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Difference between health insurance and medical insurance

Difference Between Health Insurance and Medical Insurance

Do you think health insurance and medical insurance are the same? You might be missing a crucial difference that could affect your coverage and claims. This guide breaks it down in plain English, so you know exactly what you’re paying for and what you’ll get.

6 min read
Star Health Insurance vs ICICI Lombard Health Insurance

Star Health Insurance vs ICICI Lombard Health Insurance: Which is Better in 2025?

Compare Star Health vs ICICI Lombard in 2025 to see how they differ in claim settlements, premiums, hospital networks, and plan features. This guide will help you choose the health insurance that truly meets your needs.

8 min read
Manipal Cigna vs Care Health Insurance

Manipal Cigna vs Care Health Insurance: Which Insurer is Best for You?

Manipal Cigna vs Care health insurance: which is the right insurer for your needs? Compare their claim settlement ratios, premiums, and other metrics in this guide to make an informed decision.

7 min read
HDFC ERGO vs Aditya Birla Health Insurance

HDFC ERGO vs Aditya Birla Health Insurance: Which One Suits You Best?

Compare HDFC ERGO and Aditya Birla Health Insurance based on claims, premiums, hospital networks, and wellness benefits to pick the right plan for your family.

7 min read
HDFC ERGO vs ICICI Lombard Health Insurance

HDFC ERGO vs ICICI Lombard Health Insurance

Compare HDFC ERGO vs ICICI Lombard Health Insurance on claim settlement, hospital networks, premiums, and benefits. Find out which insurer is the better fit for your family’s health needs.

6 min read
Moratorium Period in Health Insurance

Moratorium Period in Health Insurance: IRDAI Rules, Benefits, and Pitfalls

A simple guide to understand the moratorium period in health insurance. Know how it protects insured individuals from claim rejection for undisclosed pre-existing conditions after 5 years of continuous coverage as per IRDAI rules.

7 min read
Supplemental Health Insurance

Supplemental Health Insurance: Why Do You Need It?

What would you do if your base policy does not suffice certain medical costs? This is where a supplemental health insurance plan comes in. Get a comprehensive overview of how it works in this guide.

7 min read
Health Insurance Portability Rules IRDAI

What are Health Insurance Portability Rules by IRDAI ?

Learn how IRDAI health insurance portability lets you switch insurers without losing benefits like waiting periods, no-claim bonuses, and moratorium credits. Understand rules, timelines, rights, and tips for a smooth transition.

5 min read
Health insurance portability and accountability act

What is the Health Insurance Portability and Accountability Act?

HIPAA protects U.S. patient health data to ensure privacy, security, and insurance portability. In India, the DPDP Act, ABDM, and IRDAI rules provide similar protections to guide insurers and healthcare providers to handle sensitive health information securely.

7 min read
Proportionate Deduction in Health Insurance

Proportionate Deduction in Health Insurance: What It Means and How to Avoid It

Avoid costly proportionate deductions on your health claim by understanding room rent limits and associated IRDAI rules.

7 min read
Can I have Multiple Health Insurance Policies

Can I Have Multiple Health Insurance Policies?

Rising healthcare expenses and medical inflation can make it challenging to manage your finances. In that case, can you take multiple health insurance policies to handle medical costs? Yes, and this guide highlights the things you need to keep in mind when considering more than one plan.

10 min read
Health Insurance for Self Employed

What is Health insurance for Self Employed?

Getting a health insurance plan as a self employed professional can be tricky. That’s where this simple, ready-to-refer guide from Ditto comes in to help you learn the basics, understand ways to build the right cover (base plan+ super top-up+add-ons), and know the inclusions and exclusions.

11 min read