Rajasthan Health Scheme?

Mukhyamantri Ayushman Durghatana Bima Yojna (MADBY) Rajasthan: A Complete Guide

Discover how MADBY Rajasthan offers families financial protection of up to ₹10 lakh in case of accidental death or disability. Learn who’s eligible, required documents, and how to claim in this complete guide.

5 min read
Underwriter in Insurance

The Role of an Underwriter in Insurance

Discover the vital role of insurance underwriters, how they assess risks, set premiums, and how you can improve your chances of better coverage with expert guidance.

11 min read
Coordination of Benefits in Health Insurance

Coordination of Benefits in Health Insurance

Coordination of Benefits in health insurance lets you combine multiple policies to maximize coverage, reduce out-of-pocket costs, and ensure fair claim settlements without duplication.

7 min read
PPN in Insurance

What is PPN in Insurance?

Learn how PPN (Preferred Provider Network) affects cashless approvals, and what to confirm before a hospital admission, including room class, package, and inclusions.

12 min read
NRI Health Insurance

NRI Health Insurance: The 2025 No-Nonsense Guide (India)

The ultimate NRI health insurance buying guide to learn about India-based plans, global cover, clearing waiting periods, and picking the right plan in 2025.

12 min read
policy period in health insurance

What is the policy period in health insurance?

Learn what the policy period in health insurance means, how it affects your premium, and why choosing the right tenure,1,2, or 5 years, can save you money, reduce renewals, and protect against medical inflation. The guide includes examples, expert tips, and FAQs for 2025.

8 min read
Bhamashah Swasthya Bima Yojana

Bhamashah Swasthya Bima Yojana: A Comprehensive Review

The Bhamashah Swasthya Bima Yojana has been replaced by a more comprehensive scheme called the Mukhyamantri Ayushman Arogya Yojana. So, how did BSBY perform when it was active in Rajasthan? This guide discusses the details of the programs, including its alternate schemes.

5 min read