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Top-Up Health Insurance

Top Up Health Insurance

You may have heard that Top Up Health Insurance can save you from massive hospital bills when your base cover falls short. That’s true, but is it the best option for you? Learn how it works, its benefits, and key limitations before making a decision.

6 MIN
Soumi Halder
Written by Soumi Halder
Cashless in Health Insurance

What is Cashless in Health Insurance?

Cashless Health Insurance helps settle cashless claims at network hospitals. Learn pre-authorization, deposits, exclusions, timelines, rejection fixes, reimbursement backup, and escalation.

7 MIN
Avni Mittal
Written by Avni Mittal
Deductible in Health Insurance

Deductible in Health Insurance: A Complete Guide

A clear guide to health insurance deductibles: what they are, how compulsory and voluntary deductibles work, their impact on premiums and claims, and when choosing a deductible makes sense. Learn how to balance lower premiums with real claim-time costs.

6 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
Private Health Insurance

Private Health Insurance in India: A Complete Guide for 2026

Private health insurance provides higher coverage limits, wider hospital networks, faster claims processing, and greater flexibility than government schemes, making it ideal for long-term financial protection.

5 MIN
Gargi Thakur
Written by Gargi Thakur
Niva Bupa Claim Settlement Ratio

Niva Bupa Claim Settlement Ratio: Year-wise Data and Insights

A quick, data-backed look at Niva Bupa’s Claim Settlement Ratio, how it compares with industry averages, and what it means for your health insurance experience.

6 MIN
Soumi Halder
Written by Soumi Halder
What is Moratorium Period in Health Insurance

Moratorium Period in Health Insurance

A breakdown of the moratorium period in health insurance: what IRDAI’s five year rule means, how it works in real claims, when insurers can still reject, and what happens during portability, migration, or sum insured increases.

5 MIN
Avni Mittal
Written by Avni Mittal
Post Office Health Insurance

Post Office Health Insurance: A Detailed Guide

Post Office Health Insurance lets you buy health policies through IPPB and Post Offices, while private insurers handle coverage and claims. Learn partner insurers, popular plans, benefits, limitations, and what to check before buying.

8 MIN
Pratyusha Chatterjee
Written by Pratyusha Chatterjee
Tata AIG Health Insurance Plans for Family

Tata AIG Health Insurance Plans for Family

A detailed review of Tata AIG Health Insurance Plans for Family in 2026, covering MediCare, Premier, and Select plans, benefits, premiums, exclusions, and expert recommendations.

6 MIN
Gargi Thakur
Written by Gargi Thakur
Renewal Bonus In Health Insurance

Renewal Bonus In Health Insurance: A Complete Guide

Renewal bonus in health insurance explained simply. Learn the difference between renewal bonus and NCB, IRDAI rules, claim impact, bonus caps, add-ons, portability effects, and how to choose the right plan without being misled.

6 MIN
Subhashish Banerjee
Written by Subhashish Banerjee
ICICI Activate Booster Super Top Up Plan

ICICI Activate Booster Super Top Up Plan: Coverage, Benefits, Premiums & Review

ICICI Activate Booster Super Top Up Plan is a health insurance plan that boosts your cover at low cost by paying claims only after a chosen deductible is crossed. Learn how it works, who should buy it, coverage, premiums, and key exclusions.

9 MIN
Soumi Halder
Written by Soumi Halder
Manipal Cigna Sarvah Health Insurance Plan

Manipal Cigna Sarvah Health Insurance Plan Review: Features, Benefits & Premiums

Discover the Manipal Cigna Sarvah health insurance plan in detail – from eligibility, coverage, and unique benefits to optional riders, premiums, and insurer performance. Find out if this award-winning plan is the right choice for you and your family today!

9 MIN
Soumi Halder
Written by Soumi Halder
Health Insurance Policy Details

Health Insurance Policy Details Explained: Coverage, Waiting Periods, Claims & Exclusions

Health insurance policy details determine what your insurer pays, when claims are approved, and how much you pay out of pocket. Understanding inclusions, exclusions, waiting periods, and claim rules helps you avoid rejections and costly surprises.

6 MIN
Soumi Halder
Written by Soumi Halder