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Health Insurance Articles

Understand what Aggregate Deductible Means

Aggregate Deductible in Health Insurance

Aggregate deductible in health insurance means you pay a set amount in medical expenses before your policy kicks in. It lowers premiums and works well with super top-ups, covering big hospital bills. In this guide, we explain how it works, its pros and cons, and the best aggregate deductible plans.

10 min read
Understand the pros and cons of Health Insurance

What are the Advantages and Disadvantages of Health Insurance Plans in 2025?

Want to know more about the advantages and disadvantages of Health Insurance? Find them here, along with the Top 5 health insurance plans that are all the rage in 2025!

10 min read
Does Health Insurance Cover Accidents?

Does Health Insurance Cover Accidents? Everything You Need to Know

Does health insurance cover accidents? The short answer is yes, but with conditions. This guide explains accident coverage in health insurance, key policy features to check, and how to choose the best plan for financial protection.

4 min read
Individual Health Insurance vs Family Floater Health Insurance

Individual Health Insurance vs Family Floater Health Insurance: A Guide to Help You Decide

Choosing between Individual Health Insurance and Family Floater Health Insurance can be overwhelming, but the right decision depends on your family’s needs, budget, and long-term health goals. This guide breaks down the pros, cons, real-life use cases, and top insurers.

9 min read
Health Insurance Plans Covering Pre-existing Diseases from Day 1: What You Need to Know

Health Insurance Plans Covering Pre-existing Diseases from Day 1: What You Need to Know

Many avoid health insurance due to long waits for pre-existing disease coverage. Some plans now cover conditions like diabetes or asthma from Day 1, ensuring immediate protection. While premiums may be higher or include co-payments, they offer financial security.

9 min read
Health Insurance with Critical Illness Cover: A Comprehensive Guide

Health Insurance with Critical Illness Cover: A Comprehensive Guide

A critical illness can disrupt your health and finances. Health insurance with critical illness cover safeguards income, covers expenses, and provides stability. Whether a standalone policy or a rider, the right coverage ensures a medical crisis doesn’t turn into a financial burden.

7 min read
Health Insurance vs Mediclaim: How to Make the Right Choice

Health Insurance vs Mediclaim: How to Make the Right Choice

Compare health insurance and mediclaim to find coverage that best suits your needs. Explore key differences, pros and cons, and actionable insights into the factors you must assess before making your decision.

7 min read
Understand what OPD Health Insurance Means

OPD Health Insurance Plans: Should You Have It Or Avoid It?

OPD health insurance covers doctor visits, diagnostic tests, and medicines without hospitalization, helping you manage frequent medical expenses. In this guide, we break down its benefits, drawbacks, and who should consider it. Plus, discover the Top OPD health plans of 2025.

8 min read
Difference between insurance and assurance

Difference Between Insurance and Assurance

What’s the difference between insurance and assurance? Understand its meaning & differences and how to choose the right financial protection for your needs. This article covers which is more reliable and its challenges to help you make an informed decision.

5 min read
Cataract Surgery Health Insurance

Does Health Insurance Cover Cataract Surgery?

Cataract is one of the most common eye ailments that people get these days. Health insurance generally covers cataract surgery. However, it depends on your policy, as there can be different waiting periods, sub-limits, and exclusions. Read the entire article to know exactly what your plan covers.

7 min read
How Much Health Insurance Do I Need in India in 2025?

How Much Health Insurance Do I Need?

Not sure how much health insurance you need? Too little can leave you exposed, while too much means high premiums. This guide breaks down key factors like age, medical history, and location to help you choose your coverage. Plus, we compare the best health insurance plans for 2025. Read on!

8 min read
Is Niva Bupa Reliable?

How reliable is Niva Bupa Health Insurance?

Niva Bupa offers feature-rich health insurance plans, but how reliable is it when it comes to claims and customer service? This review covers its financial stability, claim process, and its challenges to help you make an informed decision.

5 min read