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Discover the vital role of insurance underwriters, how they assess risks, set premiums, and how you can improve your chances of better coverage with expert guidance.
Coordination of Benefits in health insurance lets you combine multiple policies to maximize coverage, reduce out-of-pocket costs, and ensure fair claim settlements without duplication.
Learn how PPN (Preferred Provider Network) affects cashless approvals, and what to confirm before a hospital admission, including room class, package, and inclusions.
The ultimate NRI health insurance buying guide to learn about India-based plans, global cover, clearing waiting periods, and picking the right plan in 2026.
Learn what the policy period in health insurance means, how it affects your premium, and why choosing the right tenure,1,2, or 5 years, can save you money, reduce renewals, and protect against medical inflation. The guide includes examples, expert tips, and FAQs for 2025.
The Bhamashah Swasthya Bima Yojana has been replaced by a more comprehensive scheme called the Mukhyamantri Ayushman Arogya Yojana. So, how did BSBY perform when it was active in Rajasthan? This guide discusses the details of the programs, including its alternate schemes.
The Awaz Health Insurance Scheme offers free medical and accident coverage for migrant workers in Kerala. Learn about its benefits, eligibility, registration, and claim process, and explore better health cover options with Ditto.
Understand the GST on hospital room rent and beds in India. Ditto’s guide explains exemption limits, applicability rules, and how GST affects patients and hospitals.
Health insurance fraud in India threatens policyholders and insurers alike. Learn the types, penalties, prevention methods, and how IRDAI helps combat fraudulent claims.
What is the key difference between top-up and super top-up plans in health insurance? Learn their key benefits and limitations in this guide and understand whether it's a right choice to add them to your base health insurance policy.
The Mukhyamantri Amrutum (MA) Yojana, now aligned with PMJAY, offers free cashless health coverage up to ₹10 lakh for vulnerable families in Gujarat. Learn about benefits, eligibility, and enrollment under this state-backed scheme.
Claim Settlement Ratio (CSR) in health insurance shows how reliably an insurer pays claims. Learn why CSR matters in health insurance, how to check it, which insurers lead in 2026, and what other factors you must consider before choosing the right health plan.
