The Insurance Ombudsman in India offers policyholders a free, impartial, and quick platform to resolve disputes with insurers. From claim delays to policy misrepresentation, here’s how you can file complaints and seek redressal through the CIO system.
Worried if dental treatment is covered in health insurance? Standard plans only cover disease or accident-related treatments. Coverage usually comes as outpatient procedures with an OPD rider, but many treatments and routine care are excluded. Learn what’s included, what’s not, and popular plans.
Aam Aadmi Bima Yojana (AABY) was a government-backed insurance scheme offering life and disability coverage to unorganised workers at a subsidized premium. Now merged into PMJJBY & PMSBY, it remains a milestone in India’s social security journey.
What is the key difference between top-up and super top-up plans in health insurance? Learn their key benefits and limitations in this guide and understand whether it's a right choice to add them to your base health insurance policy.
The Mukhyamantri Amrutum (MA) Yojana, now aligned with PMJAY, offers free cashless health coverage up to ₹10 lakh for vulnerable families in Gujarat. Learn about benefits, eligibility, and enrollment under this state-backed scheme.
Claim Settlement Ratio (CSR) in health insurance shows how reliably an insurer pays claims. Learn why CSR matters in health insurance, how to check it, which insurers lead in 2025, and what other factors you must consider before choosing the right health plan.
This guide explains Arogya Sanjeevani Health Insurance, the IRDAI-mandated standard plan. Explore its coverage, features, eligibility, benefits, and limitations. See how it compares with retail health insurance and make an informed choice for your family.
Commercial health insurance in India offers customizable health plans from private and public insurers. It covers hospitalization, surgeries, and more, bridging the gap left by government schemes like Ayushman Bharat. Here’s a complete guide to benefits, exclusions, and plan types.
A Fixed Benefit Policy in health insurance pays a predefined lump sum upon diagnosis of a covered illness or event, regardless of treatment cost. Unlike indemnity plans, it gives financial flexibility, quick relief, and is best used as a supplement to your base or comprehensive plan.
Applied for a health insurance claim but got rejected? Then, it's high time you learn how to appeal for a rejected health insurance again. This guide discusses the process in detail with expert tips and also offers other alternatives.
Gross Written Premium (GWP) is the total premium an insurer collects before deductions. Learn why GWP is an important metric to check when choosing a strong and trustworthy insurance company.
Understand the survival period in critical illness insurance—why it matters, how it impacts claim eligibility, and what to consider when choosing a plan. Learn the key differences from waiting periods with real examples and expert tips.
